The First Horizon Visa Signature Card (formerly First Tennessee Visa Signature Card) has an offer for 15,000 bonus points when you spend $1,500 in the first 90 days. According to First Horizon Bank, these points are worth $100 as cash back. Sure, you can find better bonuses out there. But for a card with no annual fee, it’s a decent offer. The Capital One® SavorOne® Cash Rewards Credit Card has a better welcome offer with no annual fee.
A no-frills credit card, the First Horizon Visa Signature card will reward you with unlimited 2x points at restaurants and gas stations. Purchases made anywhere else will get you unlimited 1x points.
*First Horizon Bank offers good bonuses for its checking accounts as well.
|Bonus Available||Get 15,000 bonus points when you spend $1,500 in purchases within the first 90 days from the account open date.|
|Ongoing Rewards/Benefits||Unlimited 2 points for every $1 spent in net purchases at restaurants and gas stations.|
Unlimited 1 point for every $1 spent everywhere else.
|Foreign Transaction Fees?||No|
|Airport Lounge Access||No|
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- No annual fee
- Welcome bonus
- Unlimited rewards
- No foreign transaction fees
- Good-Excellent credit needed to qualify
First Horizon Visa Signature Card 15,000 Bonus Points Offer
Take advantage of the First Horizon Visa Signature card’s 15,000 bonus points offer. If you redeem for cash back, the bonus is worth $100 (more on that later).
To qualify, charge at least $1,500 to your card within the first 90 days from opening your account.
Here are some ideas on meeting the spending requirement:
What Are First Horizon Visa Signature Points Worth?
When you’re ready to redeem your points, you have several options:
|Redemption Option||Minimum To Redeem|
|Charitable donations & cash back||5,000 points|
|All-inclusive getaways||23,000 points|
|Airline discounts||40,000 points|
|Premium golf & sporting equipment||65,000 points|
|Premium event travel packages||100,000 points|
There’s not much information from First Horizon Bank about the value of its reward points, other than 15,000 points will get you $100 in cash back.
You might consider the First Horizon Visa Signature credit card if you spend quite a bit dining out and at gas stations. Especially if you already have a checking account with the issuer, and you want to keep all your banking needs under one provider.
But if you’re looking to earn more in the long run, you’ll want to consider other credit cards.
What’s The Competition?
Below are some of the top competitors to the First Horizon Visa Signature credit card you should consider.
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