Equity Bank Bonus: $400 Checking Offer [KS, MO, AR, OK] – Ends 6/30/26

Equity Bank is extending a warm welcome to new customers with a $400 bonus for those who open a new checking account. A direct deposit is not required, which makes this an excellent deal.

Other checking offers to consider include cash bonuses from CIT Bank or Chase Bank.

See the bottom of this page for more offers.

How to Earn the $400 Bonus

To earn the $400 Equity Bank bonus, you’ll need to complete the following steps within the required timeframe:

1. Open both a checking and savings account
   • Must be completed by June 30, 2026
   • Use promo code BLOOM when applying online or mention it in-branch
2. Fund and maintain both accounts
   • Accounts must be opened within 45 days of each other
   • Keep both accounts in good standing until the bonus is paid
3. Receive at least $1,000 in direct deposits
   • Must be deposited into your new checking account
   • Needs to be completed within 45 days of account opening
4. Activate and use your debit card
   • Make at least one qualifying debit card transaction within 45 days

Once all requirements are met, the $400 bonus will be deposited into your checking account within approximately 45 days after account opening.

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 4/15/26. Show Less

Earn $400

Go to the deal

Waive The Monthly Fee

Their Preferred Checking account has a $10 monthly fee but could be waived a $2,000 balance.

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND CIT.

Fine Print

• Limited time offer and may be canceled without notice.
• One offer per household, available for new Equity Bank households only, and subject to review and approval.
• Incentive amount will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
• To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) complete direct deposit forms at time of enrollment, (3) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
• Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
• Customer will be issued a 1099-INT form for tax value of the incentive amount.
• Minimum $100 deposit required to open Equity Bank checking account.

Bottom Line

The $400 bonus from Equity Bank seems like a fantastic incentive for anyone considering a new checking account especially it does not require a direct deposit. If you’re not fazed by a direct deposit requirement, this offer from Chase Bank is a lot better.

See More:

• Equity Bank $1,000 Business Checking Bonus [KS, MO, AR, OK]– Easy Requirements
• Equity Bank Bonus: Get $400 With Business Checking Account – Ended
• Equity Bank Promotion: Revolution Smart Toaster Checking Bonus (Worth ~$450) [AR, KS, OK, MO] – No End Date

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.