Chase Business Complete Checking® Up To $500 Offer
How To Earn The Bonus:
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Where it’s available: Available Nationwide. Apply online or in-branch.
Offer Expires: January 22, 2026
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
About Chase
Chase Bank is the largest bank in the United States in terms of total assets. It was founded in 1982 and has its main office in Newark, Delaware. Chase offers can be used by a lot of people because they have branches and ATMs in the following states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
Chase Bank offers a range of account options that will meet your company’s needs, whether you’re establishing a tiny business or managing a large, established corporation.
As one of the nation’s first banks, Chase has more than 15,000 ATMs and more than 4,700 branches around the country.
An additional cash bonus is appreciated by all. Small business owners and entrepreneurs are no exception. Below, we’ll review the latest business account offer from Chase.
READ MORE: SEE ALL OF CHASE BANK’S CHECKING AND SAVINGS PROMOTIONS HERE
About The Offer
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to connect with Chase. Get personal attention paired with a large-scale presence, including more than 4,900 local branches and 15,400 ATMs. Plus, bank on your phone with the Chase Mobile® app.
- Chase for Business guidance you can count on. Access business insights and tools to help you grow. Meet with our team of bankers or go to our online Resource Center to find helpful information.
- Chase Business Complete Checking does more for your business. Featuring multiple ways to pay and get paid, like built-in invoicing and card acceptance, Zelle®, and Tap to Pay on iPhone, to help improve your cash flow.
- Waivable service fee. Multiple ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or making at least $2,000 in purchases per month with your Chase Ink® Business credit card.
>> OPEN A CHASE BUSINESS COMPLETE CHECKING® ACCOUNT TO GET $500
How To Earn The Chase Business Checking Bonus
- Open a New Account
- Open a Chase Business Complete Checking account online or in a branch before the expiration date.
- If you open the account online, your offer code will be automatically applied. If in a branch, request the code via email.
- Deposit New Money
- Earn $500: Deposit at least $10,000 in new money (money not already in Chase or its affiliates) within 30 days of offer enrollment.
- Or Earn $300: Deposit at least $2,000 in new money (money not already in Chase or its affiliates) within 30 days of offer enrollment.
- Maintain the Deposit
- Keep the new money balance (at least $10,000 for the $500 bonus or $2,000 for the $300 bonus) in the account for at least 60 days from the date of enrollment.
- Complete Transactions
- Perform at least 5 qualifying transactions within 90 days of offer enrollment.
Qualifying transactions include:- Debit card purchases
- Chase QuickAccept® payments
- Chase QuickDepositSM
- ACH credits or wires (credits/debits)
- Online bill payments
- Perform at least 5 qualifying transactions within 90 days of offer enrollment.
- Receive the Bonus
- Once all conditions are met, the bonus will be deposited into your account within 15 days.
Waive The Monthly Fee
Chase Business Complete Checking® has a $15 Monthly Service Fee unless you fulfill at least one of the following qualifying activities:
- Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period,
- Spend at least $2,000 in purchases (minus returns or refunds) using your Chase Ink® Business Card(s) that shares a business legal name with the Chase Business Complete Checking account, using each of their most recently completed monthly card billing period(s),
- Deposit $2,000 into your Chase Business Complete Checking account from your QuickAccept® and/or other eligible Chase Payment Solutions transactions at least one business day prior to the last day of your bank account statement period, OR
- Maintain a linked Chase Private Client Checking℠ account.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Fine Print
- To receive this offer, the enrolled account must not be closed or restricted at the time of payout.
- Offer is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Chase reserves the right to withdraw this offer at any time without notice.
- Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
READ MORE: SEE THE PROMOTION FOR CHASE’S PERSONAL CHECKING ACCOUNT
Why Chase Business Complete Banking® ?
PROS:
- No minimum opening deposit
- Unlimited electronic deposits
- Sign-up bonus
CONS:
- $5,000 monthly limit on fee-free cash deposits
- 20/month limit on fee-free physical transactions
- $15 monthly fee (can be waived)
For both tax and accounting reasons, a business bank account is a crucial tool for any entrepreneur or small business owner.
Not sure if your brand-new company requires its own, distinct account? As soon as your company is prepared to begin making purchases or accepting payments, the SBA (Small Business Administration) advises creating a business bank account.
A Chase Business Complete Checking® account is a viable option if you don’t currently have a dedicated business bank account or are looking to open one.
With a vast branch network and user-friendly online tools, it offers you the best features with few transactional restrictions. Additionally, you can accept credit card payments without opening a separate merchant services account – there’s built-in card payment acceptance.
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 12/5/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Chase Business Complete Checking® Features & Benefits
No Minimum Opening Deposit Required
One of the only brick-and-mortar business checking accounts that doesn’t require a minimum deposit from new customers is the Chase Business Complete Banking® account.
Same-Day Deposits
When you put money into your business checking account, some banks make you wait before you can access it. With Chase Business Complete Banking®, that’s not the case. Chase uses its QuickAccept® service to provide same-day deposits for your company, and it does it without charging you any additional maintenance fees.
Tools For Banking On Mobile & Web
Online bill payment, fraud prevention, text banking, account alerts, and Zelle transfers are just a few of the capabilities available with Chase mobile and online banking. Additionally, you can add other users to your account, download account activity to accounting software, and use collection and cash-flow services.
Few Transaction Restrictions
You won’t be charged by Chase for any internal transfers, Chase QuickDeposit℠ transactions, in-network ATM transactions, or electronic deposits. There are monthly limits for fee-free cash deposits, deposits and withdrawals made at a branch through a teller, and checks written from your account. You may be charged a per-transaction fee for going over these limits.
Unlimited Electronic Deposits
You can make an unlimited number of free electronic deposits at Chase ATMs and physical branches.
Check Monitoring Services
If your company takes checks from clients, you can use Chase’s Check Monitoring Services to keep track of payments to protect your cash flow and help prevent fraud.
Integrated Credit Card Processing
Business Complete Checking® is the only Chase business checking account that enables you to use Chase QuickAccept® to take credit card payments via the Chase mobile app. This integrated credit card processing solution connects to a mobile card reader to enable tap, swipe, and dip purchases.
Customers can use the QuickAccept® card reader to tap, dip, or swipe payments to you using the Chase smartphone app, and you’ll get same-day access to your money while paying a transparent 2.6% + 10 cents per transaction. For transactions that are keyed in, the fee is 3.5% + 10 cents.
Multiple User Accounts
If your staff or a third-party requires access to your financial accounts for bookkeeping, you can provide them restricted access. Through your online account, which you can modify or delete, you have the choice to add users and provide them permissions.
FDIC Insured
JPMorgan Chase Bank is FDIC insured (FDIC# 628). Your Chase deposits are protected for up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.
Chase Business Complete Checking® vs. Performance vs. Platinum
Apart from the Chase Business Complete Checking®, Chase offers two alternative business checking choices, each characterized by enhanced service tiers. Below is an overview of how the Chase Business Complete Checking® contrasts with the Chase Performance Business Checking® and Chase Platinum Business Checking℠.
Chase Business Complete Checking®: Comprehensive Convenience
Suited for businesses of all sizes, Chase Business Complete Checking® stands out by requiring no minimum deposit. The $15 monthly fee is easily waived by fulfilling one of several activities, including maintaining a daily balance or Chase Ink® Business credit card usage. The account integrates various payment options such as Zelle®, Online Bill Pay, wire transfers, and ACH payments.
Chase Performance Business Checking®: Mid-Size Benefits
Catering to mid-size businesses, Chase Performance Business Checking® demands a $25 minimum deposit. The $30 monthly fee is waived by maintaining a $35,000 average daily balance in qualifying accounts. With 250 free transactions monthly, unlimited electronic deposits, and cost-free incoming wires, this account suits efficient operations. It also covers up to $20,000 in cash deposits monthly and includes Positive Pay and Reverse Positive Pay for enhanced fraud prevention.
Chase Platinum Business Checking℠: Elevated Solutions
Designed for large enterprises, Chase Platinum Business Checking℠ comes with a $95 monthly fee that is waived by maintaining a $100,000 average daily balance. Boasting 500 free transactions per month, unlimited electronic deposits, and up to four outgoing domestic wires without fees, this account accommodates high-volume needs.
TRENDING DEAL:
▶ GET UP TO $700 BONUS CASH WITH THIS INVESTING OFFER FROM J.P. MORGAN
Compare Chase Business Checking Bonus With Others
- Baselane Review & Bonus Offer: $150 Sign Up & 2.63% APY On Banking Balances
- Huntington Bank $100, $400, $1000 Business Checking Bonuses [Many States] – Ends 2/16/26
- Axos Bank Business Checking & Savings Bundle: Earn Up To $600 Bonus [Nationwide] – Ends 6/30/26
- PNC Bank Promotions: $400 or $1,000 Business Checking Bonus [Many States] – Ends 12/31/25
- BlueVine $500 Bonus: Small Business Free Checking (Unlimited Transactions & No Monthly Fees)
Our Take on the Offer
The Chase Business Complete Checking® account bonus offer is a solid option for small business owners and entrepreneurs looking to open a new business bank account. The ability to earn a Chase business checking bonus with qualifying activities is a valuable incentive, especially since direct deposit is not required to qualify for the bonus.
Chase Bank’s vast network of branches and ATMs provides convenient access for many people. The full-service business banking offered by Chase includes a range of options for accepting payments and making deposits, as well as the ability to process major credit and debit cards with QuickAccept®.
For the latest Chase Bank promotions, including bonuses up to $3,000 for checking, savings, and business accounts, visit our best Chase promotions page.
Looking for more bank bonuses available nationwide? Click here to view the best offers we’ve compiled just for you!
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.
do zelle transfer meet the ach credits for the required 5 transactions?
UPDATE: You can now open the Chase Business Complete Banking(SM) online or in branch.
Online it says:” Technical errors.”
The promo code link is invalid?
Looks to be working now.
Tony, can you confirm whether this promotion is available online? When I request an offer code it says I must go into a bank branch.
Alwyn, yes I do believe this offer requires you to bring the code into the branch.
You can now apply online.