Bank & Trust Checking Account $400 Bonus [AZ, CA, CO, IA, IL, KS, MO, MT, NM, TX, WI] – No End Date

Get new sign-up promotions and bonuses from Bank & Trust (AZ, CA, CO, IA, IL, KS, MO, MT, NM, TX and WI residents) for new Checking and Savings accounts here.

• Update 12/4/2023: The offer is now $150 for their Free Checking account or $400 for their Platinum Checking account. Check out this $600 offer from BMO Bank if you want to see an alternative offer.
• Update 3/22/2023: The offer is back and is valid through 9/22/2023. Offer Links updated.

All the independent community banks eligible for these bonuses are held by Heartland Financial USA, Inc.

You’ll find several state specific “Bank & Trust” and other institutions offering sign-up bonuses:

• Arizona Bank & Trust (AZ)
• Premier Valley Bank (CA)
• Citywide Banks (CO)
• First Bank & Trust (TX)
• Two Rivers Bank & Trust (IA)
• Dubuque Bank & Trust (IA)
• Illinois Bank & Trust (IL)
• Bank of Blue Valley (KS, MO)
• Rocky Mountain Bank (MT)
• Wisconsin Bank & Trust (WI)
• New Mexico Bank & Trust (NM)

Bank & Trust $400 Checking Offer

• What you’ll get: Up To $400
• Where it’s available: AZ, CA, CO, IA, IL, KS, MO, MT, NM, TX, WI
• How to earn it:
  • Open a Signature Checking Account and complete the following requirements:
    • To earn a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 60 calendar days after the account open date.
    • To earn an additional $300.00 bonus, you must have two direct deposits made into this account. Each direct deposit must be at least $1,000.00 or more posted to this account within 60 calendar days of account opening
• When it expires: No End Date

Offer links:

• Arizona Bank & Trust (AZ) ($400 bonus)
• First Bank & Trust (TX) ($200 bonus)
• Dubuque Bank & Trust (IA) ($400 bonus)
• Illinois Bank & Trust (IL) ($400 bonus)
• Wisconsin Bank & Trust (WI) ($400 bonus)
• Citywide Banks (CO) ($400 bonus)
• New Mexico Bank & Trust (NM) ($200 bonus)
• Rocky Mountain Bank (MT) ($400 bonus)
• Premier Valley Bank (CA) ($400 bonus)
• Minnesota Bank & Trust (MN) ($400 bonus)
• Bank of Blue Valley (KS & MO) ($400 bonus)

Account Features

Platinum Checking: An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.

• Earns Interest
• Free Checks
• Free Mobile Banking
  and Online Banking with Bill Pay
• Free eStatements
• Digital Wallet Enabled
• ATM Fee Refunds up to $20 per Month

Signature Series Checking: Receive a high interest rate on large balances and robust benefits from our premier account.

• All Platinum Checking Benefits
• Waived Fees on Incoming Domestic Wires and Stop Payments
• Free Cashier’s Checks
• Signature Series GenGold: A concierge services that offers you even more exclusive rewards and benefits such as travel and retail discounts

Waive The Monthly Fee

• Platinum checking has a $12 monthly fee, this is waived with a $7,500 average daily balance
• Signature series has a $9 monthly fee, this is waived with a $50,000 Average Daily Balance or $100,000 in total relationship balance

Fine Print

• $600 bonus offer is not available to existing Bank & Trust consumer checking customers or those who have been paid a new account opening bonus since January 1, 2018.
• Bonuses only apply when opening a new consumer Platinum Checking or Signature Series Checking account at Bank & Trust or website during the promotional bonus period.
• If the account is closed by the customer or bank within 90 business days after opening, they may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed.
• Closing the account will negate any unearned bonuses.
• All bonus dollars will be paid to the newly opened checking account.
• If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first.
• Limit one bonus per new consumer account relationship.
• Bonuses will be paid by April 14, 2022.
• Only Platinum Checking and Signature Series Checking accounts are eligible for this promotion.
• No other checking accounts are eligible for the promotion.
• Geographic restrictions may apply.
• Account opening is subject to approval.
• Minimum $500 to open. Fees may reduce earnings.
• Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle.
• Platinum Checking is a Consumer Checking account.

Bottom Line

You need to tie up a lot of funds to earn this bonus but this is a strong offer if you qualify. Also, see promos from Bank of America, HSBC and others here.

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Wisconsin Bank & Trust Up To $350 Checking Offer – Ended

Wisconsin Bank & Trust is part of the Bank & Trust family of banks. This offer appears to only be available in Wisconsin.

• What you’ll get: Up To $350
• Where it’s available: WI
• How to earn it:
  • Earn $100: Open a new checking account within and make a minimum direct deposit of $500 or more within 60 calendar days of account opening.
  • Earn $250: Have at least $7,500 balance 60 calendar days after account opening.
• When it expires: 3/31/21

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.