B9 (bnine.com) is currently welcoming new customers with a $5 cash bonus (referral required). Plus, earn up to $30 in cash bonuses for every person who uses your unique referral code to claim their welcome reward. More referral offers here.
B9 is a payroll advance app that lets members access paychecks up to 15 days early. It allows for larger advances than most other services, charges no fee for instant funding, and comes with a cashback Visa debit card. For more on B9 and their current offers, keep reading.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.
B9 $5 Welcome Bonus
Enjoy a $5 cash bonus when you use a referral code during registration and fund your new B9 account with at least $10. The bonus will post to your account within two business days. This offer is valid for new customers only.
Use one of the referral codes below:
- 551693
- 291845
- 833643
- 834633
$5 For Every Referral
Earn $5 for every person you successfully invite to join B9. Your friend must enter your unique referral code during registration and funds their account with at least $10. Each of your referrals will also receive a $5 cash bonus. See referral program details here.
B9 Features
B9 is a subscription-based app that lets you get an advance on your paycheck up to 15 days early. There is no credit check, no interest, and no minimum balance requirement. Here’s how it works:
- Open an FDIC-insured checking account with B9.
- Set up payroll direct deposit with your employer.
- Apply for an advance after at least one direct deposit to your B9 account.
The advance is instant and can be up to 100% of your paycheck, depending on your account history, pay frequency, and pay amount. Other features include:
- Visa debit card with up to 4% cash back
- Free money transfers to other B9 members
- No overdraft fees
- Customer service in English and Spanish
Plus, B9 accounts are FDIC-insured, and the platform uses encrypted data protection for secure money transfers.
B9 Requirements
To be approved for an account, you must have some sort of stable income (contract, gig, and freelance are accepted), a SSN or ITIN, a residential mailing address in the United States, and a government-issued photo ID.
B9 Fees
B9 charges a monthly subscription fee of $9.99 for the basic Advance plan. That includes the B9 Visa Debit Card, no-fee instant advances, no-fee ACH transfers, and no-fee instant transfers to other B9 members.
The Premium plan costs $19.99 monthly and includes all features of the Basic plan, as well as advances of up to 100% of your paycheck, your credit report and score, and a credit score simulator.
Bottom Line
B9 is an app that gives you access to your paycheck up to 15 days early. It’s a good option if you live paycheck-to-paycheck, to prepare for rainy-day emergencies, and is a great alternative to expensive, predatory loans.
If you decide to join, don’t forget to use a referral code above during registration to get a free $5 cash bonus.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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