The Amtrak Guest Rewards World Mastercard from Bank of America has 50,000 bonus points as an introductory offer. I value these 50k points at around $1,250. With a $79 annual fee, this bonus will cover the card’s cost for 6 years.
Frequent Amtrak guests will find good value in the Amtrak Guest Rewards card. Besides the welcome bonus, it offers various one-off travel perks. You’ll earn bonus points for Amtrak travel and travel in general. Plus, get a 5% point rebate when you book Amtrak award travel.
But if you don’t travel often by train, this co-branded card won’t make much sense. Opt for a general travel rewards card instead.
*Amtrak Guest Rewards Mastercard is issued by Bank of America. BoA also offers great sign-up bonuses for its Checking/Savings accounts.
Amtrak Guest Rewards World Mastercard 50,000 Bonus Points
Take advantage of the Amtrak Guest Rewards card’s 50,000 bonus points offer. I value these points at around $1,250 (more on that below).
To qualify, charge at least $2,500 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement:
What Are Amtrak Guest Rewards Points Worth?
Like many other points-based cards, the value of your rewards depends on how you use them. My valuation puts each Amtrak Guest Rewards point at approximately $0.025. That’s way above the industry average of $0.01 per point.
When you’re ready to redeem your points, you have a few options, including:
- Amtrak travel
- Hotel stays
- Car rentals
- Cruise vacations
- Gift cards
- Points transfer to:
Redemptions start at 800 points. To get the best value for your Amtrak Guest Rewards points, use them for Amtrak award travel.
Amtrak Guest Rewards Card Top Features
Upon opening your card account, enjoy the following one-time benefits:
Companion coupon. Take a travel companion with you on your Amtrak journey for free. On a one-way journey or roundtrip. This could potentially save you over $100 and more than negates the card’s annual fee.
One-class upgrade. Move up one travel class on a one-way trip. If a coach ticket costs $50 and a business class seat costs $200 on the same journey, you would be saving $150.
Single-visit pass to Amtrak clubs and lounges. Valid for you and one guest or for your domestic partner and children under the age of 21. This benefit is worth $25. Eligible lounges include:
|First Class||St. Paul/Minneapolis|
Receive a 5% point rebate when you redeem for Amtrak tickets. This perk is unlimited and will automatically post to your account. The redemption rebate will essentially raise your rewards value from $0.025 per point to over $0.03 per point.
Make purchases abroad without worrying about foreign transaction fees with the Amtrak Guest Rewards World Mastercard.
The Amtrak Guest Rewards World Mastercard is a great deal if you travel often with the railroad company. It offers a handful of benefits, including one companion coupon and a 5% point rebate on Amtrak travel redemptions.
But if you rarely ride with Amtrak, go for a non-branded travel rewards card instead.
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