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America’s Credit Union promotions and offers are updated here.
ACU was established in 1954 and is headquartered in Dupont, Washington. They have grown to 13 locations as of 4th quarter 2016. While all branches are in Washington state, they are part of the CO-OP ATM and Shared Branching networks, where they can provide more than 30,000 ATMs and 5,300 branch locations nationwide for your ACU transactions.
Membership in America’s Credit Union is open to anyone through joining the Pacific Northwest Consumer Council. Membership is also open to the following: 1) anyone living the the northwestern region of the United States; 2) to active, retired, and reservists of the Armed Forces; 3) members of the Association of the United States Army.
See current membership info.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, TD Bank, Aspiration, Bank of America, Huntington and many more.
Savings and CD accounts with America’s Credit Union are competitive with local banks, but aren’t the best in the nation. See our pages for the best rates for these particular accounts:
We’ll review current ACU offers below.
America’s Credit Union $50 Referral Bonus
- What you’ll get: $50 for you (existing member) and $50 for the new member
- Where it’s available: Pacific Northwest
- How to earn it:
- Contact ACU to receive your unique referral code.
- Share your ACU story and referral code with your friends and family.
- Once they switch to ACU, you’ll both get $50!
- Credit union membership and checking account qualifications apply, including initial savings deposit of $25.
- When it expires: None listed
There are several offers worth comparing this one to. A few great checking accounts with bonus offers include the Chase Total Checking® ($225 bonus), TD Bank Convenience CheckingSM ($150 bonus), Aspiration Checking ($150 or $200 bonus), Bank Of America Advantage Banking ($100 bonus), Huntington Bank (up to $500 bonus) and HSBC Premier Checking ($450 bonus).
How To Earn The Bonus
- Contact ACU to receive your unique referral code.
- Share your ACU story and referral code with your friends and family.
- Once they switch to ACU, you’ll both get $50.
- Credit union membership and checking account qualifications apply, including initial savings deposit of $25.
- No fees to become a member.
- To receive the bonus, you must sign up for a checking and savings account. Requirements for waiving the monthly fee varies. Check with the credit union for all of your options. Here is a couple of examples:
- Teen Checking:
- No minimum balance requirement
- Free mobile banking, mobile deposit, unlimited use of debit card, ATMs, eStatements
- Opportunity Checking:
- No minimum balance requirement
- Paying $8.95 per month when you set up direct deposit for your entire payroll, pension, or Social Security check ($500 per month minimum) to your checking account.
- Or $10.95 per month without direct deposit to ACU.
- Teen Checking:
- New member relationship with America’s Credit Union, age 18 or older.
- No previous relationship within the last six months and no previous losses to the credit union.
- The incentive money will be deposited within 90-days of meeting requirements.
- Requirements must be met within 60-days of account opening to receive the incentive money.
- If the account is open less than six months, the incentive money will be collected at account closing.
- Cannot be combined with any other offer.
- Referrer must have an account in good standing to be eligible for referral program.
- Subject to tax reporting.
Bottom Line
This is a modest offer. I would consider other options unless you have a particular need to bank with ACU. Compare this offer with the best bank bonuses here.
[Expired] America’s Credit Union $100 Checking Bonus
This $100 Checking account bonus from ACU will require direct deposit.
- $100 bonus offer is ongoing
- Membership is available to those in the Pacific Northwest
- The Affinity Checking account is eligible for the offer
- Minimum opening deposit is $1
- Application will trigger a hard pull, which will affect your credit
- Direct deposit is a requirement for the bonus
How To Earn The $100 Bonus
- First, become a member of ACU.
- Open a new Affinity Checking account, which has no minimum balance requirement.
- Within 30 days of account opening, set up a direct deposit of at least $500.
- You will receive a coupon that you can redeem for $100 within 60 days after the initial direct deposit is received.
- You must keep the account open for 12 months and have direct deposit or the $100 bonus will be debited at closing.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.