American Express Business Checking: 30,000 Bonus Points [Nationwide] – No End Date

Earn 30,000 Membership Rewards Points for a new American Express Business Checking account with this offer. These 50k bonus points can be worth up to $600.

• Update 1/7/2024: The offer is back to 30,000.
• Update 11/7/2023: Launched back in October 2021, and initially exclusive to existing American Express Card Members, American Express Business Checking has now opened its doors to all eligible small businesses across the United States.
• Update 11/2/2023: Bonus points increased to 50,000 Membership Rewards points.
• Update 8/9/2023: Offer has decreased to 30,000 points.
• Update 11/30/2022: Starting 12/1/2022 the offer will increased from 30k points to 60k points. This also increases the combo offer with Amex Business Checking (see link below)
• Update 11/14/2022: American Express (via Kabbage Funding) is offering a $250 bonus for U.S. small businesses that get approved for a line of credit. The offer is back and valid through 2/28/2023. Read about it here.

>> See the 230,000 combined points offer for the Amex Business Checking + Amex Business Platinum card

See Posts History below for more offers from AmEx Business Checking.

American Express Business Checking 30K Membership Rewards Points Offer (Worth $600)

• What you’ll get: 50,000 Rewards Points (we value these 30K rewards points at up to $600)
• Where it’s available: Nationwide
• How to earn it: Open a new business checking account and earn the bonus when you:
  • Deposit $5,000 within 30 days of account opening
  • Maintain an average balance of $5,000 for 60 days after account opening
  • Make 5 or more qualifying purchases within 60 days of account opening
• When it expires: None listed

Waive The Monthly Fee

The American Express Business Checking account has no monthly fees.

Fine Print

• “Qualifying transactions” are defined as mobile deposits, and electronic/online transactions, including ACH, Wire, and Bill Payments made to or from your account.
• Business Debit Card transactions and deposits using their Redeem Membership Rewards points for Deposits feature are not qualifying transactions.
• Transfers between American Express^® Business Checking accounts held by the same business are not qualifying transactions.
• Stop payments and transactions that do not post to your account and do not appear in your Available Balance within sixty (60) days of account opening are not qualifying transactions.
• You are not eligible to earn a Welcome Offer for any accounts opened for a business that currently has or has had an American Express^® Business Checking account. 
• After you have completed all the above qualifying criteria, American Express will credit the Membership Rewards points to the Membership Rewards Program Account linked to your American Express® Business Checking account within 8-12 weeks.
• They may not credit the Membership Rewards points, or we may take away the Membership Rewards points if they determine, in their sole discretion, that you have engaged in abuse, misuse, or gaming in connection with the offer in any way or that you intend to do so.
• They may also cancel this account and other accounts you may have with us if we determine abuse, misuse or gaming behavior has been shown.
• Your American Express® Business Checking account must be open at the time of fulfillment; they may not credit the Membership Rewards points if you or we close your American Express® Business Checking account.
• The Welcome Offer may be taxable income to you and may be reported on IRS Form 1099.
• You are responsible for any federal or state taxes resulting from the offer.
• Please consult your tax advisor if you have questions about the tax treatment of the Welcome Offer.

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Bottom Line

This is a very strong bonus. You can do a lot with 30,000 Membership Rewards points. If you’re looking for cash instead, take a look at this business checking offer from Chase Bank.

Posts History for AmEx Business Checking:

• New Amex Business Platinum + Business Checking 200,000 Bonus Points (Targeted) – Ends 12/31/23
• Amex Business Card Targeted Welcome Bonuses (No Lifetime Language NLL Links)

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.