Acorns Bonuses: $20 Sign-Up Bonus & Up To $1000 Referral Offer – September 2025

Unlock the latest Acorns bonuses, including a $20 sign-up bonus and an opportunity to earn up to $1,000 through referrals. Start growing your savings with Acorns today!

Introduction: Acorns, a pioneering micro-investing app, is making it easier than ever to start saving and investing your spare change. With a focus on simplicity and automation, Acorns rounds up your daily purchases to the nearest dollar and invests the difference. If you’re looking to kickstart your investment journey, Acorns’ current promotions offer a fantastic incentive. Here’s how you can take advantage of these Acorns bonuses and begin growing your savings effortlessly.

Find the latest promotions and bonuses from Acorns here. Full details below!

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Acorns $20 Welcome Bonus

How To Earn The Bonus:

• Set up your Acorns account in under 3 minutes
• Set up recurring investments
• Make your first successful recurring investment (min $5) – get your $20 bonus within 10 days of following month

Read additional details

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• Update 4/23/2925: The offer is still available.
• Update 1/2/2025: You can now earn $900 for 4 referrals.
• Update 3/2/2024: Earn $444 for 2 new referrals in March.
• Update 11/26/2023: The new referral offer is is to refer three people and receive a $725 bonus. Additionally, earn a $275 bonus for each referral who sets up a recurring investment, totaling up to $1,000 in rewards.
• Update 11/7/2023: For now through 11/11/23, you can earn $1,111 if you refer 4 people.
• Update 10/8/2023: The $20 bonus offer is still available. Sign-up here.
• Update 9/18/2023: Acorns is offering customers who are subscribed to their Premium tier a GoHenry account for their kids completely free of charge. GoHenry is an app designed to assist parents in educating their children and teenagers about financial matters, offering customizable debit card designs, educational tools, charitable donation options, real-time spending notifications, chore management features, and more to empower both parents and kids in managing money wisely.
• Update 7/26/2023: Acorns’ has a new Premium subscription plan designed to assist families in saving and investing for their future. For $9 per month, users gain access to a range of new products and updates, including:
  • Custom portfolios allowing the selection of individual stocks for a diversified portfolio.
  • Live Q&A sessions with financial experts.
  • 50% match on Acorns Earn rewards, up to $200 per month.
  • A complimentary will through Trust & Will to take control of their legacy.
  • $10,000 in life insurance to support loved ones with expenses like funeral costs, lost income, debt, and more.
• Update 7/25/2023: Monthly referral deal updated.
• Update 6/7/2023: Acorns now has an updated $20 sign up offer. Details below.
• Update 2/2/2023: Expiration date for Acorns Investment Bonuses updated. Monthly referral promotion also updated.
• Update 1/1/2023: The monthly referral bonus changed to $700 for 3 referrrals.
• Update 12/26/2022: The monthly referral bonus increased to $900 for 4 referrals.
• Update 12/20/2022: The monthly referral bonus updated to $400 for 2 referrals.
• Update 12/11/2022: The monthly referral bonus updated to $600 for 3 referrals.

Acorns is a an app that lets you invest your “spare change” by rounding up the purchases you make with linked debit and credit cards. Once your roundups reach $5, Acorns withdraws the money and invests it in your personalized stock portfolio. Compare Acorns with Digit.co, Astra and Qapital. Also, see the current bonus offer from J.P. Morgan.

The service fees vary between $1 and $9 per month, contingent upon the package you select.

Let’s review current offers from Acorns below.

READ MORE: FIND THE BEST INVESTING PROMOTIONS HERE

How To Earn The Acorns Bonus

• What you’ll get: $20 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Set up your Acorns account in under 3 minutes
  • Set up Recurring Investments
  • Make your first successful Recurring Investment (min $5) – get your $20 bonus
  • Bonus is typically paid within 10 days of the following month, after making your first successful Recurring Investment
• When it expires: Ongoing

>> SIGN UP WITH ACORNS TO GET YOUR $20 WELCOME BONUS

Fine Print

• To be eligible for this offer, you must be a first-time Acorns customer and have an account in good standing.
• The bonus is invested into your Acorns Invest Account.
• You must make a successful investment via the Recurring Investment feature (minimum of $5) within the first 5 days of the month following the month of your account verification.
• Bonuses will be invested into your account within 5 weeks of meeting offer qualifications.
• Acorns is only offered to US residents who are 18 years of age or older.
• Acorns reserves the right to restrict or revoke this promotional offer at any time and without notice.

Acorns Bonus: $20 Sign Up & Unlimited $5 Referral Bonuses

Use a link below to sign up and receive a $20 bonus. Once your account is approved and you set up recurring investments of at least $5, you’ll qualify for the bonus.

Once you have an account open, you can start making referrals and earn $5 for each. Find your referral link by tapping the “Invite Friends, Get $5” option in the app or through the “Invite Friends” option on Acorns.com.

>> SIGN UP WITH ACORNS TO EARN YOUR INITIAL $20 BONUS

Acorns New Monthly Promotion: $600 For 3 Referrals

Once you’ve got an Acorns account open, you can take advantage of their new monthly offers. In your account, go to the Invite Friends option in your dashboard.

• Referral awards are made at the sole discretion of Acorns. 
• All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions.
• Limit one Bonus per Referrer.
• Rewards for inviting friends to join Acorns are a limited time offer.
• Rewards are in the form of a purchase of investments in your Acorns portfolio.
• Shares are purchased once your friend’s account is approved and they have completed their first investment.
• To be eligible for the reward, the persons you refer must use your personal invitation code when they sign up.
• Acorns defines an account in good standing as a verified investment account with a successful investment.
• If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source.
• Acorns reserves the right to restrict or revoke this offer at any time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

See the offer terms here.

Bottom Line

If you’re new to investing or don’t have much to invest, Acorns may be a good option. Its micro-savings service won’t affect your lifestyle.

Acorn’s referral bonuses can add up quickly. Plug your special Acorns referral link everywhere, and you might end up with a big chunk of change.

>> GET THE ACORNS WELCOME BONUS BEFORE IT EXPIRES

See more from Acorns:

• Acorns’ $75 Bonus: Free Money for Setting Up $5 Monthly Investing (But There’s a Catch) – Ends 8/17/25
• Acorns Deal: Get $60 With Factor Meal Box Order – Ends 3/6/23
• Acorns Deal: Get $80 With First HelloFresh Order – Ends 3/7/23
• Swagbucks Deal: $70 + $40 Signup Bonus for Acorns
• Acorns Deal: $15 Bonus For Returning Users (Targeted)

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.