Wintrust Bank $50 To $500 Checking, Saving Account Bonuses [FL, IL, WI, IN]

• Earn $300
  • Open a new Total Access Checking account
  • Enroll in online banking
  • Activate e-statements
  • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period (2 consecutive calendar months after the calendar month your new account was opened).
• Earn $200
  • Open a statement savings account
  • Deposit $15,000 or more during the month of account opening and maintain it for three months after the initial month the account is opened in

• Online banking
• Mobile banking
• Cardless cash
• Remote check deposit
• E-statements
• Zelle

There are no monthly maintenance fees.

• General Information. These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened October 1, 2020 through December 31, 2020 OR opened January 1, 2021 through December 31, 2021. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location. 
• ATM Fees. There is no WTFC transaction charge at any ATM in the Allpoint, ATM Access, MoneyPass, or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 
• Total Access Checking Bonus Information. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 
• Total Access Checking Bonus Qualifications. (i) Open a new Total Access Checking account, (ii) tell them you are aware of this Total Access Checking account bonus offer at account opening; (iii) have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’). For example, if you open your new account in January, you would need to have “Direct Deposits” made to your new account in February totaling $500 or more and in March totaling $500 or more; and (iv) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, they will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. 
• BANKER INSTRUCTIONS: Enter offer code WFC00DMTA300 account opening.
• Statement Savings Bonus Information. If you qualify for this Statement Savings bonus offer, you are ineligible to receive this Statement Savings bonus offer or any other savings interest rate offer from any other WTFC location. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 
• New Money. New money is defined as money not held at any WTFC location. 
• Statement Savings Bonus Qualifications. (i) Open a new Statement Savings account; (ii) tell us you are aware of this Statement Savings account bonus offer at account opening; (iii) deposit $15,000.00 or more of new money, defined as money not held at any WTFC location; and (iv) maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened (‘Qualification Period’). After you have completed all of the above bonus qualifications, they will deposit the $200.00 bonus payment into your new account within 30 calendar days after the Qualification Period. They will use your balance in your new account as of the last business day of each of the 3 calendar months to determine if the minimum balance requirement was met. Fees may reduce earnings. A maintenance fee of $5.00 will be imposed every month if the daily balance on any day of the month falls below $200.00. Transaction limitations may apply.