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The U.S. Bank FlexPerks Gold American Express Card has an offer for 30,000 bonus FlexPerks points when you spend $2,000 within the first 4 months. These 30k bonus points are worth $450 in travel. That’s enough to cover the $85 annual fee for 5 years.
The FlexPerks Gold Amex card provides great earning power for spending at restaurants, gas stations and airlines. As long as the merchant is classified as a restaurant, gas station or airline, you’ll earn the extra rewards. It’s 3 FlexPoints per $1 at restaurants, and 2 FlexPoints per $1 at gas stations and airlines.
This card has the potential to give you a lot of bang for your buck if you redeem your rewards optimally (more on that later).
If you’re looking for premium travel benefits, consider the U.S. Bank Altitude Reserve Visa Infinite Card instead.
*U.S. Bank also offers great sign-up bonuses for its Checking/Savings accounts.
CHASE SAPPHIRE PREFERRED® CARD
The Chase Sapphire Preferred® Card currently has an offer for 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Redeeming the 60,000 bonus points through the Chase Ultimate Rewards program, which is praised by users, will get you $750 in value towards travel. The 60K bonus points are worth $750 because you get 25% more value whenever you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Even better, strategize with Chase Ultimate Rewards points transfer partners to potentially get even more value. Each point can be worth up to 2 cents apiece (60k points = ~$1,200). Read more on this here.
FlexPerks Gold Card 30,000 Bonus Points Offer
Take advantage of the FlexPerks Gold card’s introductory offer: 30,000 bonus FlexPoints. These 30k bonus points are worth $450 in travel. Compare this bonus to other top card bonuses here.
To qualify, charge at least $2,000 to your card within the first 4 months of opening your account.
Here are some ideas on meeting the spending requirement.
What Are FlexPoints Worth?
Like with many other rewards cards, your points’ worth depends on how you use them. On average, each FlexPoint is worth around $0.015 when you redeem towards travel. That’s a great value considering the average across different rewards cards is just $0.01 per point.
You can use your FlexPoints for:
- Travel
- Annual fee
- Merchandise
- Gift cards
You’ll get the most value for your FlexPoints if you use them for travel. Redeeming your points to pay for the card’s annual fee comes in at a close second. All other redemption options will yield a value of approximately $0.01 per point.
FlexPerks Gold Card Other Features
With every round-trip award ticket, get a $25 airline fee credit towards:
- Baggage fees
- Inflight food and beverages
- Seat upgrades.
You’ll also get an automatic statement credit for your TSA Pre✓ or Global Entry application fee, up to $100 every 4 years. Global Entry includes TSA Pre✓ anyway, so definitely try to go that route.
Stay connected with complimentary WiFi at more than 1 million Boingo hotspots worldwide. Including thousands in major airports.
Make reservations with thousands of restaurant partners all over the world through the Global Dining Program. It also offers savings and complimentary benefits that can turn an ordinary meal into a memorable dining experience.
Make purchases abroad without worrying about foreign transaction fees with the U.S. Bank FlexPerks Gold American Express Card.
Bottom Line
The U.S. Bank FlexPerks Gold American Express Card is worth the $85 annual fee if your spending compliments the card’s bonus categories and you plan to redeem towards travel. It offers a good sign-up bonus, great ongoing rewards and useful travel perks.
If you want simpler rewards, perhaps a flat-rate travel rewards card may suit you better.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.