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- United℠ Business Card Bonus
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The United℠ Business Card has a 100,000 bonus miles offer after you spend $10,000 on purchases in the first 3 months your account is open. We value these 100k bonus miles at around $1,400. Compare this to other top card bonuses.
The United Business credit card is actually pretty versatile. Thanks to expanded bonus categories that include United Airlines, local transit and commuting, restaurant, gas station and office supply store purchases.
It has an annual fee of $99.
If you prioritize flexibility over United-specific features, a generic business travel rewards/cash back rewards card might suit you better.
This business version differs a bit from its non-business counterpart, the United℠ Explorer Card.
*The United Business Card is issued by Chase Bank. Chase also offers great sign-up bonuses for its Checking/Savings accounts.
UNITED℠ BUSINESS CARD
| Bonus available | Earn 100,000 bonus miles after you spend $10,000 on purchases in the first 3 months your account is open. |
| Bonus value* | $1,400 |
| Travel credit | $100 annual United travel credit after 7 United flight purchases over $100. |
| Ongoing rewards/benefits | Earn 2 miles per $1 spent on local transit and commuting – including train tickets, taxi cabs, mass transit, tolls and ride share services. Earn 2 miles per $1 spent on United, at gas stations, restaurants and office supply stores. Earn 1 mile per $1 spent on all other purchases. Free 1st checked bag for you and one travel companion. Priority boarding for you and your travel companions. Annual bonus – 5,000 miles when you have the United℠ Business Card and a personal Chase United credit card. Employee cards at no additional cost. |
| Foreign transaction fees? | No |
| Airport lounge access | 2 United Club one-time passes after account opening and each yearly account anniversary. |
| Annual Fee | $99 |
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
Recommended Credit Score (Get Your Free Score)
PROS
- Bonus miles
- Lounge access
- Free 1st checked bag
- Priority boarding
- Partner airlines
- No foreign transaction fee
CONS
- Annual fee
- Good-Excellent credit needed to qualify
- Best for frequent United flyers
INK BUSINESS PREFERRED® CREDIT CARD
The Ink Business Preferred Credit Card from Chase has a new cardmember offer for 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after opening.
These bonus points are worth $1,250 towards travel when you redeem through Chase Ultimate Rewards. Or, transfer points over to Ultimate Rewards travel partners to potentially get even more value – up to an average $2,000 for 100k points. Read more about this here.
This card earns 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. You’ll earn unlimited 1 Point Per $1 spent on all other purchases.
The Chase Ink Business Preferred Credit Card earns Ultimate Rewards points. This makes it a great choice for pairing with the non-business Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. You’ll be able to pool points together for faster rewards.
This card has a $95 annual fee.
The information related to the Ink Business Preferred Credit Card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
United Business Card 100,000 Bonus Miles
Take advantage of the 100,000 bonus miles offer. That’s a $1,400 value (more on that below). It’s a good welcome bonus considering other cards with similar annual fees.
*Compare all top card bonuses here.
To qualify, charge at least $10,000 in purchases in the first three months from account opening
Here are some ideas on meeting the spending requirement:
What Are MileagePlus Miles Worth?
Like many other airline-branded credit cards, your miles’ worth depends on how you use them (i.e. flight time, destination, class, etc). The value of one MileagePlus mile ranges from $0.005 to $0.021. On average, each MileagePlus mile is worth around $0.014. Using this figure, 100k miles have an approximate $1,400 value.
You can redeem your MileagePlus miles for:
- Flights & upgrades (United Airlines & Star Alliance partners)
- Travel (hotel stays, car rentals, cruises)
- Enhanced travel (United Club membership, WiFi, etc.)
- Dining
- Merchandise
- Gift cards
- Experiences
- Subscriptions (magazines & newspapers)
- Donations
To maximize the value of your rewards, redeem them for flights and seat upgrades on United and Star Alliance partners. All other options will give you a per-mile value of less than $0.01.
| Aegean | Air Canada | |
| Air China | Air India | Air New Zealand |
| ANA | Asiana Airlines | Austrian Airlines |
| Avianca | Brussels Airlines | Copa Airlines |
| Croatia Airlines | EgyptAir | Ethiopian Airlines |
| EVA Air | LOT Polish Airlines | Lufthansa |
| SAS | Shenzhen Airlines | Singapore Airlines |
| South African Airways | Swiss International Airways | Air Portugal |
| Thai Airways International | Turkish Airlines | |
Other worldwide United partners include:
| Aer Lingus | Aeromar | AirDolomiti |
| Azul Brazilian Airlines | Boutique Air | Cape Air |
| Edelweiss | Eurowings | Hawaiian Airlines |
| Olympic Air | Silver Airways | Vistara |
United Business Card Top Features
As a cardmember, you can take advantage of all the following benefits:
- Free first checked bag. This benefit applies to you and one travel companion. The first checked bag on a United Airlines flight costs $30. If you’re traveling with one other person, you could be saving $120 on a roundtrip flight. That’ll cover the cost of the card for a year.
- Priority boarding. You and your travel companions on the same reservation are invited to board United-operated flights before general boarding. To unlock this feature, make sure to provide your MileagePlus number on the reservation.
- United Club passes. Two one-time vouchers are deposited into your MileagePlus account after opening and each year on your account anniversary. Take the time to relax before your flight with complimentary beverages, snacks and amenities like workspaces, free WiFi and more. Each pass is valued at $59. All together, this benefit is worth $118 annually.
- Annual United travel credit. You’ll earn a $100 annual United travel credit after 7 flight purchases of $100 or more.
Add employee cards to your account at no extra cost, earning even more rewards from your staff’s spending.
You’ll also have the power to set spending limits for each card. So you can better manage your company’s budget.
The United Business Card won’t incur foreign transaction fees when you spend abroad. This fee is typically 2.7-3.0% per transaction.
Bottom Line
The United Business Card is an airline rewards card that offers accelerated rewards on non-airline spending. Along with United-specific travel perks, the card is a great choice for any business that requires frequent travels with United Airlines.
But if you’re not too crazy about United Airlines, or you want more rewards flexibility, you should consider other options.
UNITED℠ BUSINESS CARD
What’s The Competition?
Below are some of the top competitors to the United Business credit card you should consider.
General business travel cards like the Ink Business Preferred℠ Credit Card from Chase and Capital One® Spark® Miles for Business have similar annual fees and nice sign-up bonuses. You’ll earn travel rewards that aren’t tied to any airline or hotel.
INK BUSINESS PREFERRED® CREDIT CARD
The Ink Business Preferred Credit Card from Chase has a new cardmember offer for 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after opening.
These bonus points are worth $1,250 towards travel when you redeem through Chase Ultimate Rewards. Or, transfer points over to Ultimate Rewards travel partners to potentially get even more value – up to an average $2,000 for 100k points. Read more about this here.
This card earns 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. You’ll earn unlimited 1 Point Per $1 spent on all other purchases.
The Chase Ink Business Preferred Credit Card earns Ultimate Rewards points. This makes it a great choice for pairing with the non-business Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. You’ll be able to pool points together for faster rewards.
This card has a $95 annual fee.
The information related to the Ink Business Preferred Credit Card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
CAPITAL ONE® SPARK® MILES FOR BUSINESS
The Capital One Spark Miles for Business card offers a bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn 5X miles on hotel and rental car bookings through Capital One TravelSM using this card. Capital One has 10+ transfer partners, potentially making your miles worth even more. Using the strategy of transferring your miles to these travel partners, we estimate 50k miles to be worth around $700.
This card earns unlimited 2X miles all purchases. Another benefit is one credit, up to $100, for a Global Entry or TSA Pre✓ application fee.
The annual fee is waived for the first year and is $95 after that.
If you’re not as concerned with maximizing travel rewards, a general cash back business card might be a good fit. The Ink Business Cash℠ Credit Card and Capital One® Spark® Cash for Business are two top choices.
INK BUSINESS CASH℠ CREDIT CARD
The Ink Business Cash Credit Card from Chase has an offer for $500 bonus cash back(50,000 Ultimate Rewards points) when you spend $3,000 on purchases in the first 3 months after account opening. This card has no annual fee.
This card earns 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. It also earns 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each anniversary year. All other purchases earn an unlimited 1% cash back.
You can redeem your rewards for cash back, gift cards, travel and more.
The Ink Business Cash Credit Card earns Chase Ultimate Rewards. This allows for more redemption possibilities when paired with other Chase Ultimate Rewards cards (e.g. Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Ink Business Preferred® Credit Card). Pair it with one of these cards, use the available transfer partners, and 50k Ultimate Rewards points can be worth up to $1,000 in value.
The information related to the Ink Business Cash Credit Card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
CAPITAL ONE® SPARK® CASH FOR BUSINESS
The Capital One Spark Cash for Business card is offering a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
The card earns unlimited 2% cash back on all purchases. The annual fee is waived for the first year and $95 after that. There are no foreign transaction fees with this card.
The information related to the United Business Card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
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