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Find the latest promotions and bonuses from Unify Financial Credit Union (unifyfcu.org) updated here. Typical offers in the past have been for $100 to $200 in cash bonuses.
Established in 1963 and headquartered in Torrance, California, Unify CU has more than 50 locations across Alabama, Arkansas, California, Colorado, Georgia, Indiana, Kentucky, Michigan, Mississippi, New Jersey, Tennessee, Texas, Utah, Virginia and West Virginia.
Membership is open to everyone nationwide by meeting the requirements.
Find more bank promotions here. Good offers can be found with banks like Chase Bank, HSBC Bank, Aspiration, Bank of America and many others.
Membership in UNIFY Financial Credit Union is open to anyone with membership in the Friends of Hobbs ($25 membership fee) or the Surfrider Foundation ($25 to join). See current membership info.
Let’s review the current offers below.
$250 Checking Bonus With Unify Financial (Arkansas)

- What you’ll get: $250
- Where it’s available: Must reside in Benton County, AR or Washington County, AR
- How to earn it:
- Get $100 – Open a qualifying UNIFY checking account with a Visa Debit Card.
- Get an additional $50 – Will be credited to the checking account following the first statement cycle
- Get an additional $50 – Establish a recurring ACH Direct Deposit of at least $500 aggregate each month.
- Get one more additional $50 – By earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
- When it expires: 12/31/2022
Waive The Monthly Fee
There is no monthly fee with UNIFY checking accounts.
Fine Print
- All bonuses are limited to one per member and account.
- Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses.
- Account must be in good standing to receive any bonus and member responsible for all applicable taxes.
- Membership eligibility and account qualification requirements apply, which include opening a membership share savings of at least $5.
- Minimum deposit of $25 required to open Free Checking and eChecking.
- Members cannot have had a UNIFY Checking Account within the last three (3) years.
- To be eligible for the bonus offers, you must reside in Benton County, AR or Washington County, AR.
- UNIFY employees, volunteers, and family members not eligible.
- Not valid with any other offers and subject to change at any time.
Bottom Line
While the offer is better than their standard $150, it is only limited to those in Benton or Washington Counties in Arkansas.
$150 Checking Bonus With Unify Financial (Southern California)

- What you’ll get: $150
- Where it’s available: Southen California residents (LA County, Ventura County, and Orange County)
- How to earn it:
- Get $50 – Qualify for and open a new UNIFY checking account with a UNIFY Visa Debit Card (excluding Right Start and Premier Checking) and receive a $50 bonus into your checking account following the first statement cycle.
- Get an additional $50 – Establish a recurring ACH Direct Deposit of at least $500 aggregate each month.
- Get one more additional $50 – By earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
- When it expires: 12/31/2022
Waive The Monthly Fee
There is no monthly fee with UNIFY checking accounts.
Fine Print
- Limit one $50 new checking bonus per primary member (or per account).
- New Direct Deposit must be established and posted within 60 days of account opening, and bonus will be paid in the following statement cycle after meeting the requirement.
- Limit one Direct Deposit bonus per primary member (or per account).
- Debit card transaction bonus will be credited to the checking account linked to the UNIFY Visa Debit Card in the statement cycle following meeting the requirement.
- Limit one Debit Card usage bonus per primary member (or per account).
- Account must be in good standing to receive any bonus.
- Account holder responsible for all applicable taxes.
- Membership eligibility, and account qualification requirements apply.
- Membership requirements include establishing a membership share savings of at least $5.
- Minimum deposit of $25 required to open Free Checking, and eChecking. UNIFY employees, volunteers and family members not eligible.
- Members cannot have had a UNIFY Free Checking or eChecking Account within the last three (3) years.
- To be eligible for the $150 bonus, you must reside in Collin County, TX.
- Not valid with any other offers and subject to change at any time.
Bottom Line
A standard offer with several requirements before you see the full $150 bonus. Find more bank bonuses here, including offers from Bank of America, Chase, TD Bank, HSBC, Aspiration and more.
Unify Financial $125 Referral Bonus
- What you’ll get: $125 per referral, up to $600 per year.
- Where it’s available: Southen California residents (LA County, Ventura County, and Orange County)
- How to earn it:
- Receive $125 for each referral who opens a UNIFY Checking Account with Debit Card.
- Each referral will also receive $125.
- When it expires: 12/30/2022
Fine Print
- Offer is subject to change without notice.
- Existing members receive $125 for each new member they refer who opens a qualifying Checking Account (excluding Right Start Checking) and Debit Card.
- Maximum bonus is $600 per member per calendar year.
- Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account.
- $125 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening.
- Members responsible for applicable taxes and must be in good standing to receive bonus.
- Names and emails of referrals not retained by UNIFY following the initial email invitation to join.
- Membership eligibility and qualification includes establishing a membership share savings of at least $5.
- Minimum deposit of $25 required to open FREE Checking and eChecking, $2,000 required to open Premier Checking. UNIFY employees, volunteers, and family members not eligible.
- Not valid with any other offers.
- To be eligible for the Referral Bonus, you must reside in Arkansas, Missouri, or Oklahoma.
- Account must be in good standing to receive bonus.
- UNIFY employees, volunteers, and family members not eligible.
- Not valid with any other offers and subject to change at any time.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.