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Unify Financial Credit Union Promotions: $150, $250 Checking, $600 Referral Bonuses [Nationwide] – Ended

Tony Jay by Tony Jay
March 7, 2023 1:55 pm CST
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Find the latest promotions and bonuses from Unify Financial Credit Union (unifyfcu.org) updated here. Typical offers in the past have been for $100 to $200 in cash bonuses.

Established in 1963 and headquartered in Torrance, California, Unify CU has more than 50 locations across Alabama, Arkansas, California, Colorado, Georgia, Indiana, Kentucky, Michigan, Mississippi, New Jersey, Tennessee, Texas, Utah, Virginia and West Virginia.

Membership is open to everyone nationwide by meeting the requirements.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, BANK OF AMERICA, TD BANK AND U.S. BANK.

Membership Info For Unify Financial CU:
Membership in UNIFY Financial Credit Union is open to anyone with membership in the Friends of Hobbs ($25 membership fee) or the Surfrider Foundation ($25 to join). See current membership info.

Let’s review the current offers below.

$250 Checking Bonus With Unify Financial (Arkansas)

UNIFY Financial Credit Union
UNIFY Financial Credit Union
  • What you’ll get: $250
  • Where it’s available: Must reside in Benton County, AR or Washington County, AR
  • How to earn it:
    • Get $100 – Open a qualifying UNIFY checking account with a Visa Debit Card.
    • Get an additional $50 – Will be credited to the checking account following the first statement cycle
    • Get an additional $50 – Establish a recurring ACH Direct Deposit of at least $500 aggregate each month. 
    • Get one more additional $50 – By earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
  • When it expires: 12/31/2022
Learn More at Unify CU

Waive The Monthly Fee

There is no monthly fee with UNIFY checking accounts.

Fine Print

  • All bonuses are limited to one per member and account.
  • Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses.
  • Account must be in good standing to receive any bonus and member responsible for all applicable taxes.
  • Membership eligibility and account qualification requirements apply, which include opening a membership share savings of at least $5.
  • Minimum deposit of $25 required to open Free Checking and eChecking.
  • Members cannot have had a UNIFY Checking Account within the last three (3) years.
  • To be eligible for the bonus offers, you must reside in Benton County, AR or Washington County, AR.
  • UNIFY employees, volunteers, and family members not eligible.
  • Not valid with any other offers and subject to change at any time.

Bottom Line

While the offer is better than their standard $150, it is only limited to those in Benton or Washington Counties in Arkansas.


$250 Checking Bonus With Unify Financial (Southern California)

UNIFY Financial Credit Union
UNIFY Financial Credit Union
  • What you’ll get: Up To $250
  • Where it’s available: Southen California residents (LA County, Ventura County, and Orange County)
  • How to earn it:
    • Get $100 – Qualify for and open a new UNIFY checking account with a UNIFY Visa Debit Card (excluding Right Start and Premier Checking) and receive a $50 bonus into your checking account following the first statement cycle.
    • Get an additional $50 – Following the first statement cycle.
    • Get an additional $50 – Establish a recurring ACH Direct Deposit of at least $500 aggregate each month. 
    • Get one more additional $50 – By earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
  • When it expires: 12/31/2022
Learn More at Unify CU

Waive The Monthly Fee

There is no monthly fee with UNIFY checking accounts.

Fine Print

  • Limit one $50 new checking bonus per primary member (or per account).
  • New Direct Deposit must be established and posted within 60 days of account opening, and bonus will be paid in the following statement cycle after meeting the requirement.
  • Limit one Direct Deposit bonus per primary member (or per account).
  • Debit card transaction bonus will be credited to the checking account linked to the UNIFY Visa Debit Card in the statement cycle following meeting the requirement.
  • Limit one Debit Card usage bonus per primary member (or per account).
  • Account must be in good standing to receive any bonus.
  • Account holder responsible for all applicable taxes.
  • Membership eligibility, and account qualification requirements apply.
  • Membership requirements include establishing a membership share savings of at least $5.
  • Minimum deposit of $25 required to open Free Checking, and eChecking. UNIFY employees, volunteers and family members not eligible.
  • Members cannot have had a UNIFY Free Checking or eChecking Account within the last three (3) years.
  • To be eligible for the bonus offers, you must reside in Los Angeles County, CA, Orange County, CA, or Ventura County, CA.
  • Not valid with any other offers and subject to change at any time.

Bottom Line

This offer use to be for up to $150. Worth considering if you reside in one of 3 Southern California counties. Find more bank bonuses here, including offers from Bank of America, Chase, TD Bank, HSBC, Aspiration and more.


Unify Financial $125 Referral Bonus

UNIFY Financial Credit Union
  • What you’ll get: $125 per referral, up to $600 per year.
  • Where it’s available: Southen California residents (LA County, Ventura County, and Orange County)
  • How to earn it:
    • Receive $125 for each referral who opens a UNIFY Checking Account with Debit Card.
    • Each referral will also receive $125.
  • When it expires: 12/30/2022
Learn More at Unify

Fine Print

  • Offer is subject to change without notice.  
  • Existing members receive $125 for each new member they refer who opens a qualifying Checking Account (excluding Right Start Checking) and Debit Card.
  • Maximum bonus is $600 per member per calendar year.
  • Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account.
  • $125 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening.
  • Members responsible for applicable taxes and must be in good standing to receive bonus.
  • Names and emails of referrals not retained by UNIFY following the initial email invitation to join.
  • Membership eligibility and qualification includes establishing a membership share savings of at least $5.
  • Minimum deposit of $25 required to open FREE Checking and eChecking, $2,000 required to open Premier Checking. UNIFY employees, volunteers, and family members not eligible.
  • Not valid with any other offers.
  • To be eligible for the Referral Bonus, you must reside in Arkansas, Missouri, or Oklahoma.
  • Account must be in good standing to receive bonus.
  • UNIFY employees, volunteers, and family members not eligible.
  • Not valid with any other offers and subject to change at any time.

Unify Financial Credit Union $50 Checking Bonus + Two LA Rams Tickets

UNIFY Financial Credit Union
  • What you’ll get: $50 plus 2 Los Angeles Rams tickets
  • Where it’s available: Nationwide
  • How to earn it:
    • Open a new free checking or eChecking account and receive two LA rams home game tickets based on availability.
    • Receive a bonus of $50 when you establish a recurring ACH drecit deposit of at least $500 aggregate each month.
  • When it expires: 12/31/2022
Learn More at Unify

Fine Print

Los Angeles Rams Tickets

  • Offer is subject to change without notice and may end at any time.
  • Tickets are provided on a first-come, first-served basis.
  • They cannot honor requests for specific game dates.
  • Eligible new account holders who open a qualifying new UNIFY checking account (excludes Right Start Checking) and have not had a UNIFY membership in the previous three years will receive two (2) Rams home game tickets, based on availability.
  • Account holder will receive an email to the email on file with UNIFY to retrieve tickets electronically via Ticketmaster® or LA Rams app.
  • Membership eligibility and account qualification requirements apply.
  • Membership requirements include establishing a membership savings of at least $5.
  • Minimum deposit of $25 required to open a checking account.
  • Offer does not apply to subsequent or multiple checking accounts.
  • Limit one offer per member.
  • Limited ticket quantities available, while supplies last.

$50 Bonus

  • Receive $50 bonus into your checking account by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
  • New Direct Deposit must be established and posted within 90 days of account opening, and bonus will be paid in the statement cycle following verification of satisfying the Direct Deposit requirement.
  • Limit one Direct Deposit bonus per primary member (or per account).
  • Account must be in good standing to receive any bonus.
  • Account holder responsible for all applicable taxes.
  • UNIFY employees, volunteers and family members not eligible.
  • Not valid with any other offers and subject to change at any time.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Tags: unify
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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Need some inspiration for your next shopping spree? Look no further! I'll bring you the latest and greatest discounts, ensuring you never miss out on a steal.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 1

  1. Zach McKnight says:
    11 months ago

    If anyoine needs a link, i got into contact with the rep over the phone but i have the correct link for the 250$ 150/125 referral.

    And i have spots left. I recieved my bonus in less than 24 hours.

    z at myrefreshdigital com

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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