Unifimoney is welcoming new customers with up to a $5,000 bonus in Bitcoin for opening an account. You’ll get an additional $25 in Bitcoin for every person you successfully refer to the all-in-one financial app. See this page for more referral deals.
Unifimoney is an integrated money management app that conveniently covers your spending, saving and investing needs. The user-friendly platform provides a high-yield checking account and a rewards credit card, along with investing and borrowing options. The company calculates that saving and investing as little as $7 a day, from the age of 26, could result in a $1+ million portfolio by the time you retire. Keep reading for more on Unifimoney and their current offers.
Featured Investing Promotions
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- Crypto.com Sign Up Bonus: $50 Crypto Welcome Offer & $50 Referrals
- Gemini Sign Up Bonus: Up to $50 Bitcoin Welcome Offer & Referrals
[Expired] Unifimoney Up To $5,000 BTC Welcome Bonus
Get up to a $5,000 bonus in Bitcoin when you sign up with Unifimoney and deposit at least $1,000 within 14 days of opening your Unifimoney account. Here’s how the bonus breaks down:
| DEPOSIT | BITCOIN REWARD | HOLDING PERIOD |
| $1,000 | $25 | 30 days |
| $10,000 | $100 | 30 days |
| $20,000 | $250 | 90 days |
| $50,000 | $500 | 90 days |
| $100,000 | $1,000 | 90 days |
| $250,000 | $2,500 | 90 days |
| $500,000 | $5,000 | 90 days |
The Bitcoin reward will post to your Unifimoney Crypto account within 14 days of qualifying. Rewards are inclusive of transaction fees and calculated at the rate of Bitcoin at the time of purchase.
See other current Unifimoney promotions here.
Unifimoney $25 BTC Referral Program
Earn a $25 Bitcoin bonus each time you successfully refer a friend to Unifimoney. To qualify:
- You must already be a Unifimoney customer, and you have a funded Unifimoney account.
- Your referral is not currently a Unifimoney customer.
- Your referral must use your code to sign up for a new Unifimoney account.
- Your referral must be approved to open a Unifimoney account.
- Your referral must invest at least $1,000 to their Unifimoney account within 14 days of account opening.
- Your referral must maintain a minimum $1,000 in deposits or other assets in their account for at least 30 days.
Your Bitcoin referral bonus will post to your Unifimoney Crypto account within 14 days of your referral qualifying. You can earn a maximum of $1,000 in Bitcoin referral bonuses.
See the referral program terms.
Unifimoney Features
Unifimoney is a one-stop financial shop for all your banking, investing and borrowing needs. Let’s get into more detail below:
Banking
High-yield checking account. Unifimoney partners with UMB Bank to offer an FDIC-insured, high yield checking account. Members get a Visa debit card with free access to all ATMs in the Allpoint network. Other features include mobile check deposit and bill payment, as well as ACH and wire transfers.
Credit Card
Cashback credit card. Recently, Unifimoney launched their Unifi Premier Visa Signature rewards card (issued by UMB Bank) where you earn 1.5% to 2% cash back, redeemable as an investment contribution in equity purchase, Bitcoin or gold.
Investing
Robo advisor. A partnership with TenjinAI provides Unifimoney’s low-cost, SIPC-insured robo advisor accounts. Tenjin AI Basic includes a smart ETF portfolio aligned with your risk tolerance and rebalanced annually. Take it up a notch with Tenjin AI Advanced, where quarterly rebalances are based on monitoring market trends using MarketCrash Index by Tenjin. This keeps your portfolio allocation optimal to achieve your investing goals. For those who are into socially-responsible investing, both Unifimoney robo advisor products include options with environmental, social and governance factors.
Self-managed investing. More of a hands-on investor? Unifimoney offers a self-managed investment account via Drivewealth. Buy and trade 3,000 U.S. equities, 1,000 ETFs, and 3,000 ADRs (American Deposit Receipts). At the moment, Unifimoney does not support mutual funds or options trading, but the latter is expected in the second half of this year. Other features include fractional investing (from $1) and 12 themes based on interests and values.
Cryptocurrencies. Gemini makes it possible for Unifimoney users to trade cryptocurrencies. Buy, sell and store 33 digital coins (including Bitcoin) on the user-friendly and secure platform.
Precious metals. Unifimoney customers can also buy, sell and store precious metals, thanks to a partnership with GBi. Options include gold, silver, platinum and palladium. You can partake in fractional investing, buying as much or as little as you’d like. Metals are stored in a secure vault network that is audited regularly, and they can be liquidated into coins and bars for delivery at any time.
Lending
Student loan refinancing. Powered by Lendkey, Unifimoney customers can refinance up to $250,000. Other lending services include home loans, auto loans and home improvement loans.
Other Financial Services
Other services offered include health savings accounts (HSAs) and car insurance. Unifimoney plans to roll out coverage for homeowners, renters and pets, as well as life insurance, umbrella insurance and disability insurance in the future.
Bottom Line
If you want an all-in-one solution for your financial needs, Unifimoney is a solid option with a high-yield checking account, cashback credit card, investment options, loan products and more. The feature-rich platform seamlessly integrates banking, investing and borrowing to maximize the growth potential of your wealth.
See our stock broker and investment promotions page for the best offers. Good offers can be had from J.P. Morgan, Ally Invest and more.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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