Umpqua Visa Real Rewards Card 2,500 Bonus Points ($25 Value)

The Umpqua Visa Real Rewards Card has a limited-time offer for 2,500 bonus points when you make your first card purchase. According to the issuer, the offer is worth $25 as cash back. Although not the best bonus out there, it’s a generous offer from a no-annual-fee card. See our list for more no-annual-fee credit cards.

The Umpqua Real Rewards card keeps things simple with 1.5x points across all purchases. There’s no limit to how many reward points you can earn. Although marketed as a points-based card, Umpqua Real Rewards functions more like a cash back card. That’s because when it comes time to redeem, you have these two options:

• Cash deposit to an Umpqua Bank checking or savings account
• Statement credit to your card account

Either way, your Umpqua Real Rewards points are worth the standard $0.01 each. But make sure to use them within five years, or they’ll expire.

*Umpqua Bank also offers bonuses for new checking & savings accounts.

• Chase Freedom Flex $200 Bonus + Up To 5% Cash Back On Purchases

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