The Umpqua Visa Real Rewards Card has a limited-time offer for 2,500 bonus points when you make your first card purchase. According to the issuer, the offer is worth $25 as cash back. Although not the best bonus out there, it’s a generous offer from a no-annual-fee card. See our list for more no-annual-fee credit cards such as the Capital One® SavorOne® Cash Rewards Credit Card.
The Umpqua Real Rewards card keeps things simple with 1.5x points across all purchases. There’s no limit to how many reward points you can earn.
Looking for more bang for your buck? The Umpqua Premier Rewards Card comes with a $99 annual fee, but it also offers unlimited bonus points on dining, airline and gas station purchases.
*Umpqua Bank also offers bonuses for new checking & savings accounts.
|Bonus Available||2,500 bonus rewards points awarded after first purchase|
|Ongoing Rewards/Benefits||Earn unlimited 1.5 points for every $1 you spend on all eligible purchases.|
|Foreign Transaction Fees||2% in USD|
3% in foreign currencies
|Airport Lounge Access||No|
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- No annual fee
- Welcome bonus
- Simple rewards
- Good-Excellent credit needed to qualify
- Foreign transaction fees
Umpqua Real Rewards Card 2,500 Bonus Points Offer
For a limited-time only, Umpqua Real Rewards is offering 2,500 bonus points for new cardmembers. These points are worth $25.
To qualify, charge your first purchase to your card.
What Are Umpqua Real Rewards Points Worth?
Although marketed as a points-based card, Umpqua Real Rewards functions more like a cash back card. That’s because when it comes time to redeem, you have these two options:
- Cash deposit to an Umpqua Bank checking or savings account
- Statement credit to your card account
Either way, your Umpqua Real Rewards points are worth the standard $0.01 each. But make sure to use them within five years, or they’ll expire.
The Umpqua Real Rewards card is a good fit if your spending covers a variety of categories. Especially if you’re already banking with Umpqua, because you have the added option of redeeming to your deposit account.
But if you’re looking to earn more in the long run, you’ll want a rewards card that offers bonus categories. Like the Umpqua Premier Rewards Card.
What’s The Competition?
Below are some of the top competitors to the Umpqua Visa Real Rewards credit card you should consider.
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