Truist is offering new small business checking customers a bonus of up to $800 when opening an eligible Truist business checking account and meeting the deposit and balance requirements.
The promotion is available for the Truist Simple Business Checking and Truist Dynamic Business Checking accounts.
Here is an alternative business offer from Chase you might be interested in.
Truist $800 Business Checking Bonus
Bonus: Up to $800
Expiration Date: March 24, 2027
Minimum Opening Deposit: $100
Eligible Accounts: Truist Simple Business Checking or Truist Dynamic Business Checking
Available in: Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Washington, D.C.
TRENDING DEAL:
How to Earn the Truist Business Checking Bonus
Open a new eligible Truist business checking account using a valid promotional code and complete one of the following offers:
Earn $400
- Deposit at least $2,500 into the new account within 30 days of opening.
- Your Current Balance must be at least $2,500 on day 30.
- Maintain a daily Current Balance of at least $2,500 from day 30 through day 90.
Earn $800
- Deposit at least $10,000 into the new account within 30 days of opening.
- Your Current Balance must be at least $10,000 on day 30.
- Maintain a daily Current Balance of at least $10,000 from day 30 through day 90.
If your balance falls below $10,000 during the required period, you may still qualify for the $400 bonus if you meet all of the requirements for that tier.
Who Is Eligible?
You must be a new Truist business checking client.
Your business cannot currently have a Truist business checking account or have closed one within 365 days before the promotion began, using the same Taxpayer Identification Number (TIN), including an EIN.
The business must have a physical address in one of the eligible states or Washington, D.C.
For accounts opened using a Social Security number, the primary account holder must be at least 18 years old and have a valid U.S. TIN.
The promotion can only be earned once per checking account and per client.
When Will You Receive the Bonus?
Truist will deposit the reward into your new checking account within 10 business days after you complete the qualifying requirements.
For the $800 offer, Truist states that the reward will be deposited as two separate $400 payments.
Keep the account open and in good standing until the reward is paid. You can forfeit the bonus if the account has a $0 or negative balance, is restricted, or is closed when Truist attempts to make the payment.
Truist Simple Business Checking
Truist Simple Business Checking may be the more attractive choice for smaller businesses because Truist describes it as a straightforward business checking option with no monthly maintenance fee.
There is a $100 minimum opening deposit.
Truist Dynamic Business Checking
Truist Dynamic Business Checking offers additional benefits as your business balances grow.
The account has a monthly maintenance fee if your average daily balance is below $5,000. The fee can be waived with a combined average relationship ledger balance of at least $5,000.
Is the Truist $800 Business Checking Bonus Worth It?
The $400 bonus is particularly attractive because it only requires maintaining $2,500 from day 30 through day 90.
Businesses with more available cash can earn $800 by maintaining $10,000 during the same period.
Since the promotion requires keeping the qualifying balance for roughly two months after day 30, the potential return is strong compared with simply leaving the same cash in a standard business checking account.
If you already need a business checking account and operate in one of the eligible states, this is an offer worth considering.
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Important Terms
A valid promotional code must be entered when opening the account. Truist states that the promo code cannot be added after account opening.
The offer is available for accounts opened online, by phone, or at a Truist branch between July 14, 2026 and March 24, 2027.
The offer cannot be combined with other promotions and may be changed or discontinued by Truist. Bonus payments may also be reported to the IRS and could be taxable.
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