Truist Bank $400 Business Checking Bonus – Ends 10/29/25

Truist Bank is currently offering a $400 bonus for their Simple Business Checking or Dynamic Business Checking account. To qualify for the bonus, all you need to do is make qualifying deposits of $1,500 or more into your new account within 30 days, and enroll and sign in to online banking within 30 days of account opening.

• Update 5/1/25: The offer has been extended through 10/29/25. See new promo code below. For more bank bonuses, see our list of the best promotions.
• Update 10/24/24: The offer has been extended through 3/3/25.
• Update 8/20/24: The offer is still available. Use promo code SB24Q3BIZAFL.
• Update 7/4/24: The offer is back through 9/30/24.
• Update 4/3/24: This offer has returned through 6/27/24. You may also want to consider this business checking bonus offer from Chase instead.
• Update 7/6/2023: Offer has been extended through 9/29/2023.
• Update 4/4/2023: The offer increased from $300 to $400 and was extended to 6/30/23. Use new promo code SB23Q2CHECKING.

Keep reading to learn more about the offer details.

See the bottom of this page for all Truist Bank offers.

Truist Bank $400 Business Checking Offer

• What you’ll get: $400
• Where it’s available: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
• How to earn it:
  • Open a new Simple Business Checking or Dynamic Business Checking account.
  • Use promo code SB24Q4BIZAFL online or in a branch between July 5, 2023, and September 29, 2023.
  • Make qualifying deposits of $1,500 or more within 30 days of opening your account.
  • Earn $400.
• When it expires: 10/29/25

READ MORE: SEE MORE BONUS OFFERS THAT DON’T REQUIRE DIRECT DEPOSIT

Waive The Monthly Fee

The Simple business checking account has no monthly maintenance fees.

The Dynamic Business Checking account has a $20 monthly fee. The monthly maintenance fee is waived with $5,000 average combined balance, over three months, in a Truist business checking, savings, money market account or CD.

Fine Print

• Offer details: Earn $400 by opening a new Truist Simple Business Checking or Dynamic Business Checking account online or in a branch.
• Qualification requirements:
  • Make cumulative Qualifying Deposits of $1,500 or more into your new account within 30 days of opening.
  • Enroll and Sign In to Truist Online Banking for Business within 30 days of opening.
  • Enrollment in the promotion is required at the time of account opening, using the promo code, to be eligible for the promotion reward.
  • *Qualifying Deposits exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
• Eligibility: Must be a new Truist business checking client, at least 18 years old, and not a non-resident alien. The business must be registered within the U.S. with a physical street address in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC and have a valid U.S. TIN or EIN. The qualifying checking account must be opened in a Truist branch in one of the above-listed states or online.
• Reward processing: The reward will be credited to the new business checking account up to 4 weeks after the qualification requirements have been verified. The offer is applicable once per client. Any applicable taxes are the responsibility of the recipient.
• Reward forfeiture: The new business checking account must remain open and in good standing with a balance =$0.01 until the reward is processed. Reward forfeiture will occur if the business checking account is changed to an account type not included in this client offer, the account is closed prior to the reward being processed, or the new business checking account has a negative available balance at the time of qualification validation. Truist reserves the right to deduct the reward amount from the business checking account at the time of closing if the account is closed by the client or Truist within 180 days after opening.
• Other terms: A minimum account opening deposit of $100 is required. The offer is non-transferable and may not be combined with any other offers. The offer is subject to change and may be discontinued at any time. Fees may reduce your earnings. For interest-bearing accounts, check Truist’s Commercial Bank Services Agreement to obtain information about the interest calculation.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

Bottom Line

Overall, Truist Bank’s $400 bonus offer for their Simple Business Checking or Dynamic Business Checking account is definitely worth considering for business owners who are looking for a new banking partner. The offer had been $300 in the previous quarter. The bonus is a great incentive for those who are opening a new account and can help offset some of the initial costs of starting or running a business.

One advantage of Truist Bank’s business checking accounts is that they offer a variety of features and services to help simplify your banking needs. Plus, with over 2,000 branches and over 4,000 ATMs, Truist Bank is a convenient option for business owners who need to access their funds or make deposits in person. Compare this offer to the business checking offer from Chase.

More from Truist:

• Best Truist Bank Bonuses, Promotions of June 2025
• Truist Bank $400 Personal Checking Account Bonus – Ends 10/29/25

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.