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Home Deals

The Best Gift Cards For January 2024 And How To Save Money On Them

Tony Jay by Tony Jay
December 29, 2023 11:50 am CST
in Deals
7
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Find out how to save some money on all the best gift cards here, especially as the holiday season approaches.

Over the past few years gift cards have become more and more popular as gift ideas for not only acquaintances and coworkers, but close friends and family as well. Recipients are actually requesting gift cards more now than ever, leading to an all time high rate of gift cards being bought.

Read more: Take a look at earning gift cards with Dabbl, a mobile app that lets you earn by completing simple, fun interactive games, quizzes and videos.

In today’s economic times, gift cards are just more practical. You’re giving someone the option to buy exactly the things they want and need. Let’s face it, it also makes it a lot easier on you during the gift searching process.

Gift cards are also one of the best ways to meet the minimum spending requirements for credit card bonuses as well.

Best Ways To Save Money On Gift Cards

Gift cards are sold just about everywhere these days. Supermarkets, malls, grocery stores, gas stations – you name it. But, you’re basically paying full price for the face value of the gift card.

Merchant-branded gift cards don’t involve Purchase activation fees, so a $25 gift card will cost you $25. Visa, MasterCard, and American Express gift cards all require a Purchase Fee, which can be anywhere from roughly $3 to close to $6 or so depending on where you buy.

Top Sites For Buying Gift Cards

Raise.com

Raise.com is one of the best for buying gift cards and itโ€™s my personal favorite. You’re basically buying previously owned gift cards at a discounted rate. This gift card exchange site will only carry merchant-branded options, since there’d be no reason for someone to sell off their Visa or MasterCard gift card. Use this gift card exchange site to sell off any unwanted gift cards you may have also.

You can get $5 off $75+ with this offer link & code RAISE75AF. I review Raise.com here. A $10 off $50+ purchase code is sometimes active throughout the year as well – 10RAISEAF.

  • Buy at Raise.com

Save On Popular Gift Cards Below With Raise.com

  • TJ Maxx
  • Bed Bath & Beyond
  • eBay
  • Home Depot
  • Apple
  • Lowe’s
  • Macy’s
  • Starbucks
  • Target
  • Victoria’s Secret
  • Walmart
  • Whole Foods
  • Sephora

Gift Card Granny

Gift Card Granny offers branded gift cards from various retailers, as well as a variety of Visa and Mastercard gift cards. You’ll be able to get various discounts and cash back rewards with your purchases.

  • Buy at Gift Card Granny

Other Good Sites

  • GiftCardMall
  • Giftcards.com

Buy Discounted Gift Cards On eBay

Search for gift cards on eBay: with the “Buy It Now” options, you’re not really going to save that much more on gift cards compared to the gift card exchange sites above. You can save more money by being patient and bidding on the gift card auctions. This may or may not be worth the trouble for you, but you’ll likely save some decent change.

You’ll also sometimes find high valued gift cards on Ebay that may not be available through the exchange sites. I like buying my Starbucks gift cards on Ebay, and I can usually score a really good deal.

American Express and Visa Gift Cards

You can get Visa Gift Cards from GiftCardMall. You won’t really save any money on Visa Gift Cards unless a promotion pops up to save on the Purchase Fee.

With American Express, however, you can save money on either the Purchase Fees and/or the Shipping Fees with promotion codes. Find updated Amex Gift Card promotion codes here.

Most Popular Gift Cards


American Express Gift Cards

A sure winner in the office setting, these are accepted everywhere American Express is accepted. They are good gift options for your employees, as well as friends and family. The one drawback is the purchase fee that is involved in each one you buy at your local drug store or supermarket. Besides locally, you really can only get them through the American Express Gift Card webpage. See American Express Gift Card savings and coupons.

American Express Gift Card
  • American Express Gift Cards

Amazon Gift Cards

Rapidly becoming one of the most popular gift cards, with Amazon carrying millions of items in just about every single category you can think of. You can actually find Amazon Gift Cards through the gift card exchange sites also.

Amazon Gift Cards
  • Buy at Amazon

Visa Gift Cards

Visa is accepted almost everywhere credit cards are accepted, so this adds a little more convenience for the recipient. Whether at a local store or online, these will require purchases fees (usually $3.95 or $4.95). Shipping fees may also apply buying online as well.

visa-gift-card
  • Buy at GiftCardMall
  • Buy at Giftcards.com
  • Buy at Gift Card Granny

Starbucks Gift Cards

This is always a safe bet for those who need their cup of joe every morning.

Starbucks card
  • Buy at Raise.com
  • Buy at GiftCardMall

Target Or Walmart Gift Cards

I grouped these together because a shopper will usually only be either a Walmart shopper OR a Target shopper. Both are very popular for the holidays.

target or walmart gift card
  • Via Raise.com
  • Buy at Gift Card Granny
  • Buy at GiftCardMall

Restaurant Gift Cards

The benefit to the buyer is that most restaurants give extra incentives or bonuses for buying their gift cards (i.e. buy a $25 gift card, get a bonus $5). The negative is obviously the fact that youโ€™re restricting the recipient to just that one venue, so be sure itโ€™s one of their favorites.

restaurant gift card
  • Buy at Raise.com
  • Buy at GiftCardMall
  • Buy at Giftcards.com
  • Buy at Gift Card Granny

Supermarket Gift Cards

Iโ€™d recommend getting one from a specialty or organic friendly market, like a Central Market or Whole Foods (the most popular).

whole foods gift card
  • Buy at Raise.com
  • Buy at GiftCardMall
  • Buy at Giftcards.com
  • Buy at Gift Card Granny

Warehouse Gift Cards

The most popular is the Costco Cash Card. A neat feature is that you can shop at any Costco with it without even being a member(saving $50 to $100 in membership fees).

costco cash card
  • Buy at Raise.com
  • Buy at GiftCardMall
  • Buy at Giftcards.com
  • Buy at Gift Card Granny

The Gap Gift Card

Many people donโ€™t realize that this sucker can be used at all the stores in the Gap family (Gap, Old Navy, Banana Republic, or Athleta). So, from the standpoint of an apparel gift card, this is one of the most versatile.

gap gift card
  • Buy at Raise.com
  • Buy at GiftCardMall
  • Buy at Giftcards.com
  • Buy at Gift Card Granny

Home Depot | Loweโ€™s | Bed Bath & Beyond Gift Cards

While there are some product selection differences between Home Depot and Loweโ€™s, most shoppers are going to go to the home improvement store most convenient to them. For women though, skip both options and opt for a Bed Bath & Beyond gift card instead.

Home Depot Gift Card
  • Buy at Raise.com
  • Buy at GiftCardMall
  • Buy at Giftcards.com
  • Buy at Gift Card Granny

Apple Gift Card

Use the Apple Gift Card to get products, accessories, apps, games, music, movies, TV shows, and more. Spend it on in-app content, books, subscriptions and even iCloud storage to secure files from all your Apple devices.

  • Buy at Raise.com
  • Buy at Gift Card Granny

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 7

  1. amanda smith says:
    3 years ago

    Get free valid amazon gift card codes no human verification
    Complete this process with real information to win you a free Amazon gift card code. Then get a free expensive gift card code
    It is real and 100% working.
    GET THE OFFER TOTALLY FREE
    https://cutt.ly/JClmi43

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  2. amanda smith says:
    3 years ago

    Free Amazon Gift Record Code.
    GET COMPLETELY FREE, You have to complete some process to get free. Complete this process with correct information and win a free Amazon gift card.
    โœ…GET THE OFFER TOTALLY FREE
    https://cutt.ly/VCiC1YH

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  3. Justin says:
    3 years ago

    $100 Amazon Gift Card Promo Code Free.
    Free Get Amazon Gift Card Promo code no human verification, Do you want to take this? No problem you can take this via some process. If you complete then you will win an Amazon Gift Card.

    DONโ€™T MISS OUT ON AMAZON GIFT CARD FREE
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  4. Pingback: Getting Through the Holidays with Anxiety | Aegle Mind | Central London
  5. Finnich Vessal says:
    6 years ago

    Thanks for sharing the informative list of gift cards. I was looking to get some discount on the gift cards and here I got it. Thanks a lot

    Loading...
    Reply
  6. Carol Hinkley says:
    8 years ago

    Thanks for your informative post! I find that the best savings on gift cards are often found in the more “uncommon” merchants – such as, sporting goods stores, speciality clothes stores, fine dining restaurants, etc. As David said, discounted gift cards (online or physical) have come a long way and can really rack up the savings during the holiday months. It adds up and helps save hundreds!

    Loading...
    Reply
  7. David says:
    9 years ago

    Great article
    Online resources for buy discounted gift cards have come a long way. I save around 200 dollars in the holiday season just from buying discounted vouchers online.

    Loading...
    Reply

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