Texas Capital Bank Up To $600 Business Checking Bonus [TX] – Ends 6/30/26

If you’re a small business owner or managing a growing company, you know that every dollar counts. That’s why I’m always on the lookout for the best bank bonuses to share, and today, I’ve got a fantastic one for businesses based in Texas from Texas Capital Bank. It’s an Elite Business Checking cash offer that can earn you up to $600. Sounds too good to be true, right? But if you meet the qualifications, it’s all yours! Let’s break down the rules and how you can easily qualify for this bonus.

For those looking for more lucrative bank bonuses available to businesses nationwide, see our guide to the best bank bonuses here. Our favorites for businesses include BlueVine and Chase Business Complete, both offering cash bonuses for signing up.

Key Takeaways

• Open an Elite Business Checking account between April 1, 2026 and June 30, 2026.
• Perform qualifying activities during the rewards period.
• Maintain a $5,000 daily balance and make 10 debit transactions of $1,500+ monthly to earn $200 each month.
• You can earn up to $600 if all qualifying activities are met for each statement period.

Texas Capital Bank Offer Details

• What you’ll get: Up to $600
• Where it’s available: TX
• How to earn it: Texas Capital Bank is offering a $200 cash reward each month from November 2024 through June 2025 if you meet a few simple requirements. You can earn up to $600 in total, but there are some details you’ll need to pay attention to. Here’s a breakdown of the rules:
  • Open Your Account: To be eligible for this bonus, you need to open an Elite Business Checking account between October 1, 2024, and March 31, 2025. After that, the clock starts ticking.
  • Maintain a $5,000 Daily Balance: For each participating statement period (that’s the period you’re actively earning the bonus in), you need to have a minimum daily posted balance of $5,000. It’s not that hard if you’re already running a healthy business checking account.
  • Make 10 Debit Transactions: The next requirement is to complete 10 debit transactions totaling at least $1,500 each statement period. This could be ACH payments, checks, or point-of-sale (POS) transactions. As long as you hit these numbers, you’re good to go.
• When it expires: 6/30/26

READ MORE: GET TOP OFFERS FROM CHASE, CIT and AXOS.

Waive The Monthly Fee

A $12 monthly fee is applicable, but it can be waived if you maintain an average collected balance of $1,500.

Qualifying Activities

Now, I’m sure you’re wondering what counts as qualifying activities. The transactions can include checks, ACH payments, or POS transactions, so don’t stress too much about hitting these numbers. If you’re regularly paying vendors or suppliers, you’ll likely meet this requirement without even thinking about it. Just make sure those transactions total at least $1,500 each month.

What Happens If You Don’t Meet The Requirements?

If you don’t meet the requirements in any given statement period, you won’t receive the $200 cash reward for that month. So, it’s super important to stay on top of these activities.

Fine Print

• Maintenance Period:
  • Begins the first statement month after the Deposit Period (30 days).
  • Lasts for three consecutive statement months thereafter.
  • Qualifying Welcome Bonus is calculated based on the total average monthly balance during the Maintenance Period.
  • If the average monthly balance drops below the minimum balance for a specific tier, eligibility for that Welcome Bonus tier is lost.
  • Lower bonus amounts may be applicable based on the average monthly balance during the Maintenance Period.
  • If the small business relationship average monthly balance is below $10,000 at the end of the statement during the Maintenance Period, no Welcome Bonus is received.
• Small Business Relationship:
  • Total balance from Select Business Checking, Elite Business Checking, Business Money Market, and Edge Business Savings accounts.
• Example of Eligibility:
  • Opened Elite Business Checking Account on May 15, 2023.
  • Funded Elite Business Checking Account on May 20, 2023.
  • Completed 10 posted Debit Card and/or ACH transactions in each statement month (July, August, and September).
  • Maintained the Small Business Relationship balance tier of $25,000.00 – $49,999.99 in each month of the Maintenance Period (July, August, and September).
  • Received a qualifying Welcome Bonus of $600.
• Terms & Disclosures:
  • To qualify for the Welcome Bonus:
    1. Open a new Select Business Checking Account or Elite Business Checking Account within the offer period of May 1, 2023, through August 1, 2023.
    2. Fund the checking account with $1,500 within 30 days from the account opening.
    3. Complete 10 posted Debit Card and/or ACH transactions per month during the Maintenance Period.
    4. Maintain a small business relationship average monthly balance of $10,000 or more during the Maintenance Period.
  • Welcome Bonus will be automatically received approximately eight (8) weeks after completing all qualifying activities.
  • Individuals with a current or past Texas Capital Bank deposit account within the prior six (6) months are not eligible for this offer.
  • Account must be open and in good standing at the time of fulfillment to be eligible.
  • Limit one Welcome Bonus per small business relationship, including all individual and joint accounts.
  • Welcome Bonus will be reported on the applicable IRS form.
  • Texas Capital Bank employees are not eligible for this offer.
  • Texas Capital Bank reserves the right to exclude participants for reasons including suspected fraud, misuse, or suspicious activities.
  • All promotional offers, products, and services offered by Texas Capital Bank are subject to updates, modifications, and/or termination.

READ MORE: GET CASH, POINTS AND MORE WITH THESE REFERRAL DEALS

Bottom Line

In my experience, bonuses like this one are great for businesses looking to boost their bottom line. Getting $200 each month for simply managing your business finances is a win-win! Texas Capital Bank isn’t the only one offering these kinds of rewards, but the rules here are pretty straightforward and achievable. If you’re already maintaining a decent balance and making regular payments, you’ll likely qualify without too much extra effort.

Just be mindful of the dates, and make sure you’re keeping up with the monthly requirements. After all, earning $600 isn’t something to pass up!

See more:

• Texas Capital Bank $500 Checking Bonus [TX] – Ended