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Home Deals

Stairs by Groundfloor: Earn Up to 6% Interest on Secured Real Estate Debt Notes

Tony Jay by Tony Jay
October 14, 2023 9:48 pm CDT
in Deals
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Earn a $300 cash bonus with BlueVine!
Rakuten Referral banner

Stairs (stairsapp.com) is a new saving and investing app by Groundfloor. The platform lets you earn up to 6% APY on your cash, without having to lock up your money for months at a time. Simply set it and forget it. There are no fees, and you can withdraw at any time. Let’s review the Stairs app below.

Other real estate investing options you may like:

  • Fundrise
  • Streitwise
  • DiversyFund
  • Landa App
  • HappyNest
  • CrowdStreet

See Posts History below for more offers from Groundfloor.

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Stairs By Groundfloor Features

Stairs is an investing app that feels like a savings account app. It lets you earn a guaranteed 4% to 6% interest rate on the money you deposit. The only difference is that, with Stairs, you’re investing in non-traded debt notes with Groundfloor. These notes are backed by tangible, real estate assets, allowing you to earn a higher interest rate than you would with a traditional bank account while getting more predictable returns than being in the real estate market. It’s the best of both worlds.

Simply transfer funds to Stairs, sit back and watch your balance grow. You’ll earn a base 4% APY interest rate, plus 1% with recurring transfers, and another 1% if you turn on the “round-ups” tool (rounding up your purchase to the next whole dollar and automatically investing that amount).

If you’re already a Groundfloor customer, you can use the same credentials to sign into Stairs and easily link the same bank account you use with Groundflloor.

Bottom Line

Stairs is a solid place to park your money. It lets you earn a better interest than a traditional savings account, and you can withdraw at any time. Plus, it’s free to use.

If you want even better returns, and you don’t mind locking up funds for an extended amount of time, check out Groundfloor. They’re currently offering a $50 welcome bonus.

Posts History:

  • Best Real Estate Investment Bonuses, Promotions of June 2025
  • Groundfloor.us Bonuses: $50 Sign-Up Bonus & $50 Referral Offer

See all the best real estate investing offers here.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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