Stairs (stairsapp.com) is a new saving and investing app by Groundfloor. The platform lets you earn up to 6% APY on your cash, without having to lock up your money for months at a time. Simply set it and forget it. There are no fees, and you can withdraw at any time. Let’s review the Stairs app below.
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Stairs By Groundfloor Features
Stairs is an investing app that feels like a savings account app. It lets you earn a guaranteed 4% to 6% interest rate on the money you deposit. The only difference is that, with Stairs, you’re investing in non-traded debt notes with Groundfloor. These notes are backed by tangible, real estate assets, allowing you to earn a higher interest rate than you would with a traditional bank account while getting more predictable returns than being in the real estate market. It’s the best of both worlds.
Simply transfer funds to Stairs, sit back and watch your balance grow. You’ll earn a base 4% APY interest rate, plus 1% with recurring transfers, and another 1% if you turn on the “round-ups” tool (rounding up your purchase to the next whole dollar and automatically investing that amount).
If you’re already a Groundfloor customer, you can use the same credentials to sign into Stairs and easily link the same bank account you use with Groundflloor.
Bottom Line
Stairs is a solid place to park your money. It lets you earn a better interest than a traditional savings account, and you can withdraw at any time. Plus, it’s free to use.
If you want even better returns, and you don’t mind locking up funds for an extended amount of time, check out Groundfloor. They’re currently offering a $50 welcome bonus.
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