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Find the latest promotions and bonuses from South State Bank for new Checking and Savings accounts here. Typical offers are for a $25, $100 or $200 cash bonus.
Update 1/10/23: Offer has been extended until 3/31/2023. Details below.
Established in 1934, South State Bank is headquartered in Columbia, South Carolina and has over 130 locations throughout Georgia, North Carolina, and South Carolina.
South State Bank $200 Checking Bonus

- What you’ll get: $200
- Where it’s available: GA, NC, SC, VA, FL, AL
- How to earn it: To earn $200, open any personal checking account and meet the following qualifiers within 60 days:
- Use promo code EARN200 when opening your account online or in a branch.
- Make a minimum of 15 debit card purchases or payments.
- Have a monthly total of $250 qualifying direct deposit OR automatic draft of $25.
- When it expires: 3/31/2023
Waive The Monthly Fee
- South State Checking
- No monthly maintenance charge if you’re enrolled in eStatements
- Choice Checking
- No monthly maintenance charge when you meet one of the following qualifiers:
- 15 debit card purchases/payments per statement cycle or
- $250 in combined direct deposits or
- $1,000 average daily balance
- No monthly maintenance charge when you meet one of the following qualifiers:
- Gold Checking
- No monthly maintenance charge when you meet one of the following qualifiers:
- $3,500 minimum daily balance, or
- $10,000 minimum daily balance in combined deposit accounts or
- $10,000 in outstanding consumer or mortgage loans
- No monthly maintenance charge when you meet one of the following qualifiers:
- Classic Checking
- No monthly maintenance charge when you meet one of the following qualifiers:
- $250 in combined direct deposits or
- $1,000 average daily balance
- No monthly maintenance charge when you meet one of the following qualifiers:
- Student Checking
- No monthly maintenance charge when you enroll in eStatements
Fine Print
- Promotional offer applies to new personal checking accounts (excluding South State at Work product type) opened with the promo code EARN200.
- To open an account at a branch location, a $25 minimum deposit is required; no minimum deposit is required for accounts opened online.
- To open an account, you must be a resident of NC, SC, GA or VA. Additional residency restrictions may apply and offer not available to employees of South State Bank or its subsidiaries.
- Offer is limited to one per customer, cannot be combined with any other personal checking or deposit offer, or reproduced, purchased, sold, transferred or traded.
- South State reserves the right to modify or discontinue the offer at any time without notice.
Bottom Line
Direct deposit is an optional requirement, making this a reasonably good deal. It’s also a higher bonus value than their previous $100 offer.
South State Bank $25 Refer-A-Friend Bonus

- What you’ll get: $25
- Where it’s available: GA, NC, SC, VA, FL, AL
- How to earn it: When you recommend a SouthState personal checking account to a friend, you can receive $25:
- Print out their Refer a Friend form at the offer link below.
- Print your name and address on the form. Use the contact information associated with your SouthState account.
- Give the completed form to a friend, and recommend a personal checking account at SouthState.
- Tell your friend to present this form when opening and funding a new checking account.
- After the account is opened, and all conditions are met, they’ll credit your checking account with $25.
- When it expires: None listed
Fine Print
- Promotional Offer Rules:
- This offer applies to new personal checking accounts opened at a South State branch location with a valid Refer a Friend Form.
- A $25 minimum deposit is required, and new accounts are subject to approval.
- South State reserves the right to modify or discontinue this offer at any time without notice.
- The offer is not available to employees of South State Bank or its subsidiaries.
- The offer is also not available for South State at Work, Health Savings, Money Market, Fiduciary and Construction accounts.
- Referring Customer:
- The Referring Customer must have an open qualifying personal checking account at South State at both the time of referral and the time of the “Refer a Friend Bonus.”
- The Referring Customer cannot be an owner or co-owner of the Referred Customer’s new personal checking account.
- Referred Customer:
- The Referred Customer cannot have an existing personal checking account at South State and must reside in South Carolina, North Carolina, Georgia or Virginia at the time of account opening.
- The Referred Customer must have five (5) or more posted and cleared debit card purchases/payments within 30 calendar days after account opening (“Qualifying Period”).
- Bonus Payment:
- If all of the eligibility and conditions are met, they will credit the Referring Customer’s account with a $25 Refer a Friend Bonus within 10 calendar days of the Qualifying Period.
- The $25 bonus will be reported to the appropriate taxing authorities, as required by law or regulation.
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