If you’re a small business owner looking to switch banks, the SouthState Bank Business Checking bonus is one of the more lucrative offers available right now. You can earn up to $1,000 by opening a new business checking account and completing a few straightforward requirements.
The base bonus is relatively easy to achieve, and the additional bonuses can significantly increase your payout if your business qualifies.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
What Is the SouthState Bank Business Checking Bonus?
SouthState Bank is offering a tiered bonus of up to $1,000 for new business checking customers who open an account using promo code LEVELUP and complete qualifying activities within 90 days.
Here’s how it breaks down:
- $400 bonus for completing basic account requirements
- Up to $600 additional bonuses through balance, treasury services, and merchant services
This makes it a strong offer, especially for businesses that can take advantage of the higher-tier bonuses.
Trending Checking Account Deal:
Bonus Breakdown: How to Earn the Full $1,000
Step 1: Earn the $400 Base Bonus
To qualify for the initial $400 bonus, you must:
- Open a new business checking account with promo code LEVELUP by June 30, 2026
- Within 90 days, complete ONE of the following:
- 15 debit card transactions, OR
- $5,000 in ACH deposits
Once completed, you’ll earn the $400 bonus.
Step 2: Earn Up to $600 in Additional Bonuses
After qualifying for the $400, you can unlock three additional $200 bonuses:
1. $200 Balance Bonus
- Maintain a $50,000 balance at the end of the 90-day period
2. $200 Treasury Services Bonus
- Enroll in SouthState’s Treasury Management services
3. $200 Merchant Services Bonus
- Enroll in Merchant Services
- Process at least $200 in transactions
If you complete all three, you’ll earn the full $1,000 total bonus.
Key Details to Know
- Offer deadline: June 30, 2026
- Qualifying period: 90 days from account opening
- Maximum bonus: $1,000
- Minimum deposit: $50 (if opening in-branch)
- Bonus payout: Within 3 business days after meeting requirements
- Tax reporting: Bonuses are typically reported as income (1099-INT)
Eligibility Requirements
To qualify, you must:
- Be a new SouthState business checking customer
- Not have had a SouthState business checking account in the past 12 months
- Keep the account open and in good standing through the qualification period
Certain account types (like trusts or IOLTA accounts) are excluded.
Trending Savings Account Deal:
Is This Bonus Worth It?
This bonus can be very valuable, but it depends on your business:
Best for:
- Businesses that can easily meet $5,000 in ACH deposits
- Companies with higher cash balances ($50K+)
- Businesses already using or planning to use merchant services or treasury tools
Less ideal for:
- Small side hustles with limited cash flow
- Businesses that won’t use treasury or merchant services (missing out on the extra $600)
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Final Thoughts
The SouthState Bank Business Checking bonus stands out because of its high ceiling ($1,000) and flexible base requirements. Even if you only go for the $400 portion, it’s still a solid offer.
But if your business can take advantage of the additional services, this becomes one of the top business bank bonuses currently available.
If you’re planning to switch business banks anyway, this is definitely worth considering.
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