Citadel Credit Union Promotions: $300 Checking and $50 Referral Bonuses [PA] – Ends 3/14/23

I’ll update this page with new sign-up promotions and bonuses from Citadel Credit Union (formerly Citadel Bank) for their Checking, Savings and other deposit accounts.

Update 1/13/2023: $300 offer has extended until 3/14/2023. Details below.

Citadel is headquartered in Exton, Pennsylvania and was established in 1937. They have around 25 locations in the Pennsylvania area.

Citadel $300 Checking Bonus [PA]

• What you’ll get: $300 bonus
• Where it’s available: PA
• How to earn it:
  • Choose from our Free Checking or Cashback Rewards Checking Account using promo code JAN233006. Once your account’s been open for 60 days and you’ve set up qualifying direct deposit(s) of $500 or more, you’ll get your bonus
  • Offer limited to new checking customers only
• When it expires: 12/31/2022 1/10/2023 3/14/2023

READ MORE: See Popular Offers From Banks Like Chase Bank, Bank Of America, U.S. Bank, BMO Harris, And TD Bank

Waive The Monthly Fee

Free Checking has no monthly fee.

Fine Print

• A qualifying direct deposit is defined as a recurring electronic deposit into checking account of payroll, pension, Social Security, government benefits, or other eligible regular monthly income.
• Promotional code must be applied at the time of account opening to receive the incentive offer(s), given all requirements above are met.
• Checking account must be open for 60 days before checking bonus will be awarded. Bonus deposit(s) will be automatically deposited into your Citadel Checking Account if the account is in good standing at time of incentive processing.
• The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.
• New Account Cash Bonus offer available to qualified new checking customers only.
• Customer must not have closed a Citadel Checking Account within the last 12 months and/or previously received a checking new account bonus.
• Limit one offer per household per lifetime.
• Offer may not be combined with any other new account offer.
• New Account Cash Bonus offer has an expiration date and may be modified or withdrawn at any time.

Bottom Line

The $300 bonus is a good deal for the new Checking account. They previously offered $200.

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Citadel CU $50 For You, $50 For Them Offer

For qualifying referrals, you and your referrals can earn a $50 bonus with this offer from Citadel CU.

• $50 referral bonus has no set expiration date
• Personal Checking accounts are eligib
• Since Citadel is a credit union, you can open an account if you live, work, worship, or study in the following Pennsylvania counties: Bucks, Chester, Delaware, Lancaster*, Montgomery or Philadelphia. You can also become a Citadel customer if a member of your family or household is eligible to be a customer, no matter where you live.
• Direct Deposit is an optional requirement for this offer
• Application will trigger a Soft Pull, which does not affect your credit
• You can fund the opening deposit with a credit card up to $500.
• The Free Checking account has no monthly fee. The other Checking options have monthly fees that can be waived.

How To Earn Up To $500 A Year

First, if you don’t already have a Checking account with Citadel CU, you can sign up for one here.

• Once you have a Citadel CU Checking account open, you can start making $50 per qualified referral, up to $500 a year. Your referrals will also earn their own $50 bonus.
• Qualifications: In order to receive the Reward Card, your friends and family members must first register for the program, then open a new Citadel checking account, keep the account open and in good standing for at least 30 days, AND complete the following requirements within 60 days of account opening:
  • Complete one (1) or more direct deposits totaling a minimum of $250 to a Citadel Checking Account OR
  • Complete ten (10) or more debit card transactions (excluding ATM withdrawals).
  • Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card.
• Registering for the program can be done in any of the following three convenient options:
  1. Register Online – Register on the Refer Live website and begin referring immediately.
  2. Print the form and visit a Branch – Return the completed form to your closest Citadel branch.
  3. Call a Referral Ambassador – Dial 1-844-618-1806 & speak to a Referral ambassador.

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[Expired] Citadel $200 Checking Bonus [PA]

• What you’ll get: $200 bonus
• Where it’s available: PA
• How to earn it:
  • Use promo code BONUSPPC2
  • Opening a new free checking or cashback rewards checking account with a qualifying direct deposit.
  • Complete a qualifying direct deposit totaling $500 or more within 60 days of account opening
• When it expires: No date listed

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here