Citadel Credit Union Promotions: $500 Checking Bonus [PA]

Citadel Credit Union (previously Citadel Bank) is currently promoting an attractive checking account bonus, offering new customers the chance to earn up to $400. This bonus is available to individuals who open a new checking account and fulfill specific deposit criteria.

• Update 9/20/2025: The offer is back and increased to $500.
• Update 2/10/2025: The offer is back and increased to $400.
• Update 2/3/2024: The offer is back and now $300. For more bank bonuses, see here. You can earn a very competitive Chase Bank bonus here.
• Update 6/29/2023: New $325 offer available through 8/31/2023.
• Update 1/13/2023: $300 offer has extended until 3/14/2023. Details below.

Citadel is headquartered in Exton, Pennsylvania and was established in 1937.

Banks are giving away cash—are you in? See our exclusive guide to the best bank bonuses nationwide, featuring BMO & Chase’s top deals!

Citadel $500 Checking Bonus [PA]

• What you’ll get: $500 bonus
• Where it’s available: PA
• How to earn it:
  • Use  promo code MONTCO500PM2025  to open a new account.
    • 1. Earn $300 when you set up direct deposit(s) totaling $2,000 or more to your new checking account in the first 90 days¹
      2. Earn an additional $200 when you maintain a balance of $5,000 or more¹
• When it expires: None listed

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.

Waive The Monthly Fee

Free Checking has no monthly fee.

Fine Print

• Open a new checking account online and earn a $325 cash bonus deposit.
• Qualifying direct deposit(s) totaling $500 or more must be posted to the new checking account within 60 days of account opening.
• A qualifying direct deposit includes recurring electronic deposits of payroll, pension, Social Security, government benefits, or other eligible regular monthly income.
• The checking account must remain open for 60 days before the $325 checking bonus will be awarded.
• The bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at the time of incentive processing.
• The offer is available only for accounts opened at https://www.citadelbanking.com/campaigns/digital-media/062023-checking-325-so-med.
• A promotional code must be applied at the time of account opening to receive the incentive offer(s), provided that all requirements are met.
• The cash bonus is subject to all applicable taxes, and the recipient is responsible for any federal, state, or local taxes on this offer.
• The offer is available to qualified new checking customers who have not closed a Citadel checking account within the last 12 months and/or previously received a checking new account bonus.
• Limit one offer per household per lifetime.
• The offer may not be combined with any other new account offer.
• The offer is not available for business accounts.
• The new account cash bonus offer expires on August 31, 2023, and may be modified or withdrawn at any time.

Bottom Line

The $300 bonus is a good deal for the new Checking account. They previously offered $325 (and $200 before that).

Trending Checking Account Deal:

BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less

Earn $400

Go to the deal

Citadel CU $50 For You, $50 For Them Offer

For qualifying referrals, you and your referrals can earn a $50 bonus with this offer from Citadel CU.

• $50 referral bonus has no set expiration date
• Personal Checking accounts are eligib
• Since Citadel is a credit union, you can open an account if you live, work, worship, or study in the following Pennsylvania counties: Bucks, Chester, Delaware, Lancaster*, Montgomery or Philadelphia. You can also become a Citadel customer if a member of your family or household is eligible to be a customer, no matter where you live.
• Direct Deposit is an optional requirement for this offer
• Application will trigger a Soft Pull, which does not affect your credit
• You can fund the opening deposit with a credit card up to $500.
• The Free Checking account has no monthly fee. The other Checking options have monthly fees that can be waived.

>> USE THIS REFERRAL LINK FOR YOUR $50 WELCOME BONUS

How To Earn Up To $500 A Year

First, if you don’t already have a Checking account with Citadel CU, you can sign up for one here.

• Once you have a Citadel CU Checking account open, you can start making $50 per qualified referral, up to $500 a year. Your referrals will also earn their own $50 bonus.
• Qualifications: In order to receive the Reward Card, your friends and family members must first register for the program, then open a new Citadel checking account, keep the account open and in good standing for at least 30 days, AND complete the following requirements within 60 days of account opening:
  • Complete one (1) or more direct deposits totaling a minimum of $250 to a Citadel Checking Account OR
  • Complete ten (10) or more debit card transactions (excluding ATM withdrawals).
  • Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card.
• Registering for the program can be done in any of the following three convenient options:
  1. Register Online – Register on the Refer Live website and begin referring immediately.
  2. Print the form and visit a Branch – Return the completed form to your closest Citadel branch.
  3. Call a Referral Ambassador – Dial 1-844-618-1806 & speak to a Referral ambassador.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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