The hardest part of budgeting? Sticking with it. We all have financial goals we want to reach, but they’re easy to forget in the short-term. Besides that, it can be hard to get a grasp of your overall finances when you have a variety of accounts with different institutions.
If you want a 360° view of your finances, you’ll want to consider a personal finance app.
Simplifi by Quicken was created to help you get a big picture view of your finances, manage your cash flow and work towards your savings goals. Keep reading for more on how Simplifi works and their 30-day free trial offer.
- Update 10/21/2024: The monthly price is now just $2.99.
- Upate 12/24/2023: The offer has not changed, you can get 50% off plus a 30-day free trial.
- Update 6/21/2023: Get Simplifi for 50% off (compared to annual) + a free trial
- Update 11/22/2022: Between November 17- November 29, you can also get Simplifi for 40% off the annual subscription with a free trial.
Simplifi 30-Day Free Trial + 50% Off Promotion
Try 30 days of Simplifi by Quicken for free. It’s $2.99 per month after the free trial when billed annually.
Plus, right now you can get 50% off (compared to annual).
Simplifi Features
Simplifi is a financial tracking and budgeting app that helps you get a better idea of your full financial picture on one platform. It can connect to 14,000+ financial institutions – including investments – pulling data from linked accounts to provide your net worth, cash flow, debt-to-income ratio and more, in real-time. The app also features:
- Customized spending categories and alerts for unusual activity.
- All your recurring monthly bills and subscriptions from one dashboard.
- A spending plan – the difference between your forecasted income and fixed expenses for the month – to help you spend within your means.
- Savings goals like a vacation, a wedding, down payment on a house, retirement and more.
- Spending watchlists, so you can keep tabs on specific spending targets such as dining out, Amazon shopping, and etc.
- Enhanced reporting, filtered by category, payee, tag, account and more.
Simplifi is also family-friendly. The app can be used by up to six family members, so you’ll all be on the same page when it comes to family finances.
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Simplifi Pricing
After your 30-day free trial is over, Simplifi charges $5.99 per month, which is cheaper than other “premium” personal finance apps like YNAB and the pro version of Emma.
If you pay annually, Simplifi pricing drops to $2.99 per month.
Bottom Line
Simplifi by Quicken is a good fit if you want to watch over your money quickly and easily, but you don’t want to micromanage your finances. The app makes it easy to view your accounts in one place, from credit cards to investments.
It also offers a comprehensive suite of tools to help you track and manage your expenses, budget and reach your financial goals. Since they’re offering a free 30-day trial, why not sign up for an account and take it on a test drive?
For a similar personal finance app, check out Mint. It’s free, but it also comes with ads.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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