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Home Banking

SALT Lending Crypto-Backed Loans Promotions: $50 First-Loan Bonus & Give $50, Get $50 Referrals

Diana Mason by Diana Mason
October 26, 2022 1:08 am CDT
in Banking, Cryptocurrency Promotions, Investing, Referral Promotions
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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

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Secured Automated Lending Technology, or SALT (saltlending.com), is welcoming new borrowers with a $50 Bitcoin bonus (referral link or code required). You’ll get an additional $50 in free Bitcoin for every person who claims their welcome bonus with your unique referral link. More referral deals here.

Click here for Bitcoin bonuses and other cryptocurrency promotions. Get offers from Voyager, BlockFi, Coinbase and more. Compare the best crypto exchanges here.

SALT is a lending platform where members can put up their blockchain assets as collateral for cash loans. For more on SALT and their current offers, keep reading.

Click here to check where SALT lends.

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SALT Lending $50 First-Loan Bonus

Get a $50 bonus in Bitcoin when you join SALT with this referral link (or enter the referral code sUXH3ltZd), apply for your first crypto-backed loan from SALT, and have an active loan status. They’ll deposit your bonus to your SALT wallet, and then it’s yours to withdraw or use as you wish. This bonus is valid for first-time borrowers only.


SALT Give $50, Get $50 Referral Program

Share SALT with your friends and, once they have an active loan status, you’ll both receive a $50 Bitcoin bonus each. To qualify, your referrals must use your unique referral link or code when they register for a SALT account or apply for their first SALT loan.

You can earn a maximum of 10 referral rewards or $500 in referral bonuses.


SALT Features

Loan AmountsStarting from $5,000
Credit Check?No
Funding Time24 – 48 hours

In short, SALT provides USD loans to users who hold cryptocurrency. To do so, you need to create an account, verify your identity, and deposit your crypto of choice to use as collateral for your loan. Supported crypto assets include Bitcoin, Ether, Bitcoin Cash, Litecoin, Dash, Dogecoin, Ripple, SALT, USDC, PAX, TUSD and PAX Gold.

Interest rates start at 5.95% and depend on a variety of factors, including the lender who is contributing capital and current market conditions (more in the rate and fees section below).

Your loan-to-value ratio (LTV) will affect how much you can borrow via SALT. You’ll be warned of any potential margin calls before liquidation takes place, with an initial alert sent once the LTV reaches 75%. Forced liquidation will only take place when the LTV climbs to 90.91%.

In addition to crypto-backed loans, SALT also features:

  • A portfolio management tool that makes it easy to manage all your crypto holdings in one place.
  • Payout in fiat or stablecoin.
  • Notifications sent out via SMS, email, phone call and push notifications.
  • 100% insurance on crypto assets that are used as collateral for loans against crime.
  • 24/7/365 customer support via email. Phone support is available during normal business hours.

SALT Rates & Terms

Loan Terms3 – 12 months
Origination Fee0%
Withdrawal Fee0%
Prepayment Fee0%
Bounced ACH Fee0%

Your interest rate depends on the loan-to-value (LTV):

LTVAPR
30%5.95%
40%8.95%
50%10.95%
60%15.95%

Rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction and collateral profile.


Bottom Line

SALT provides crypto-backed loans for fast access to cash. Use this referral link to sign up for an account and get a $50 Bitcoin bonus on your first SALT loan.

BlockFi is another crypto service that offers low-cost USD loans secured with crypto. They’re currently offering a $25 welcome bonus.

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here

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Diana Mason

Diana Mason

Diana's passion for travel eventually led to her separation from the 9 to 5 office life and into the arms of freelance work. Cali-born and Philly-bred, she's a creative professional with a delightful knack for words. When she's not gallivanting across the globe, Diana can be found writing (of course), teaching yoga and dreaming of her next big adventure.

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