Get a $750 Welcome Deposit for eligible new customers who open an 
Find new promotions and offers from Popular Direct for their Savings and CD accounts here.
Popular Direct is a newer internet-only financial institution, with products being offered by Banco Popular North America (BPNA), a U.S. banking subsidiary of Popular, Inc. [NASDAQ: BPOP].
As with other online-only banks, Popular Direct is going to provide Savings and CD rates much more competitive than your traditional banks with local branches.
Popular Direct Savings Account 1.85% APY Offer
Competitive rate with this Savings account
Popular Direct has gained a lot of attention for providing one of the highest Savings rates with their online banking debut.
- Current Savings Rate: 1.85% APY
- Minimum deposit is $5,000
- Application will trigger a Soft Pull, which does not affect your credit
- Interest is compounded daily and credited to your account monthly on the last day of the month
- Deposits are FDIC insured
- You’ll be able to deposit checks using your smartphone with Mobile Deposits
- There’s a $4 monthly fee if your balance is under $500 on any day within a statement period
- If your account is closed within 180 days, there will be a $25 early account termination fee
- You’ll be able to transfer money out of this account using ACH transfer
- A maximum of 1 external linked bank account is allowed
- There is a 5 day hold on outgoing ACH transfers
- If your account is inactive for 12 months, there is a $5 per month inactivity fee
- There’s an excessive withdrawal fee of $5 for each additional debit exceeding the legal limit of 6 transfers or withdrawals on a statement cycle
Compare Popular Direct’s Savings account option with top offers on our Savings/Money Market Rates guide. Popular offers include Savings accounts from HSBC Direct (great rate from a big bank), Ally Bank, CIT Bank, and Chase Bank (for its bonus offers). Also, see all the best Savings account bonuses here. More below.
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- DollarSavingsDirect Online Savings & CD Account Promotions, Offers
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Salem Five Bank Checking, Savings, CD Promotions
MoneysMyLife Top Offer Picks  With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review.
 Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only. Member FDIC. Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Earn 75,000 miles each year (worth $750) if you spend $25,000 on purchases with the Barclays Arrival® Premier World Elite Mastercard®. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. See Terms. Full Review |
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Popular Direct CD Account Offers
Popular Direct also offers some good rates on their CD accounts, which are available for 3 month to 5 year terms.
Good rates with Popular Direct
- Minimum balance is $10,000 to earn the APY rate
- Interest compounds daily
- Deposits are FDIC insured
- CD accounts will automatically renew at maturity
| APY | CD TERM |
| 0.75% | 3 Month |
| 2.05% | 6 Month |
| 2.15% | 1 Year |
| 2.30% | 18 Month |
| 2.50% | 2 Year |
| 2.75% | 3 Year |
| 2.80% | 4 Year |
| 3.05% | 5 Year |
Compare Popular Direct’s CD rates with other top banks using our CD Rates guide here. Popular options include CDs from Synchrony Bank, EverBank, CIT Bank and those below.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Live Oak Bank Online Savings And CD Offers, Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
We keep all the best bank promotions updated here. Popular offers are available from Chase Bank, TD Bank, HSBC and CIT Bank.
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Regions Bank Promotions: $200 Checking Account Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
Check back here for updates on promotions and rate updates from Popular Direct.
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