Earn Up To 4.50% APY: FinWorth's Best Online CD Account Offers (Available Nationwide)

Earn Up To 4.50% APY: FinWorth’s Best Online CD Account Offers (Available Nationwide)

FinWorth is offering great rates for their online certificate of deposit (CD) accounts. See the current rates below.

Update 4/21/25: Rates have been updated. Compare them with these CDs from Barclays.
Update 1/19/24: Several rate changes.
Update 12/19/23: Several rate changes. The highest still at 5.70% APY.
Update 10/4/23: Several term lengths increased in APY with the highest now at 5.70% APY.
Update 8/24/23: Highest rate is now 5.67% APY.
Update 7/27/23: 18 month term gets rate increase.
Update 7/3/23: Added 14 and 18 month terms with good rates.
Update 5/16/23: Their 12-month CD rate increased from 4.50% to 5.25%
Update 4/4/23: Their 12-month CD rate decreased from 5.25% to 4.50%
Update 3/29/23: The online online division of INSBANK has been rebranded to FinWorth
Update 3/14/23: Their 12-month CD increased from 3.00% to 5.25%
Update 1/30/23: Their rates changed across several term periods

Quick Facts:

FinWorth is the online division of INSBANK and has no branch locations.
This online bank boasts one of the highest nationwide APY rates for its Money Market and CD accounts.
Their deposit account options change from time to time, but typically CD account terms range from 90 days to 3 years are available.

See the Posts History below for all FinWorth offers.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

FinWorth CD Account Details

FinWorth CD accounts are available with terms ranging from 90 days to 3 years.

Here is a table with the current rates for the most popular CD terms offered by FinWorth.

Posts History for FinWorth:

Subscribe to get the latest posts sent to your email.