Earn Up To 4.50% APY: FinWorth’s Best Online CD Account Offers (Available Nationwide)

FinWorth is offering great rates for their online certificate of deposit (CD) accounts. See the current rates below.

• Update 4/21/25: Rates have been updated. Compare them with these CDs from Barclays.
• Update 1/19/24: Several rate changes.
• Update 12/19/23: Several rate changes. The highest still at 5.70% APY.
• Update 10/4/23: Several term lengths increased in APY with the highest now at 5.70% APY.
• Update 8/24/23: Highest rate is now 5.67% APY.
• Update 7/27/23: 18 month term gets rate increase.
• Update 7/3/23: Added 14 and 18 month terms with good rates.
• Update 5/16/23: Their 12-month CD rate increased from 4.50% to 5.25%
• Update 4/4/23: Their 12-month CD rate decreased from 5.25% to 4.50%
• Update 3/29/23: The online online division of INSBANK  has been rebranded to FinWorth
• Update 3/14/23: Their 12-month CD increased from 3.00% to 5.25%
• Update 1/30/23: Their rates changed across several term periods

Quick Facts:

• FinWorth is the online division of INSBANK and has no branch locations.
• This online bank boasts one of the highest nationwide APY rates for its Money Market and CD accounts.
• Their deposit account options change from time to time, but typically CD account terms range from 90 days to 3 years are available.

See the Posts History below for all FinWorth offers.

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FinWorth CD Account Details

FinWorth CD accounts are available with terms ranging from 90 days to 3 years.

Here is a table with the current rates for the most popular CD terms offered by FinWorth.

• Available nationwide
• Minimum for APY: $2,500
• Maximum for APY: –

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Account Features

• Low-risk savings solutions with a fixed interest rate.
• FDIC Secured
• Flexible Terms
• Competitive Rates
• Online Dashboard

READ MORE: COMPARE WITH THE NATION’S BEST CD RATES

Posts History for FinWorth:

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