
Plinqit (plinqit.com) is offering members up to $25 in referral bonuses. See more referral promotions here.
Saving money is a challenge for many people. Almost 60% of Americans have less than $500 in savings, and approximately 25% have nothing saved. Plinqit can help you put money away for an emergency fund, travel, car, or anything else you choose. The app puts your savings on autopilot and rewards you for reaching your goals and more.
Let’s take a closer look at Plinqit and their referral offer below.
See all the best personal finance apps here.
Plinqit Features

Plinqit is a savings platform that helps you save money easily and automatically. It rewards you for reaching your money goals and learning about personal finances. Here’s how it works:
- Set goals. Decide what you want to save for, name your savings goal, and designate the amount you want to save.
- Set rewards and penalties. If you reach your savings goal, Plinqit will give you a cash reward. If you don’t hit your goal, you’ll have to pay a small penalty. Choose your reward and penalty based on how confident you are of reaching your goal.
- Plinqit automatically puts aside money for your savings goal. You can link any US checking account to Plinqit. You are then in complete control in determining how much you want to save and when your money should be transferred from your checking account to your Plinqit account. Your transfer is automatic so you can set it and forget.
- Earn more cash rewards for learning about personal finances. Topics include building your credit score, buying your first home, and investing.
Plinqit is free to use, as long as you meet your savings goals. Accounts are either FDIC- or NCUA-insured for up to $250,000.
Up To $25 For Plinqit Referrals
Invite your friends to Plinqit to get a $5 cash bonus with each successful referral. You can receive a maximum of five referral bonuses, for up to $25 in total rewards.
Bottom Line
Plinqit is a goal-based, automated savings app. Members earn cash rewards for meeting their savings goal, engaging with the platform’s educational content, and for referring friends and family. It’s an easy, simple, and fun way to save.
See all the best personal finance apps here.
Qapital is another automatic savings app. The platform rounds up your everyday purchases and puts your excess funds towards the savings goal of your choice. They’re currently offering a $25 welcome bonus and 30-day free trial.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.