Oklahoma Central Credit Union offers a competitive rate on its high-yield checking account. See current rates below.
- Oklahoma Central Credit Union was established in 1941 and is headquartered in Tulsa, OK.
- They have locations in Oklahoma only.
- Their checking accounts are available nationwide via membership.
Oklahoma Central CU Momentum Checking with Rewards

- Rate offer: 3.00% APY on up to $50k
- Availability: Nationwide via membership
- Minimum to earn APY: $0
- Monthly service fee: $0
- To earn the preferred APY:
- Use your debit card for thirty non-ATM transactions
- Have direct deposit of at least $1,500
- Pay three bill by ACH or BillPay
- Ongoing enrollment in eStatements and eNotices through Online Banking
- $25.00 minimum balance to open account
- Minimum $100.00 average daily balance to avoid $10 monthly service fee
- No dividends will be paid if all requirements are not met
Account Features
- Available nationwide
- Free Debit Card with Points and Perks
- Free Bill Pay
- Free online banking
- Free mobile app with Smart Deposit
- Free mobile and text banking
- Free eStatements and eNotices
- Free Credit Score Monitoring and Alerts
- Free access to Money Management, our personal finance application
- Direct Deposit
- Overdraft protection
- Courtesy Pay up to $750
- Free unlimited check writing
- Interest paid on balances up to $50,000
- Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance. Learn more about Account Insurance.
Read more: Compare all the best Reward Checking rates here.
Read more: See promotions from Chase Bank, BMO, Bank of America, TD Bank, and U.S. Bank.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.