- Editor Rating
- Rated 3.5 stars
- Very Good
- McGraw Hill Federal Credit Union
- Reviewed by:
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- Popularity
- Rates
Contents
Established in 1935, McGraw Hill Federal Credit Union has just 2 physical locations in the New York and New Jersey area, but membership is available nationwide. While not market-leading, they have some good rates worth mentioning for their Checking, Savings and Money Market accounts so we’ll review those offers below.
Membership Information for McGraw Hill Federal Credit Union:
Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($10 one-time contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups. See current membership details.
Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($10 one-time contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups. See current membership details.
Be sure to compare rates with McGraw Hill FCU to the nation’s best here: Savings/Money Market Rates | CD Rates.
See the current offers below.
McGraw Hill FCU S3 Prime Savings Rate Offer: 1.45% APY
While many other banks do better, the S3 Prime Savings rate is definitely higher than most traditional institutions so is worth a mention.
- Current rate offer: 1.45% APY
- Available nationwide
- Earn more than 10x the national average
- No monthly service fees or direct deposit requirements
- Minimum opening deposit is $100
- Up to 6 electronic transfers or withdrawals every month (federal regulation)
- Funds are federally insured by the National Credit Union Association (NCUA)
Compare To These Savings Accounts
Compare all the best rates at our Savings Rates page. Top rates can be had with CIT Bank, SalemFiveDirect, DollarSavingsDirect and many more. *Also, see these great Savings Account bonus offers.
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MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Earn up to 25,000 bonus miles worth $250 in travel every year with the Barclays Arrival® Premier World Elite Mastercard®. Without an initial sign-up bonus, this credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases regardless of category. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.75% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. McGraw Hill FCU S3 Checking Prime Offer: 1.05% APY
The S3 Checking Prime account is available nationwide and earns a rate better than most Checking accounts along with rewards.
- Current best rate: 1.05% APY ($25,000 to $1,030,000 balance)
- $100 to $24,999 balances will earn 0.50% APY
- Available nationwide
- No monthly service fees
- No activity requirement
- No direct deposit requirement
- Visa debit card with EMV chip technology
- CardNav App by CO-OP for real-time control of when, where, and how your debit card is used
- Access to 85,000+ no-surcharge ATMs
- Nationwide Shared Branching network access
- Mobile Banking with Mobile Check Deposit
- Prosper Rewards redeemable for travel, merchandise, and cash – 1 Prosper Points per $2 spent**
- Apple Pay contactless payment capabilities
Ascend Money Market Account
- Available nationwide
- Rates shown require new money that has not been on deposit with McGraw-Hill FCU for more than 30 days.
- Maximum deposit of $500,000.
- Funds must be deposited with the credit union between 11/01/2017 and 12/31/2018 to earn promotional rate.
- $5,000 minimum balance in the Ascend Account to earn interest.
- Interest is compounded daily and paid monthly.
- If account is closed within six (6) months of account opening, a $25 fee will be assessed.
- If your monthly balance drops below $5,000, a $25 fee will be assessed.
- Limit one promotional money market account per unique Social Security number.
- Account requires credit union membership with at least $5 in the share savings account.
- Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration (NCUA)
Rates
| Balance | APY |
| $5,000 – $19,999.99 | 1.00% |
| $20,000 – $74,999.99 | 1.10% |
| $75,000 and over | 1.30% |
*Compare to CIT Bank’s Money Market account with one of the best rates in the nation.
McGraw Hill FCU CD Account Promotions
- Available nationwide
- Certificates require a minimum deposit of $1,000; maximum deposit of $1,000,000.
- Funds must be new money that has not been on deposit with MHFCU for more than 30 calendar days.
- Non-members may join the credit union with a $15 deposit – $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation.
- Rate is subject to change without notice.
- Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration (NCUA)
Rates
| CD Term | Balance | APY |
| 12 Month CD | $1,000 or greater | 1.75% |
| 18 Month CD | $1,000 or greater | 2.25% |
| 30 Month CD | $1,000 or greater | 2.40% |
Compare To These CD Offers
Compare all the best CD rates here. Rates vary widely depending on CD term and minimum balance requirements. Banks with consistently top nationwide rates include Live Oak Bank, EverBank, Popular Direct, etc.
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*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.