Get a $750 Welcome Deposit for eligible new customers who open an 
- Editor Rating
- Rated 3.5 stars
- Very Good
- McGraw Hill Federal Credit Union
- Reviewed by:
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- Popularity
- Rates
Contents
Established in 1935, McGraw Hill Federal Credit Union has just 2 physical locations in the New York and New Jersey area, but membership is available nationwide. While not market-leading, they have some good rates worth mentioning for their Checking, Savings and Money Market accounts so we’ll review those offers below.
Membership Information for McGraw Hill Federal Credit Union:
Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($10 one-time contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups. See current membership details.
Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($10 one-time contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups. See current membership details.
Be sure to compare rates with McGraw Hill FCU to the nation’s best here: Savings/Money Market Rates | CD Rates.
See the current offers below.
McGraw Hill FCU S3 Prime Savings Rate Offer: 1.45% APY
While many other banks do better, the S3 Prime Savings rate is definitely higher than most traditional institutions so is worth a mention.
- Current rate offer: 1.45% APY
- Available nationwide
- Earn more than 10x the national average
- No monthly service fees or direct deposit requirements
- Minimum opening deposit is $100
- Up to 6 electronic transfers or withdrawals every month (federal regulation)
- Funds are federally insured by the National Credit Union Association (NCUA)
Compare To These Savings Accounts
Compare all the best rates at our Savings Rates page. Top rates can be had with CIT Bank, HSBC Direct and many more. *Also, see these great Savings Account bonus offers.
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MoneysMyLife Top Offer Picks  With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review.
 Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Member FDIC. Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Barclays has two great card offers that should interest many who are looking for a solid travel rewards credit card.The Barclaycard Arrival® Plus World Elite Mastercard® has a 60,000 miles sign-up bonus worth $630 in travel. You'll be able to earn unlimited 2X miles on every purchase and there are no foreign transaction fees to worry about. See Terms. Full ReviewThe Barclays Arrival® Premier World Elite Mastercard® will earn you 75,000 miles each year (worth $750) if you spend $25,000 on purchases during the year. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. See Terms. Full Review |
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. McGraw Hill FCU S3 Checking Prime Offer: 1.05% APY
The S3 Checking Prime account is available nationwide and earns a rate better than most Checking accounts along with rewards.
- Current best rate: 1.05% APY ($25,000 to $1,030,000 balance)
- $100 to $24,999 balances will earn 0.50% APY
- Available nationwide
- No monthly service fees
- No activity requirement
- No direct deposit requirement
- Visa debit card with EMV chip technology
- CardNav App by CO-OP for real-time control of when, where, and how your debit card is used
- Access to 85,000+ no-surcharge ATMs
- Nationwide Shared Branching network access
- Mobile Banking with Mobile Check Deposit
- Prosper Rewards redeemable for travel, merchandise, and cash – 1 Prosper Points per $2 spent**
- Apple Pay contactless payment capabilities
Ascend Money Market Account
- Available nationwide
- Rates shown require new money that has not been on deposit with McGraw-Hill FCU for more than 30 days.
- Maximum deposit of $500,000.
- Funds must be deposited with the credit union between 11/01/2017 and 12/31/2018 to earn promotional rate.
- $5,000 minimum balance in the Ascend Account to earn interest.
- Interest is compounded daily and paid monthly.
- If account is closed within six (6) months of account opening, a $25 fee will be assessed.
- If your monthly balance drops below $5,000, a $25 fee will be assessed.
- Limit one promotional money market account per unique Social Security number.
- Account requires credit union membership with at least $5 in the share savings account.
- Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration (NCUA)
Rates
| Balance | APY |
| $5,000 – $19,999.99 | 1.00% |
| $20,000 – $74,999.99 | 1.10% |
| $75,000 and over | 1.30% |
*Compare to CIT Bank’s Money Market account with one of the best rates in the nation.
McGraw Hill FCU CD Account Promotions
- Available nationwide
- Certificates require a minimum deposit of $1,000; maximum deposit of $1,000,000.
- Funds must be new money that has not been on deposit with MHFCU for more than 30 calendar days.
- Non-members may join the credit union with a $15 deposit – $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation.
- Rate is subject to change without notice.
- Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration (NCUA)
Rates
| CD Term | Balance | APY |
| 12 Month CD | $1,000 or greater | 1.75% |
| 18 Month CD | $1,000 or greater | 2.25% |
| 20 Month CD | $1,000 or greater | 2.40% |
| 30 Month CD | $1,000 or greater | 2.40% |
Compare To These CD Offers
Compare all the best CD rates here. Rates vary widely depending on CD term and minimum balance requirements. Banks with consistently top nationwide rates include Live Oak Bank, BBVA Compass, CIT Bank, etc.
- Live Oak Bank Online Savings And CD Offers, Promotions
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- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Crestmark Bank Online CD Account Promotions Available Nationwide
- Salem Five Bank Checking, Savings, CD Promotions
Check back here for updated offers from McGraw Hill FCU.
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.