When hackers get their hands on your personal information, they can open accounts in your name, take out loans and even file your tax return before you do. Anyone that has your Social Security number, birth date and other important information can steal your identity and inflict major damage to your finances.
Identity protection companies like LifeLock will monitor for identity theft, alert you of suspicious activity and help you recover in the even your identity is stolen. LifeLock goes the extra mile by providing credit monitoring and antivirus software for all-around protection. Keep reading for everything you need to know about LifeLock.
- Update 9/19/2023: Starting from Tuesday, September 19th, the monthly discount rate for first-year pricing will no longer be offered. However, the annual billing discount for the first year remains available and will remain unchanged for the time being.
See the best credit monitoring services here.
LifeLock Features
LifeLock offers a wide range of identity and credit monitoring and alerts for suspicious activity, and they’ll help block hackers from stealing your personal information using Norton 360 and VPNs. If you fall victim of identity theft, you’ll get experts and lawyers to help you fix it, and they’ll reimburse funds stolen due to identity theft (up to the limit of your plan) and provide personal expense compensation.
All LifeLock plans come with standard protective features, yet some stand out from the competition. Including:
- Bank account monitoring
- USPS address change monitoring
- Personal information monitoring
- Data breach notifications
- Stolen wallet protection
LifeLock also has one of the best money-back guarantees in the industry. If you’re an annual member, and you request a refund within 60 days after being billed, you are entitled to a complete refund.
LifeLock Plans & Pricing
LifeLock offers four tiers of coverage: LifeLock Standard, LifeLock Select with Norton 360, LifeLock Advantage with Norton 360, and LifeLock Ultimate Plus with Norton 360.
| LIFELOCK STANDARD | LIFELOCK SELECT | LIFELOCK ADVANTAGE | LIFELOCK ULTIMATE PLUS | |
| Pricing paid annually (first-year pricing) | $124.99 ($99.48) | $149.99 ($99.48) | $249.99 ($191.88) | $349.99 ($299.88) |
| Pricing paid monthly (first-year pricing) | $11.99 ($9.99/mo) | $14.99 ($9.99/mo) | $24.99 ($19.99/mo) | $34.99 ($29.99/mo) |
| With Norton 360 | X | X | X | |
| Stolen funds reimbursement | Up to $25K | Up to $25K | Up to $100K | Up to $1M |
| Bureaus monitored | 1 | 1 | 1 | 3 |
| Identity fraud alerts | X | X | X | X |
| SSN fraud alerts | X | X | X | X |
| Number of devices | Up to 5 | Up to 10 | Unlimited | |
| VPN number of devices | Up to 5 | Up to 10 | Unlimited | |
| Bank account & credit card alerts | X | X | ||
| Crimes committed in your name alerts | X | X | ||
| Annual 3-bureau credit reports & scores | X | |||
| 401(k) & investment account activity alerts | X | |||
| Home title monitoring | X |
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LifeLock Limitations
If you’re on a tight budget, LifeLock’s cost might be a concern. If that’s not an issue, keep the following things in mind before you sign up for the service:
- LifeLock subscription fees increase after your first year.
- Full family coverage is expensive. Your spouse must purchase a separate plan and adding your children come with an additional fee.
- LifeLock’s identity restoration service is only available during business hours.
Bottom Line
LifeLock offers comprehensive identity theft protection and credit monitoring that can come with antivirus software, depending on the plan you choose. In the event that your identity is compromised, you’re covered up to $1 million in stolen funds reimbursement and personal expense compensation, and they’ll work with you to restore your identity. Annual memberships come with a 60-day, money-back guarantee, so you don’t have anything to lose by giving LifeLock a whirl.
IdentityIQ and Identity Guard both offer similar services.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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