HomeTrust Bank Bonus: $400 Checking Account Offer [NC, SC, TN, VA] – Ends 4/30/25

Get updated promotions and bonuses from HomeTrust Bank (htb.com) here. Typical offers have been for $100 to $400 in cash.

• Update 2/6/25: The offer is back through April 30, 2025. See here for other bank bonuses. Or you can take a look at getting $350 from BMO Bank here.
• Update 6/23/24: The offer is back through September 30, 2024.
• Update 10/22/23: The offer ended a while ago.
• Update 4/3/23: The offer is back and now valid through 6/15/23

HomeTrust Bank was established in 1926 and is headquartered in Asheville, North Carolina. They have a little over 40 locations throughout North Carolina, South Carolina, Tennessee and Virginia.

I’ll review the current offers below.

READ MORE: GET TOP OFFERS FROM CHASE, CIT and AXOS.

HomeTrust Bank Up To $400 Checking Bonus

• What you’ll get: Up To $400
• Where it’s available: NC, SC, TN, VA
• How to earn it: Open a new checking account with promo code UPTO400 and earn the following bonuses:
  • Get $150 for qualified direct deposits totaling $2,500 or more in the first 90 days.
  • Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
  • Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.
• When it expires: 9/30/24

Waive The Monthly Fee

Simple Checking — No monthly service fee.

Premier Checking – $15 monthly service fee, avoided by average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000.

Everywhere Connect – $10 monthly service fee, avoided by 5 debit card
transactions or 1 recurring direct deposit

Fine Print

• Account openings are subject to bank approval.
• This offer applies to new personal checking customer accounts only and is limited to their Premier, Everywhere Connect, or Simple Checking account products.
• Account must be opened between January 2, 2021 and December 31, 2021 with the promotional code “UPTO400.”
• A minimum opening balance of $50 is required for all accounts and funds must not be already on deposit with HomeTrust Bank.
• All transactions must post and settle to qualify.
• Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
• Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
• Offer cannot be combined with other offers and is limited to two (2) incentives per household.
• Customer must have a physical address within the HomeTrust Bank market footprint.
• Offer is not available to customers who have closed an account within the past 90 days.
• If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply.
• HomeTrust Bank employees are not eligible to participate in promotion.
• Offer may be withdrawn at any time.
• Payments are subject to IRS tax reporting requirements.
• For fees applicable to your account, please view our Fee Schedule.
• For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

Bottom Line

This is an offer worth considering if you’re in the bank’s market footprint. Other offers you make like: Chase bonus, Aspiration bonus, Bank of America bonus and more here.

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[Expired] HomeTrust Bank Up To $300 Cash Rewards Each Year

• What you’ll get: Up To $300 Each Year
• Where it’s available: NC, SC, TN, VA
• How to earn it:
  • Earn a $0.10 cash reward for each signature or PIN debit card transaction you make per monthly statement cycle, as long as you spend at least $250 in debit card transactions per statement cycle.
  • Maximum monthly reward of $25. Maximum annual reward of $300.
• When it expires: None listed

Waive The Monthly Fee

• Simple Checking — No monthly service fee.
• Premier Checking – $15 monthly service fee, avoided by average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000.
• Everywhere Connect – $10 monthly service fee, avoided by 5 debit card
  transactions or 1 recurring direct deposit

Fine Print

• Transactions must post and settle to qualify.
• ATM transactions are not included.
• Cash reward will be totaled and credited to your account on the last day of each monthly statement cycle.
• No minimum account balance required to earn monthly cash reward; however, a $50 minimum opening deposit is required.
• Debit card reward program may be discontinued at any time and without notice.
• Payments are subject to IRS tax reporting requirements.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.