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Update: Hodlnaut has halted users’ ability to withdraw funds “due to recent market conditions.” Follow their website and socials for updates. They are currently not accepting new signups at this time.
Find updated Hodlnaut.com promotions and bonus offers here.
Hodlnaut.com is welcoming new customers with a bonus worth $30 in USDC (referral link below). You’ll also earn more bonus crypto for making qualified referrals. See more referral deals here.
See crypto offers from BlockFi, Coinbase, Crypto.com, and Voyager. Click here for more cryptocurrency promotions.
Some people who invest in Bitcoin and other cryptocurrencies are in it for the long run, keeping their digital assets locked away in a hardware wallet or sitting patiently on an exchange. Years ago, there wasn’t much you could do with your stockpile except to wait it out. But in recent years, there’s another option available: interest-bearing crypto savings accounts.
Hodlnaut is a crypto interest-earning platform that helps you build additional wealth over time, providing consistent passive income on interest earned and growing part of your crypto portfolio like you would with a fiat bank. Hodlnaut steps ahead of their competition by providing some of the best interest rates available for digital assets.
[Expired] Hodlnaut Bonus: $30 USDC Welcome Offer

Get a sign-up bonus worth $30 in USDC when you register for a new Hodlnaut account using a referral link.
Offer details:
- Sign up with a referral link and complete KYC verification
- Deposit US$1,000 or more in any of the supported assets to qualify
- The qualifying deposit must be done in a single transaction and from an external wallet
- The qualifying deposit must be completed within one week of an optional test deposit
- Maintain a minimum US$1,000 account balance for 31 consecutive days
Here’s our referral link for your $30 sign-up bonus (thanks ahead of time!)
[Expired] Hodlnaut Offer: Give $30, Get $30 USDC Referral Program
For every friend that signs up with your referral link, deposits USD$1,000 worth of any asset, and holds for 31 consecutive days, you will both receive 30 USDC each.
To participate, simply copy your unique referral link from the Affiliate/Referral tab in your Hodlnaut dashboard and send it to your friends. See the referral program details here.
Hodlnaut Features
Hodlnaut lets you earn interest on your crypto deposits. First, fund your account with digital assets. There are no lock-up or deposit limits. Then, earn compound interest on your assets at industry-leading rates. You’ll receive weekly payouts to your wallets, and you can withdraw funds at any time.
Supported Cryptocurrencies & Interest Rates
Hodlnaut supports cryptocurrencies such as Bitcoin, Ethereum, Dai, USD Coin, Tether, and Wrapped Bitcoin. Although the number is much less than the competition – Gemini and Celsius supports over 30 tokens – Hodlnaut stays in the game by offering competitive rates (see below) with no minimum balance requirement.
Bitcoin (BTC) | Up to 7.20% APR Up to 7.46% APY |
Ethereum (ETH) | Up to 7.20% APR Up to 7.46% APY |
Dai (DAI) | Up to 8.00% APR Up to 8.32% APY |
USD Coin (USDC) | Up to 12.00% APR Up to 12.73% APY |
Tether (USDT) | Up to 12.00% APR Up to 12.73% APY |
Wrapped Bitcoin (WBTC) | Up to 7.20% APR Up to 7.46% APY |
These rates have a tiered structure to reflect current market conditions. To compare, Hodlnaut’s interest rates are better than what BlockFi and Celsius offer by approximately 2% APY.
Hodlnaut is able to provide these amazing rates because they lend the funds to trusted institutional and vetted corporate borrowers. These institutions pay interest to borrow the funds, which are distributed back to you, Hodlnaut’s customers.
Token Swap
This feature lets users exchange supported tokens directly in the Hodlnaut app, so you can manage your portfolio and rebalance asset holdings without having to leave the platform.
Security
Hodlnaut requires you to complete Know-Your-Customer (KYC) identity verification before you can make a deposit and set up two-factor authentication (2FA) before you can make a withdrawal. This helps to keep your account secure and prevents unauthorized transactions. The platform also utilizes industry-standard encryption to ensure that your assets and information are protected.
Fireblocks is Hodlnaut’s primary custodian. They employ several methods to ensure the safety of your assets, including a mix of offline cold storage and insured hot wallets. You also have the option of purchasing insurance on your crypto with Nexus Mutual.
Bottom Line
If you’re an everyday investor who wants to make your crypto grow passively and work for you over the long term, then Hodlnaut should be very appealing. Their interest rates are better than most of the competition, and being able to swap tokens is a nice perk to balance your portfolio without incurring any trading fees. Click below for the sign-up bonus.
You might also want to consider BlockFi and Nexo. Like Hodlnaut, both platforms offer interest-earning crypto accounts. See our review on the best crypto exchanges as well.
See our brokerage and investment offers page here – find promos from J.P. Morgan, Ally Invest and more.
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here
Very informative post, Tony. I signed up using your referral code.
Referral link for anyone interested in the $30 bonus:
https://www.hodlnaut.com/join/etxfF42xT
Thanks!