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BlockFi often has promotions for new and existing users so we’ll keep them updated here. You can get a $10 bonus in free Bitcoin for every person you refer to this crypto service, which offers zero-fee trading, interest accounts and crypto-backed loans. See other referral promos here.
See more cryptocurrency promotions here, including offers from Coinbase, Gemini, Voyager and Swan.
Many crypto investors store their digital assets on a hardware wallet or a fiat-to-crypto exchange. While this is standard, it won’t build your crypto wealth over time, which is the whole point of investments. Here’s where BlockFi comes into play. The simple and secure platform aims to bridge the gap between cryptocurrency and traditional finance, giving you a new way to grow your wealth. Let’s go into more detail below.
BlockFi Up To $250 Bitcoin Bonus
Fund your Block Interest Account (BIA) for the first time to earn a special bonus.
- $25 – $249 deposit = $15 BTC payout
- $250 – $999 deposit = $20 BTC payout
- $1,000 – $4,999 deposit = $40 BTC payout
- $5,000 – $9,999 deposit = $75 BTC payout
- $10,000 – $19,999 deposit = $150 BTC payout
- $20,000+ deposit = $250 BTC payout
No referral code needed with this link below
BlockFi $10 Sign-Up Bonus
Get a $10 bonus in Bitcoin when you register for a free account. To qualify, follow the steps below:
- Click on this referral link.
- Enter the code ce1208e6 in the Referral Field if it doesn’t automatically load.
- Create a BlockFi account.
- Deposit $100+ worth of crypto to your BlockFi Interest Account.
- Maintain a $100+ minimum balance in any type of crypto or stablecoin for at least 30 days after initial deposit.
After completing all the above steps, you will receive your bonus with your next interest statement.
BlockFi $10 – $25 Per Referral
- Once you have an active account log in to find the “Refer a Friend” option.
- You can share your personal referral link, or share via Facebook/Twitter.
- For every new friend that signs up using your unique referral code and deposits $100+ worth of crypto, you will each earn $10 in BTC.
- Your friend will need to hold the qualifying balance at least 30 days until the following interest payment day to qualify you both for the bonus.
- After 5 qualifying referrals, you will start earning a $20 BTC bonus
BlockFi Bitcoin Rewards Credit Card $250 Sign Up Bitcoin Bonus
Unlimited 1.5% back in bitcoin on every purchase.
- $250 in bitcoin as a signup bonus if you spend $3,000 within your first three months
- 3.5% bitcoin rewards on all purchases in months 4-6 of card ownership, up to $100 in bitcoin
- 3.5% bitcoin rewards on all purchases in months 4-6 of card ownership, up to $100 in bitcoin
- 0.25% back in bitcoin on all eligible trades, up to a maximum of $500 in bitcoin each month
- $30 in bitcoin for every client referral, on top of the base Refer-a-Friend program
Use the link below to join the waitlist for the world’s first Bitcoin Rewards Credit Card
See the current BlockFi promotions page here
BlockFi Features
BlockFi provides crypto services to individuals and businesses worldwide, including interest-earning crypto accounts, low-cost USD loans secured with crypto, a cryptocurrency trading platform and the ability to purchase stablecoins using USD wire transfers.
BlockFi Interest Account
A BlockFi Interest Account lets you store cryptocurrency and earn interest on your capital invested with the platform. The interest amount depends on the cryptocurrency:
| CRYPTOCURRENCY | AMOUNT | APY |
| Bitcoin (BTC) | 0 to 0.5 | 5% |
| Bitcoin (BTC) | >0.50 to 20 | 2% |
| Bitcoin (BTC) | >20 & above | 0.5% |
| Link | >0 | 4.5% |
| Ether (ETH) | 0 to 15 | 4.5% |
| Ether (ETH) | >15 to 1000 | 2% |
| Ether (ETH) | >1000 & above | 0.5% |
| Litecoin (LTC) | > 0 | 5.5% |
| USD Coin (USDC) | > 0 | 8.6% |
| Gemini Dollar (GUSD) | > 0 | 8.6% |
| Paxos Standard (PAX) | > 0 | 8.6% |
| PAXG | >0 | 4% |
| USDT | >0 | 9.3% |
| BUSD | >0 | 8.6% |
When you store your crypto assets with BlockFi, you’ll earn a monthly interest at the beginning of each month, which will start to accrue the day after your deposit. The interest you earn compounds monthly.
There’s no minimum to invest (and no maximum). So, the BlockFi Interest Account is a great way for newbies to earn interest on crypto.
BlockFi Crypto-Backed Loan
BlockFi lets you deposit your crypto (Bitcoin, Ether or Litecoin) as collateral to get US Dollars. The same-day loans provide funds without forcing you to liquidate your assets or trigger taxable events. Here’s how it works:
- Apply, lock down your terms and get a decision within a few hours.
- Send your crypto assets to BlockFi’s secured storage address.
- BlockFi will send the funds to your bank account.
- Make monthly interest-only payments in dollars or crypto. At the end, pay back the principle or refinance.
The BlockFi loan interest rate depends on the loan-to-value (LTV) ratio you choose, which is determined by the amount of collateral you need to deposit in order to take out the loan.
BlockFi Trading Platform
If you have a BlockFi account, you can trade cryptocurrencies and switch between pairs. You’ll still earn compound interest as you trade between crypto assets. Plus, there are no fees to trade.
BlockFi Wire Transfer
BlockFi lets you send cash deposits using wire transfer to purchase stablecoins directly. This feature makes it easy for crypto rookies to start investing in cryptocurrencies.
Cash deposits are automatically exchanged into GUSD, which you can then convert into the crypto of your choice.
BlockFi Fees
As mentioned before, there are no fees to trade between cryptocurrencies. However, there are withdrawal fees (and limits) on BlockFi Interest Accounts:
| CRYPTOCURRENCY | WITHDRAWAL FEE | WITHDRAWAL LIMIT |
| Bitcoin (BTC) | 0.0025 BTC | 100 per week |
| Ethereum (ETH) | 0.0015 ETH | $5K per week |
| Litecoin (LTC) | 0.0025 LTC | $10K per week |
| Stablecoins | $0.25 | $1M per week |
Bottom Line
If you’re looking for an easy way to invest in crypto and earn interest on your digital asset portfolio, BlockFi is an excellent option.
For another service that lets you earn interest on your crypto, check out Celsius. They’re also offering $20 in free BTC when you use a referral link to join.
| OFFER LINK | OFFER | OUR REVIEW |
| Bank of America Checking | $100 Offer | Review |
| Chase Business Complete Banking℠ | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience Checking℠ | $150 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| HSBC Premier Checking | Up To $600 | Review |
| Axos Business Checking | $100 Cash | Review |
| Aspiration Checking | $100 Cash | Review |
| Ally Invest | Up To $3,000 | Review |
| Betterment | Up To 1 Year Free | Review |
| Voyager (code BH5F1A) | $25 In BTC | Review |
| Coinbase | $10 In BTC | Review |
| BlockFi | Up To $250 BTC | Review |
I am getting on the referral game. Please use my referrals for Blockfi, Coinbase, or chase cards to help me get $10 😀
Blockfi: https://blockfi.com/?ref=2b45c92b
ref code 2b45c92b
Use my referral code for $10 of BTC with a $100 deposit – you can deposit USD like me.
Coinbase: https://www.coinbase.com/join/wong_ugi
$10 in BTC
Chase Freedom Unlimited or Flex $200 Cash:
https://www.referyourchasecard.com/18/L8YG8793NT
I have both cards, and use both depending on which situation nets me more points.
Chase Sapphire Preferred 80,000 Points + $50 Grocery Credit:
https://www.referyourchasecard.com/6a/8DSEC9CAW2
This is the highest offer out there, and you get an extra $50 back on groceries over the next 12 months.
Yup, I Got screwed too using ce1208e6 referral for the inside crypto offer for holding 1000 and getting 50, I was supposed to get 50$, NOPE. I contacted support and they told me to shove sand.
Do not trust this person, and honestly Block-fi support is unhelpful and they could careless. They have the same promotion going on right now and they wont give it to me.
BlockFi ended up reaching out to me and making the situation right.
Warning: Do NOT use any promo code (especially if you see ce1208e6) on this page as it is not a valid promo code for anything special, no matter what they claim.
Make sure you check on https://blockfi.com/promotions to check for current promotions, and if it mentions a specific promotion code that you need, be careful because individual codes given from websites or people are usually just referal codes and they may not be valid as they are just trying to farm referrals so they make money.
If it is a sign up bonus and it is not a popup type promo on thier site when you visit but you think it is a valid promo, I would contact support before signing up to make sure, so you don’t end up in the same situation that I ended up.
Thanks again to block-fi.
BS. I used the ce1208e6 code during the barstool offer when they said you’ll receive $25 in BTC bonus and it was only the $10 bonus due to referral (not due to barstool offer)
https://blockfi.com/?ref=6253be39
Do Pei instead. They give $20 in free BTC for signing up. Use my code j76c3c.