Get a $750 Welcome Deposit for eligible new customers who open an 
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Established in 1964 and headquartered in Spicer, Minnesota, Heritage Bank only has 14 locations across Iowa, Minnesota and South Dakota.
While their footprint with physical branches is limited, they do offer accounts available online, nationwide. Their online Checking and Savings rates are often much better than most traditional banking institutions.
That being said, there are many other account options available with better rates. Find the best Savings rates here and the best CD rates here.
We’ll review the current offers below.
Heritage Bank Jumbo Deposit Account (Savings) Rate Offer
Heritage Bank offers some decently good rates for their Savings Account, but the minimum deposit required to earn the highest rates will be a hefty sum.
- Minimum opening deposit is $1,000
- Interest compounds monthly
- Rate tiers:
| Balance | APY |
| Up to $99,999.99 | 0.10% |
| $100,000 to $229,999.99 | 1.51% |
| $230,000 | 1.61% |
Tops rates can be had from banks such as CIT Bank, HSBC Direct, and Barclays Bank. See all the best Savings rates here. *Also, take a look at the Savings Account bonuses here.
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Chase Coupon Promo Codes: $200, $300, $350, $500 – July 2018
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Popular Direct Online Savings And CD Account Promotions
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- DollarSavingsDirect Online Savings & CD Account Promotions, Offers
MoneysMyLife Top Offer Picks  With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review.
 Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Member FDIC. Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Barclays has two great card offers that should interest many who are looking for a solid travel rewards credit card.The Barclaycard Arrival® Plus World Elite Mastercard® has a 60,000 miles sign-up bonus worth $630 in travel. You'll be able to earn unlimited 2X miles on every purchase and there are no foreign transaction fees to worry about. See Terms. Full ReviewThe Barclays Arrival® Premier World Elite Mastercard® will earn you 75,000 miles each year (worth $750) if you spend $25,000 on purchases during the year. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. See Terms. Full Review |
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Heritage Bank Online eCentive Account Rate Offer
Heritage Bank offers the eCentive Account, which is a Checking and debit card account with premium interest rates when qualifications are met. What are these qualifications? You must meet the following 3 qualifications monthly:
- Make 10 or more debit card payments and/or purchases that will post to your account each month (excluding ATM transactions)
- Have at least one direct deposit or automatic payment (ACH) each month
- Receive a monthly eStatement
If you meet the above criteria each month, you’ll receive these benefits:
- You’ll earn their highest yielding Checking interest rate on balances up to $25,000.
- You’ll receive automatic refunds up to $25 per month for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions.
Rates When Monthly Qualifications Are Met
| Qualifying balances up to $25,000 | 3.33% APY |
| Qualifying balances over $25,000 | 0.15% APY |
| Base Interest Rate (non-qualifying) | 0.05% APY |
Account Features
- No minimum balance
- $100 minimum to open account.
- No monthly service charge
- Monthly eStatements required; Must have valid email address to enroll
($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail ) - $30 fee if account is closed within 6 months of opening
- Free Online Banking, ePay online bill pay, Mobile Banking and more!
We keep all the best bank promotions updated here. If you’re new to bank account sign-up bonuses, Chase Bank, TD Bank, CIT Bank and HSBC Bank have some good offers to start with.
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Chase Coupon Promo Codes: $200, $300, $350, $500 – July 2018
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Regions Bank Promotions: $200 Checking Account Bonus
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.