Heritage Bank NA High Yield Personal Checking & Savings Accounts Earn Up To 3.02% APY (Nationwide)

Heritage Bank NA is offering competitive rates on their personal checking and savings accounts. See the current rates below.

• Heritage Bank is focused on helping people succeed financially.
• Their mission is to see every customer as an individual and treat customers’ businesses as their own.
• They offer high interest and APY rates.
• With Heritage Bank, your money works harder and you get banking with a personal touch.

Heritage Bank NA Personal Deposit Accounts

eCentive® Elite High Yield Checking Account: Up To 2.02% APY

Make your money work harder with their highest interest yielding checking account. eCentive Elite Checking account by Heritage Bank NA, rated 1 on Bankrate.com for Best Overall Checking Account, is the best checking account for those that want to earn a high interest rate from a versatile checking account.

• Up to 2.02% APY¹:
  • 2.02% APY for qualified balances $0.01 – $100,000
  • 0.14% APY for qualified balances greater than $100,000
  • 0.05% APY Base Interest Rate (non-qualifying)
• To qualify** for the APY, you must:
  • Have total monthly debit card purchases posted to your account equaling a minimum of $2,000*
  • Have at least one direct deposit or automatic payment (ACH) each month
  • Enroll and receive monthly eStatements
• No minimum balance
• $100 minimum to open account
• No monthly fee ($4 per month if not enrolled in electronic statements)

Disclaimers:

*Please note that ATM transactions do not count toward the debit card purchase requirement. 

**When the eCentive® Elite Checking Account qualifications are met, balances up to $100,000  will earn that qualification rate for the entire statement cycle. Balances of $100,000.01 and above will receive that qualification rate for the entire month. If applicable, sales tax will be applied to service charges for accounts opened in Iowa.

¹APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the checking account is opened. Interest Rates Effective Since December 27, 2022.

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Jumbo Deposit Savings Account: Up To 3.02% APY

The Jumbo Deposit Account is an interest-bearing personal account with flexible options to ensure deposits up to $7 million can be fully FDIC insured. This is an all-electronic account that must be managed online.

• Up to 3.02% APY¹:
  • 3.02% APY with $230,000 minimum balance
  • 2.04% APY with $100,000 minimum balance
  • 1.01% APY with $0.01 minimum balance
• Minimum Opening Deposit: $1,000.00
• Minimum Balance: $0.01
• Interest: Compounded and credited monthly

Disclaimer:

¹APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. Interest Rates Effective Since December 27, 2022.

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