Earn Up To 4.40% APY: My eBanc One-Time Deposit (CD) Account Rates (Available Nationwide)

My eBanc is offering great rates for their online One-Time Deposit (CD) accounts. See the current rates below.

Update 4/21/2025: Rates have been updated.
Update 1/19/2024: Several rates have changed. Compare them with these competitive CD rates from Barclays.
Update 12/19/2023: The rates remained the same.
Update 11/3/2023: The 18 month CD increased a tad.
Update 10/4/2023: The highest rate increased to 5.50% APY.
Update 8/24/2023: Highest rate increases to 5.40% APY.
Update 7/13/2023: 6 to 24 month terms get rate increases.
Update 5/3/2023: Their 12-month CD rate increased from 5.01% to 5.10%.
Update 4/24/2023: Their 6-month and 12-month CD rates increased to 5.01%.
Update 12/27/2023: Their CD rates decreased slightly across multiple terms.

Quick Facts:

My eBanc offers some of the best nationwide rates for its One-Time Deposit accounts.
My eBanc is the online division of BAC Florida Bank and offers special higher rates for a variety of accounts, including Checking, Savings and CDs.
Unlike the traditional deposit accounts with BAC Florida Bank, the internet-only accounts with the My eBanc division are available to everyone nationwide.

See the Posts History below for all My eBanc offers.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

My eBanc One-Time Deposit Account Details

My eBanc One-Time Deposit accounts are available with 6, 12, 18, 24, and 36-month terms. Here is a table with the current rates:

My eBanc online time deposit delivers competitive rates, no maintenance fees and their money management tool.
Daily compound interest for maximum earnings.
Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
Access to your account anytime with free online and mobile banking.
FDIC insured

Posts History for My eBanc

Subscribe to get the latest posts sent to your email.