Department of Commerce FCU offers one of the best high-yield checking rates. See current rates below.
- DOCFCU is headquartered in Washington, DC.
- Membership in DOCFCU is open to all U.S. citizens and resident aliens through membership in the American Consumer Council.
- They offer competitive rates for their reward checking account.
- Available nationwide.
DOCFCU Performance Checking
- Rate offer: 3.50% APY up to $20k
- Availabilty: Nationwide via membership
- Minimum for APY: $0
- Monthly service fee: $0
- Monthly requirements:
- 12 or more debit card purchases and spending of $100 or more
- 1 Online Banking or mobile banking login
- 1 direct deposit
- Receive electronic statements
Account Features
- No monthly maintenance fee
- No minimum balance
- Competitive rates and a variety of term options available
- Insured by the NCUA up to $250,000 per depositor for all accounts
- Free Online Banking, mobile banking and Bill Pay
- Free MX Money Management tool to help you track spending and improve saving habits
- Free online Debit Rewards
Read more: Compare all the best Reward Checking rates here.
Read more: See promotions from Chase Bank, BMO, Bank of America, TD Bank, and U.S. Bank.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.