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Chase gives its customers a choice of certificates of deposit (CD) with different terms. When it comes to annual percentage yields (APYs), you can find much higher rates elsewhere. However, these CDs may be a good place to save if you already bank with Chase and want a unique term length.
While Chase Bank really isn’t the best place to open a CD account for most terms, they offer great welcome bonuses for their checking, savings and business accounts. >>See the latest bonus offers here.
Chase Bank CD rates
Chase offers two types of CDs: standard rates and tiered relationship rates for those customers who also have a Chase checking account.
Here are the rates for the standard CDs offered by Chase:
| Account | Term | APY | Minimum balance |
|---|---|---|---|
| Standard CD | 1-2 months | 0.01% | $1,000 |
| Standard CD | 3-5 months | 0.01% | $1,000 |
| Standard CD | 6-8 months | 0.01% | $1,000 |
| Standard CD | 9-11 months | 0.01% | $1,000 |
| Standard CD | 12-14 months | 0.01% | $1,000 |
| Standard CD | 15-17 months | 0.01% | $1,000 |
| Standard CD | 18-20 months | 0.01% | $1,000 |
| Standard CD | 21-23 months | 0.01% | $1,000 |
| Standard CD | 24-29 months | 0.01% | $1,000 |
| Standard CD | 30-35 months | 0.01% | $1,000 |
| Standard CD | 36-41 months | 0.01% | $1,000 |
| Standard CD | 42-47 months | 0.01% | $1,000 |
| Standard CD | 48-83 months | 0.01% | $1,000 |
| Standard CD | 84-120 months | 0.01% | $1,000 |
Here are the rates for relationship CDs offered by Chase for CDs with a $1,000 balance:
| Term | APY |
|---|---|
| 1-2 months | 0.02% |
| 3 month | 2.00% |
| 6 month | 0.02% |
| 9 month | 0.02% |
| 12 month | 3.00% |
| 15 month | 0.02% |
| 18 month | 0.02% |
| 21 month | 0.02% |
| 24 month | 2.00% |
| 30 month | 1.50% |
| 36 month | 2.00% |
| 42 month | 1.50% |
| 48 month | 1.50% |
| 60 month | 1.50% |
| 84 – 120 months | 1.50% |
Note: Annual percentage yields (APYs) shown are as of Mar. 30 2023, and may vary by region for some products.
Of note is a 4.00% APY rate for a 3-Month CD with at least a $100K deposit.
How Chase CDs Compare To Top Nationwide Rates
Chase has a number of CDs with interest rates that can help you with your savings goals. Chase may not be the best choice for people who want a high-yield account, though. If you want better APYs and are interested in online banking, you might want to see these top CD options below:
Even though these institutions aren’t as well-known, they make up for it by giving very competitive rates on CDs.
Read more: See the best nationwide CD rates here…
Other Savings Alternatives With Chase
Chase does offer savings account options as well. Like other big, traditional banks the interest rates aren’t going to be good. They make up for this by often offering sign up bonuses.
If you’re interested in a high-yield savings account with an online banking provider, see the options below:
Read more: See the best nationwide Savings rates here.
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here
