Explore Chase Bank CD account options with rates up to 3.50% APY for a 2-month term, offering a variety of terms for existing customers seeking unique saving durations. While higher APYs may be found elsewhere, Chase’s welcome bonuses for checking, savings, and business accounts add value for loyal customers.
Chase gives its customers a choice of certificates of deposit (CD) with different terms. When it comes to annual percentage yields (APYs), you can find much higher rates elsewhere. However, these CDs may be a good place to save if you already bank with Chase and want a unique term length.
While Chase Bank really isn’t the best place to open a CD account for most terms, they offer great welcome bonuses for their checking, savings and business accounts.
- Update 5/8/2025: Rates have changed, you can see them below. You can get better rates with CIT Bank, or Barclays Bank, or Quontic Bank.
READ MORE: CUSTOMERS ARE GETTING UP TO $3,000 BONUSES FROM CHASE
Chase Bank CD Account Rates
Chase offers two types of CDs: standard rates and tiered relationship rates for those customers who also have a Chase checking account.
Here are the rates for the standard CDs offered by Chase:
| Account | Term | APY | Minimum balance |
|---|---|---|---|
| Standard CD | 1-2 months | 0.01% | $1,000 |
| Standard CD | 3-5 months | 0.01% | $1,000 |
| Standard CD | 6-8 months | 0.01% | $1,000 |
| Standard CD | 9-11 months | 0.01% | $1,000 |
| Standard CD | 12-14 months | 0.01% | $1,000 |
| Standard CD | 15-17 months | 0.01% | $1,000 |
| Standard CD | 18-20 months | 0.01% | $1,000 |
| Standard CD | 21-23 months | 0.01% | $1,000 |
| Standard CD | 24-29 months | 0.01% | $1,000 |
| Standard CD | 30-35 months | 0.01% | $1,000 |
| Standard CD | 36-41 months | 0.01% | $1,000 |
| Standard CD | 42-47 months | 0.01% | $1,000 |
| Standard CD | 48-83 months | 0.01% | $1,000 |
| Standard CD | 84-120 months | 0.01% | $1,000 |
Here are the rates for relationship CDs offered by Chase for CDs with a $1,000 balance:
| Term | APY |
|---|---|
| 2 months | 2.25% |
| 4 months | 3.50% |
| 6 months | 2.25% |
| 10 months | 3.00% |
| 12 months | 2.00% |
| 15, 18, 15, 21, 24, 30, 36, 42, 48,60, 84, 120 months | 2.00% |
Note: Annual percentage yields (APYs) shown are as of May 8, 2025, and may vary by region for some products.
READ MORE: SEE THE NATION’S BEST CD RATES HERE FOR MUCH BETTER RATES
How Chase CD Account Rates Compare To Top Nationwide Rates
Chase has a number of CDs with interest rates that can help you with your savings goals. Chase may not be the best choice for people who want a high-yield account, though.
If you want better APYs and are interested in online banking, you might want to see these top CD options below:
Barclays Bank Best CD Account Offers (Available Nationwide) – May 2025 - Barclays' Certificates of Deposit (CDs) stand out for their high yields and flexibility, catering especially to savers with long-term goals. The absence of a minimum deposit requirement and the variety of term lengths, ranging from 12 months to five years,… GET OFFER
Quontic Bank High Yield Savings Account Earns 3.85% APY (Nationwide) - Get a great rate for the Quontic Bank High Yield Savings Account. Quontic bank is a digital bank and is often ranked in the top 10 in this space. Details below. Compare their rates with the nation's best Savings rates… GET OFFER
Earn Up To 3.50% APY: CIT Bank’s Best Certificate of Deposit Account Offers (Available Nationwide) - Unlock Your Savings Potential with CIT Bank's CD Accounts - Daily Compounding Interest, No Fees, FDIC Insured, & More. Update 12/1/2024: The offer remains highly competitive. Find their best rates below. Update 4/2/2024: The rates have decreased. See the new… GET OFFER
Quontic Bank’s Best CD Account Offers: Up To 4.25% (Available Nationwide) - Ready for a guaranteed return on your savings? Open a Quontic Bank CD in just 3 minutes and watch your money grow with top rates and FDIC protection. Key Takeaways Quontic Bank CD accounts provide competitive, often top-ranking APYs for… GET OFFEROther Savings Alternatives With Chase
Chase does offer savings account options as well. Like other big, traditional banks the interest rates aren’t going to be good. They make up for this by often offering sign up bonuses.
If you’re interested in a high-yield savings account with an online banking provider, see the options below:
AmEx High Yield Savings Bonus: 3.70% Annual Percentage Yield (APY) – As Of 4/22/25 (Nationwide) - The American Express® High Yield Savings Account, Member FDIC, account offers a 3.70% Annual Percentage Yield (APY) rate - as of 4/22/25. Discover the AmEx High Yield Savings Bonus available nationwide today. The information related to American Express Savings has been collected by Moneysmylife… GET OFFER Quontic Bank High Yield Savings Account Earns 3.85% APY (Nationwide) - Get a great rate for the Quontic Bank High Yield Savings Account. Quontic bank is a digital bank and is often ranked in the top 10 in this space. Details below. Compare their rates with the nation's best Savings rates… GET OFFER
CIT Bank Savings Connect Earns 4.00% APY (Available Nationwide) - The CIT Bank Savings Connect account is a very competitive online savings account option. See the current rate details below. CIT Bank is a popular option for online banking, especially if you're seeking interest-bearing online checking and savings accounts. Not… GET OFFER
UFB Portfolio Savings & UFB Portfolio Money Market Accounts Earn Up To 4.01% APY - Earn up to 4.01% APY with UFB Portfolio Savings and UFB Portfolio Money Market accounts. Enjoy competitive rates, no maintenance fees, and seamless online banking. Quick Takeaways: UFB Direct offers up to 4.01% APY on both Portfolio Savings and Portfolio… GET OFFERREAD MORE: COMPARE THE NATION’S BEST HIGH-YIELD SAVINGS RATES HERE
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.
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