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The Celebrity Cruises Visa Signature credit card from Bank of America has 10,000 MyCruise bonus points as an introductory offer. I value these 10k points at around $100. Although not the best bonus around, this card has no annual fee to carry.
*There’s also a $69 annual fee version of this card with a few more benefits.
The Celebrity Cruises credit card is very similar to its sister rewards card: Royal Caribbean Visa Signature. Both will get you the same welcome bonus as well as the same rewards rates on the same MyCruise points program. However, the Royal Caribbean version also offers a one-time airfare discount. So the Celebrity Cruises card slightly pales in comparison.
Both cards don’t offer a whole lot of value on everyday spending. Nor do they provide much in loyalty benefits. If you’re looking for a more rewarding card, consider a general travel credit card instead.
*The Celebrity Cruises Visa Signature Card is issued by Bank of America. See Bank of America’s Checking/Savings bonuses here.
CHASE FREEDOM FLEX℠
The Chase Freedom Flex℠ credit card is going to earn you a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. The welcome bonus comes in the form of 20,000 Ultimate Rewards points. This card has no annual fee.
This card earns 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (new categories each quarter). Travel purchased through Chase also earns 5%.
This card earns Ultimate Rewards (UR) points and is a popular option for a multi Chase card strategy. You can pool points together with consumer cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. Or, with a business card like the Ink Business Preferred® Credit Card. The 20,000 UR points could be worth around $400 with this strategy, rather than the standard $200. Read more on this here.
Celebrity Cruises Credit Card 10,000 Bonus Points Offer
Take advantage of the Celebrity Cruises credit card’s introductory offer: 10,000 MyCruise bonus points. My valuation puts these points at around $100 (more on that below).
To qualify, charge your first purchase to your card within the first 90 days of opening your account. There’s no minimum spend requirement to worry about.
What Are MyCruise Points Worth?
Like many other points-based cards, the value of your rewards depends on how you use them. Each MyCruise point is worth around $0.01.
When it comes time to redeem your points, you have a variety of options, including:
- Stateroom upgrades
- Cruise discounts
- Cruise vacations
- Onboard credits or amenities
- Companion fares
- Merchandise
- Charitable donations
Point values remain consistent across all redemption options. So no matter how you trade in your rewards, you’ll get the best value.
Bottom Line
The Celebrity Cruises Visa Signature Card doesn’t come with any noteworthy perks other than its welcome bonus. Regular cruisers might get some value from this card. But most will find a flat-rate cash back credit card, or a non-branded travel rewards card, more rewarding.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.