All In Credit Union, based in Alabama, has maintained competitive rates on its 9-month CD and 9-month Jumbo CD for the past six months.
The standard 9-month CD has a 5.33% APY, while the Jumbo version offers a 5.38% APY for larger deposits, each with a one-time penalty-free withdrawal option.
- 9-month Jumbo CD: 5.38% APY with a $100k minimum deposit.
- 9-month CD: 5.33% APY with a $1k minimum deposit.
- Penalty-Free Withdrawal: One time during the term, typically requiring at least seven days advance notice.
- Early Withdrawal Penalty: 3 months dividends for subsequent withdrawals.
Rates last updated 1/19/2024
All In Credit Union has an easy membership requirement allowing almost any U.S. citizen or resident alien to qualify, alongside residents of specific Southeast Alabama counties, the Mobile Bay area, Florida’s Emerald Coast, numerous Georgia counties, and certain Mississippi counties.
Membership is also open to individuals with military relationships or affiliations with various employee groups.
Account Opening and Funding
Joining All In and opening a No Penalty CD can be done online, by phone, or in person at one of their branches spread across Alabama, Florida, and a location in Mississippi.
Funding methods include ACH, wire, or shared branch transfer.
All In Credit Union was originally established to serve Army Aviation Center personnel. It has rebranded to All In Credit Union to reflect its broader membership base and commitment to inclusive banking solutions.
The All In Credit Union’s 9-month No Penalty CDs offer some of the highest rates nationwide for no-penalty CDs with similar terms. This positions them as an attractive option for those looking for higher yield and flexibility in their short-term investments.
All In Credit Union’s 9-month No Penalty CD specials provide a competitive rate for those seeking to maximize their returns on shorter-term deposits, with the flexibility of one penalty-free withdrawal.
With easy membership requirements, All In Credit Union is an attractive choice for those looking to invest in CDs, especially for those prioritizing both yield and the option for early access to funds.