WECU Spend Plus Rewards Checking: $400 Bonus [WA Only] – Ends 12/31/25

Find up-to-date promotions and offers from WECU (Whatcom Educational Credit Union) here. Typical offers range from $100-$250.

If you’re looking for a checking account that rewards you with a generous bonus and a high-interest rate, look no further! WECU (Whatcom Educational Credit Union) is offering a $400 bonus when you open their Spend Plus Rewards Checking account, and you can earn up to 8.00% APY on balances up to $5,000. This limited-time offer is available until December 31, 2025, and is an excellent opportunity to maximize your savings and earn rewards.

Update 6/11/25: The offer increased to $400 and extended through 12/31/25.

Earn big with the best bank bonuses! We’ve rounded up the top nationwide offers, including must-see deals from BMO & Chase. Don’t miss out!

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Membership Information For Credit Union:
Membership in Whatcom Educational Credit Union is open to anyone who lives, works, attends school, or worships in the state of Washington and to the family of current members.
See current membership details.

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How to Earn the $400 Bonus

Getting your $400 bonus is simple! Just follow these steps:

1. Open a Spend Plus Rewards Checking Account: Start by opening a new Spend Plus Rewards Checking account with just a $1 minimum deposit.
2. Set Up Direct Deposit: Have a direct deposit of $100 or more set up within 60 days of account opening.
3. Earn Your Bonus: Once the requirements are met, the $250 bonus will be deposited into your account on the 61st day after opening.

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

Earn $400

Go to the deal

Spend Plus Rewards Checking Features

• 8.00% APY on balances up to $5,000 (with qualifying activities).
• Early Payday: Get paid early with direct deposit.
• ATM Fee Refunds: Enjoy up to $10 in ATM fee refunds per month.
• Member Rewards: Earn points with each transaction, and redeem them for rewards.
• Low Fees: No monthly fee if you have direct deposit of $100+ per month; otherwise, just a $5 fee.
• Convenient Access: Manage your account easily with mobile and online banking.

The Fine Print

• Offer is available to new members only (those who have not been a member in the last 12 months).
• You must set up a $100 direct deposit within 60 days of account opening to qualify.
• Bonus will be credited to your account within 61 days, if the requirements are met.
• APY of 8.00% applies to balances up to $5,000, with conditions. See full terms for more details.

Our Take

WECU is a community-focused financial institution, providing competitive banking services with low fees and great rewards. With high APYs, bonus incentives, and access to member rewards, their Spend Plus Rewards Checking account offers everything you need for smarter banking.