Utah First Credit Union is celebrating 90 years of banking by paying it forward—literally. If you’re looking for a checking account that rewards you for everyday banking, this is one of the best offers available. By opening a Utah First Personal Checking account, you can earn up to $900 in cash bonuses just by completing a few simple activities. Whether you’re switching banks or looking for a more rewarding account, this deal is worth considering.
This offer is available in Utah.
Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!
Key Takeaways
- Earn up to $900 in cash bonuses by completing simple requirements.
- No hidden fees—easily qualify for free checking with everyday banking habits.
- Enjoy extra perks like early direct deposit, loan discounts, and rewards on spending.
- Utah First is celebrating 90 years, making this a limited-time offer.

How to Earn Up to $900 With Utah First Personal Checking
Earning your cash bonus is straightforward. Here’s a breakdown of how you can stack rewards:
Step 1: Open a Utah First Personal Checking Account – Earn $50
Simply opening an account gets you started on your way to rewards.
Trending Checking Account Deal:
Step 2: Make 25 Debit Card Transactions in 60 Days – Earn $150
Use your debit card for everyday purchases and earn extra cash.
Step 3: Set Up Direct Deposit Within 60 Days – Earn $100
Deposit your paycheck automatically and unlock more rewards.
Step 4: Get an Orange Platinum Credit Card Within 30 Days – Earn $100
Apply for and activate an Orange Platinum credit card to boost your bonus.
Step 5: Maintain Your Account for 6 Months – Earn $100
Stay an active customer, and Utah First will reward you with another bonus.
Step 6: Deposit $15,000+ in New Money for 90 Days – Earn $200
Bring new funds to Utah First and keep them in your account to unlock this bonus.
Step 7: Maintain $15,000+ in Deposits for 6 Months – Earn $200
If you keep your balance above $15,000 for six months, you’ll earn even more.
Why Choose Utah First Personal Checking?
Earn Dividends on Your Balance
Unlike traditional checking accounts, Utah First Personal Checking lets you grow your balance with competitive APY rates. The more you keep in your account, the more you earn.
Loan Discounts for Members
Enjoy a 0.25% APR discount on auto, RV, and personal loans when you bank with Utah First. There is no limit to how many loans qualify.
Early Access to Concert Tickets
Utah First members get early access to concerts at Utah First Credit Union Amphitheatre, making it easier to secure the best seats.
Rewards on Every Swipe
Earn points for every dollar spent using your debit or credit card, which you can redeem for:
- Gift cards to popular retailers
- Cashback to put money back in your pocket
- Unrestricted travel rewards for flights, hotels, and more
Early Direct Deposit
Get paid up to two days early with Utah First’s direct deposit feature. No more waiting for your paycheck to clear.
Trending Savings Account Deal:
Our Take: A Checking Account That Pays You Back
Utah First Credit Union is making a bold statement with this $900 bonus offer, and it is one of the best checking promotions available. Whether you want to earn rewards, save on loan rates, or simply streamline your banking, this account offers real financial benefits without hidden fees. If you can meet the deposit and transaction requirements, this is an easy way to make your money work for you.
This offer will not last forever. Open your Utah First Personal Checking account today and start earning.
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