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UPDATE: University Federal Credit Union is now UFirst Credit Union (ufirstcu.com).
Find updated promotions and bonuses from University Federal Credit Union here. Typical offers are for $100 to $400 cash.
University Federal CU was established in 1956 and is headquartered in Salt Lake City, UT. They have 17 locations in the state.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, and many more.
Membership in University First Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Salt Lake County and their family members. See current membership info.
I’ll review the current offers below.
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[Expired] University Federal Credit Union Up To $300 Checking Bonus (+$100 For Auto Loan)
- What you’ll get: Up To $300
- Where it’s available: UT (must be a student)
- How to earn it: Receive up to $300 from University Federal Credit Union for becoming a member and completing the following requirements:
- Earn $150: For using your new Visa debit card 15 times
- Earn another $150: When you setup direct deposits greater than or equal to $500 (in agreegate) within each eligible window.
- You can also get an additional $100 for closing on an auto loan
- When it expires: 12/31/2021
How To Earn The Bonus
Receive up to $300 from University Federal Credit Union for becoming a member and completing the following requirements:
- Earn $150: For using your new Visa debit card 15 times
- Earn another $150: When you setup direct deposits greater than or equal to $500 (in agreegate) within each eligible window.
- You can also get an additional $100 for closing on an auto loan.
- Pay for A’s
- Student Rewards Visa
- 5 convenient branches on campus
- 16 ATMs on campus
The eChecking account has no monthly fee.
- This must be a new account for the Primary SSN.
- They cannot have any other new accounts in the last 12 months.
- New members are to receive $150 for setting up their employer Direct Deposit; $50 per month for 3 months. 30 days after open date, they will receive the first $50.
- This will follow for month 2 & 3.
- $150 for 15 debit or credit card transactions per month. $50 per month for 3 months. 30 days after open date, they will receive the first $50. This will follow for month 2 & 3.
- $100 for an auto loan refinance. $100 for Auto refinance will be deposited at funding. Minimum $10,000 loan amount.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Bottom Line
This is a nice offer considering they previously only offered $150 and a hoodie. See great bonuses from Chase, Aspiration, Bank of America and more here.
[Expired] University Federal Credit Union $150 Checking Bonus
- What you’ll get: $150 and a hoodie
- Where it’s available: UT (must be a student)
- How to earn it: Students who join UFCU get $150 and a new hoodie by making direct deposits at least $500 per month for three consecutive months.
- When it expires: 11/1/2020
How To Earn The Bonus
Students who join UFCU get $150 and a new hoodie by making direct deposits at least $500 per month for three consecutive months.
- Pay for A’s
- Student Rewards Visa
- 5 convenient branches on campus
- 16 ATMs on campus
The eChecking account has no monthly fee.
- Offer valid while supplies last.
- Certain restrictions apply. V
- isit ucreditu.com for details.
- Hoodie will be treated as a dividend and may be reported to the IRS as such.
- Three deposits of $50 will be made over three consecutive months.
- The $150 is considered taxable income and may be reported as such.
- New members only.
- Must have a valid SSN/ITIN/FTIN to join.
- Direct deposit must be set up within 90 days of account opening.
- The payout will be credited within 180 days of account opening.
- Opening an account requires $10 in savings account.
- For more information see ucreditu.com or contact University Credit Union at 801-481-8800. I
- n order to receive the promotional value, a SSN (Social Security Number), ITIN (Individual Taxpayer Identification Number), or FTIN (Foreign Tax Identification Number) must be provided.
- If providing a ITIN or FTIN a W-8BEN is required.
- Federally insured by NCUA.
Bottom Line
The CU previously offered a far higher bonus.
[Expired] University Federal CU $400 Checking Bonus
Earn a $400 bonus for a new Checking account with this offer from University Federal Credit Union. Direct deposit will be required for the bonus.
- Bonus offer has no listed expiration date and can end at any time
- Available in UT (membership eligibility applies)
- Direct deposit is required for the bonus
- Application will trigger a Soft Pull, which does not affect your credit
- Monthly fees: None with eChecking account
How To Earn The $400 Bonus
- Join University Federal Credit Union and open a new account.
- Set up direct deposit to receive a $150 bonus.
- Use your new Visa debit card 15 times to earn another $150 bonus.
- If you have a car loan over $10,000 from another institution, you can transfer the loan over to University Federal Credit Union for another $100 bonus.
Waive The Monthly Fee
There are no monthly fees with the eChecking account.
Fine Print
- Any new member is eligible to receive up to $400 when opening a new account.
- This must be a new account for the Primary SSN.
- They cannot have any other new accounts in the last 12 months.
- New members are to receive $150 for setting up their employer Direct Deposit; $50 per month for 3 months. 30 days after open date, they will receive the first $50. This will follow for month 2 & 3.
- $150 for 15 debit or credit card transactions per month. $50 per month for 3 months. 30 days after open date, they will receive the first $50. This will follow for month 2 & 3.
- $100 for an auto loan refinance. $100 for Auto refinance will be deposited at funding. Minimum $10,000 loan amount.
Bottom Line
Membership is limited for University Federal Credit Union but this is a nice opportunity with some flexibility. If you can’t meet all the offer requirements you can choose a lower bonus amount for meeting fewer criteria.
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