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- New! Southwest Rapid Rewards Performance Business Credit Card
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New! Southwest Rapid Rewards Performance Business Credit Card has an offer for 80,000 bonus points when you spend $5,000 within the first 3 months. We value these 80k points to be worth around $1,200. Taking into account the card’s $199 annual fee, this is still a good bonus value.
This business card earns extra points on Southwest Airlines purchases, as well as on social media and search engine advertising, internet, cable and phone services. All other purchases outside of those categories will earn the base 1 point per $1.
Airline related perks include 4 Upgraded Boardings per year (when available). And you’ll get a credit for your Global Entry or TSA Pre✓ application fee. Unlike with most other airlines, free first and second checked bags is a standard, not-card-specific feature.
While the annual fee is a decent amount, employee cards are at no additional cost. Also, you get 9,000 bonus points after each Cardmember anniversary. That’s worth about $135, cutting down the cost of the card quite a bit. For a lower annual fee, look into the Southwest Rapid Rewards Premier Business Credit Card.
Here’s a quick comparison of the Southwest Airlines consumer and business card options:
| Card Name | Bonus | Main Perks | Annual Fee |
| Southwest Rapid Rewards Plus Credit Card | 40,000 bonus points after spending $1,000 in first 3 months. 3,000 anniversary bonus points. | 2 points for every $1 on Southwest Airlines purchases and at participating Rapid Rewards Hotel and Rental Car partners. Free 1st & 2nd checked bags. No change fee. *Has foreign transaction fees. | $69 |
| Southwest Rapid Rewards Premier Credit Card | 40,000 bonus points after spending $1,000 in first 3 months. 6,000 anniversary bonus points. | 2 points for every $1 on Southwest Airlines purchases and at participating Rapid Rewards Hotel and Rental Car partners. Free 1st & 2nd checked bags. No change fee. No foreign transaction fees. | $99 |
| Southwest Rapid Rewards Priority Credit Card | 40,000 bonus point after spending $1,000 in first 3 months. 7,500 anniversary bonus points. | 2 points for every $1 on Southwest Airlines purchases and at participating Rapid Rewards Hotel and Rental Car partners. Free 1st & 2nd checked bags. No change fee. No foreign transaction fees. $75 Southwest annual travel credit. Four Upgraded Boardings per year when available ($30-$50 value each). | $149 |
| Southwest Rapid Rewards Premier Business Credit Card | 60,000 bonus points after spending $3,000 in first 3 months. 6,000 anniversary bonus points. | 2 points for every $1 on Southwest Airlines purchases and at participating Rapid Rewards Hotel and Rental Car partners. Free 1st & 2nd checked bags. No change fee. No foreign transaction fees. | $99 |
| New! Southwest Rapid Rewards Performance Business Credit Card | 80,000 bonus points after spending $5,000 in first 3 months. 9,000 anniversary bonus points. | 3 points for every $1 on Southwest Airlines. 2 points for every $1 on social media and search engine advertising, internet, cable and phone services. Four Upgraded Boardings per year when available ($30-$50 value each). Global Entry or TSA Pre✓ Fee credit. Free 1st & 2nd checked bags. No change fee. No foreign transaction fees. | $199 |
Remember, if you’re not keen on being loyal to Southwest or any other airline, general Business travel credit cards are an alternate option.
*The Southwest Rapid Rewards Performance Business Credit Card is issued by Chase Bank. See promotions for their Checking and Savings accounts here.
NEW! SOUTHWEST RAPID REWARDS PERFORMANCE BUSINESS CREDIT CARD
| Bonus available | 80,000 points after you spend $5,000 on purchases within the first 3 months. You’ll also get 9,000 bonus points after each Cardmember anniversary. |
| Bonus value* | $1,200 |
| Travel credit | No travel credit. But, you get a credit for your Global Entry or TSA Pre✓ application fee (up to $100) every 4 years. |
| Ongoing rewards/benefits | 3 points per $1 on Southwest Airlines purchases. 2 points per $1 on social media and search engine advertising, Internet, cable and phone services. 1 point per $1 on all other purchases. Inflight WiFi Credits. Free 1st & 2nd checked bags and no change fees (these are standard benefits with Southwest Airlines). |
| Foreign transaction fees? | No |
| Airport lounge access | N/A |
| Annual Fee | $199 |
Recommended Credit Score (Get Your Free Score)
PROS
- Good intro bonus value
- Anniversary bonus points
CONS
- Has an annual fee
- Good-Excellent credit needed to qualify
AMERICAN EXPRESS BUSINESS GOLD CARD
The American Express Business Gold Card has an offer for up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express Business Gold Card within the first 3 months of Card membership. Limited time Offer ends 11/06/2019.
This card earns 4 Membership Rewards points per $1 spent on 2 select categories where your business spent the most each month. These 4X points are capped at the first $150,000 in combined purchases from these 2 categories each calendar year.
Other card benefits include an Airline Bonus, where you’ll get 25% points back after you redeem points for all or part of an eligible flight booked with Amex Travel. This is capped at up to 250,000 points back per calendar year.
The annual fee is $295 for this card.
Southwest Rapid Rewards Performance Business Card 80,000 Bonus Points
Earn the 80,000 bonus points by spending $5,000 on purchase within the first 3 months of account opening. We value these 80k points at around $1,200. More on that below.
Plus, you’ll get 9,000 bonus points after each Cardmember anniversary.
*Compare all top card bonuses here.
Here are some ideas on meeting the spending requirement:
What Are Southwest Rapid Rewards Points Worth?
As with many airline branded credit cards, the value of your points can vary greatly. You get the most value by redeeming for Southwest flights. Then, the value will depend on your flight details – flight time, destination, class of flight, etc. On average, we value each Rapid Rewards point at around $0.015. Using this valuation, 80k points would be worth around $1,200.
You can redeem your points for:
- Flights
- Hotel stays
- Car rentals
- Gift cards
- Access to events
- Merchandise
To maximize the value of your Rapid Rewards points, redeem them for Southwest flights. There are no blackout dates and no seat restrictions.
Using your Rapid Rewards points towards anything other than Southwest flights won’t get you the best value. These typically bring your points worth to below $0.01.
Southwest Rapid Rewards Performance Business Card Top Features
Every year, you’ll get reimbursed for up to 4 Upgraded Boardings purchases. These are the seats in positions A1-A15. Upgraded Boardings may be purchased at the departure gate or ticket counter on the day of travel only, when available.
An Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year.
You’ll get a credit for the Global Entry or TSA Pre✓ application fee when you pay with this card. Global Entry costs $100 and TSA Pre✓ is $85. Global Entry includes TSA Pre✓ benefits, so definitely try going that route.
Depending on where you are, appointment times for the interview process may be backed up so plan accordingly.
With the Southwest Airlines Rapid Rewards Performance Business card, you’ll earn 1,500 tier qualifying points (TQPs) for each $10,000 in purchases, up to $100,000 in purchases annually. That’s a maximum of 15,000 TQPs with this benefit.
TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status.
Bottom Line
The Southwest Rapid Rewards Performance Business Credit Card is a good all-around option for those loyal to Southwest Airlines for their business needs. The annual fee is double that of the Southwest Rapid Rewards Premier Business Credit Card, but you’re getting a higher anniversary bonus and 4 Upgraded Boardings per year.
See below for other business card options that don’t tie you to Southwest Airlines.
NEW! SOUTHWEST RAPID REWARDS PERFORMANCE BUSINESS CREDIT CARD
What’s The Competition?
Below are some of the top alternatives to the Southwest Rapid Rewards Performance Business Credit Card you should consider.
These cards earn great rewards and won’t tie you to any airline or hotel:
- Ink Business Preferred Credit Card
- Capital One Spark Miles for Business
- American Express Business Gold Card
- The Business Platinum Card from American Express
INK BUSINESS PREFERRED CREDIT CARD
The Ink Business Preferred Credit Card from Chase has a new cardmember offer for 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after opening.
These bonus points are worth $1,000 towards travel when you redeem through Chase Ultimate Rewards. Or, transfer points over to Ultimate Rewards travel partners to potentially get even more value – up to an average $1,600 for 80k points. Read more about this here.
This card earns 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. You’ll earn unlimited 1 Point Per $1 spent on all other purchases.
The Chase Ink Business Preferred Credit Card earns Ultimate Rewards points. This makes it a great choice for pairing with the non-business Chase Sapphire Preferred Card or Chase Sapphire Reserve. You’ll be able to pool points together for faster rewards.
This card has a $95 annual fee.
The information related to the Ink Business Preferred Credit Card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
CAPITAL ONE SPARK MILES FOR BUSINESS
The Capital One Spark Miles for Business has an offer where you can earn a one-time bonus of 50,000 miles. Earn the bonus miles when you spend $4,500 in the first 3 months from account opening. At a penny a mile, 50k miles is equal to $500.
Capital One has transfer partners, potentially making your miles worth even more. Using the strategy of transferring your miles to these travel partners, we estimate 50k miles to be worth around $700.
This card earns unlimited 2X miles all purchases. Another benefit is one credit, up to $100, for a Global Entry or TSA Pre✓ application fee.
The annual fee is waived for the first year and is $95 after that.
AMERICAN EXPRESS BUSINESS GOLD CARD
The American Express Business Gold Card has an offer for up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express Business Gold Card within the first 3 months of Card membership. Limited time Offer ends 11/06/2019.
This card earns 4 Membership Rewards points per $1 spent on 2 select categories where your business spent the most each month. These 4X points are capped at the first $150,000 in combined purchases from these 2 categories each calendar year.
Other card benefits include an Airline Bonus, where you’ll get 25% points back after you redeem points for all or part of an eligible flight booked with Amex Travel. This is capped at up to 250,000 points back per calendar year.
The annual fee is $295 for this card.
THE BUSINESS PLATINUM CARD FROM AMERICAN EXPRESS
The Business Platinum Card from American Express has a welcome offer for up to 75,000 Membership Rewards points. Earn 50,000 Membership Rewards points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 on purchases within the first 3 months of Card Membership. We value 75k points to be worth around $1,500.
This card earns 5 points per $1 spent on flights and prepaid hotels on amextravel.com.
For each eligible purchase of $5,000 or more you’ll earn 50% more points (1.5 points per dollar extra). You are restricted to 1 million additional points per year.
This is a premium business card with a $595 annual fee.
Here are a few other good airline business cards to consider:
UNITED EXPLORER BUSINESS CARD
The United Explorer Business Card has an offer for 50,000 bonus miles when you spend $5,000 within the first 3 months. Plus, earn another 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open. We value these total 100k miles to be worth around $1400.
This card earns 2 miles per $1 at restaurants, gas stations and office supply stores. You’ll get 2 miles per $1 on United purchases and 1 mile per $1 on all other purchases.
Travel perks include your first bag checked for free, and priority boarding for you and those on the same reservation on United-operated flights. Each year you’ll receive 2 one-time United Club passes.
The annual fee is $95.
PLATINUM DELTA SKYMILES BUSINESS CREDIT CARD FROM AMERICAN EXPRESS
The Platinum Delta SkyMiles Business Credit Card from American Express has an offer for 35,000 bonus miles and 5,000 MQMs when you spend $1,000 within the first 3 months. You’ll also receive $100 back in the form of a statement credit after making a Delta purchase with your card within the first 3 months of Card Membership. Our valuation puts the 35k miles + $100 back at around $520 total.
Earn 2 Miles per $1 spent made directly with Delta and 1 mile per $1 spent on all other purchases.
Travel benefits include your first bag checked for free and Main Cabin 1 Priority Boarding. You’ll also get a 20% savings on eligible in-flight purchases.
This card has a $195 annual fee.
The information related to the Southwest Rapid Rewards Performance Business Credit Card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
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