Solarity Credit Union Bonus Savings: Earn $100 + 3.25% APY [WA]

Solarity Credit Union is offering an impressive combination of a $100 cash bonus plus ongoing high-yield earnings with their Bonus Savings account that pays 3.25% APY – five times the national average.

Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO, CIT Bank and Axos Bank that you won’t want to miss!

The Offer Overview

Cash Bonus: $100 for new account opening
Ongoing Rate: 3.25% APY (5x national average)
High-Rate Balance Limit: Up to $10,000
Monthly Fee: $0
Minimum Opening Deposit: $5

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Earn $400

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How to Earn Your $100 Bonus

Step 1: Open a new Bonus Savings account
Step 2: Link it to a Solarity checking account
Step 3: Enroll in eStatements
Step 4: Make 20+ debit card purchases within 60 days of account opening
Step 5: Receive $100 bonus within 90 days when qualifications are met

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Earn Up to 4.10% APY

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Ongoing High-Yield Requirements

To maintain the 3.25% APY, you must:

• Link account to Solarity checking account
• Enroll in eStatements
• Make 20+ debit card purchases monthly (must post and settle)

If requirements not met: All balances earn 0.05% APY

Rate Structure

High-Yield Tier: 3.25% APY on balances $0.01 – $10,000
Standard Tier: 0.05% APY on balances over $10,000
Minimum to Earn: $0.01
Rate Accuracy: As of November 14, 2025

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Up to $3,000 Cash Bonus

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Membership Eligibility

Solarity membership is open to everyone if you:

• Live, work, worship, or attend school in Washington State, OR
• Have a family member who is already a Solarity member, OR
• Join the GoWest Foundation (nominal donation required)

Account Opening Options

Online (Existing Members): Quick account opening for current members
Online (New Members): Few-minute application process
By Phone: 800.347.9222 for assistance
At Branch: Visit any local Solarity branch

Key Benefits Beyond the Bonus

• No monthly service fee
• $5 minimum opening deposit
• Free online and mobile banking
• Competitive ongoing rate
• Credit union member benefits
• NCUA federally insured

Important Terms & Conditions

Bonus Limitations:

• Limit one bonus per member
• Must complete requirements within 60 days
• Bonus credited within 90 days as dividend income
• New accounts only

Debit Card Requirement:

• 20+ purchases must post and settle to linked checking account
• Monthly requirement to maintain high rate
• Purchases must be from linked Solarity checking account

Why This Stands Out

Exceptional Rate: 3.25% APY is significantly higher than most savings accounts
Reasonable Requirements: 20 debit purchases monthly is achievable for most people
No Balance Requirement: Earn high rate starting at $0.01
Community Focus: Credit union with 85+ years of service since 1939

RAKUTEN $50 SIGN UP BONUS – Click here to get it!

Getting Started

For New Members:

1. Apply for membership (open to all Washington residents)
2. Open checking account (required for linking)
3. Open Bonus Savings account
4. Set up eStatements
5. Use debit card 20+ times within 60 days

For Existing Members:

1. Open new Bonus Savings account
2. Link to existing checking account
3. Enroll in eStatements
4. Meet debit card usage requirements

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Bottom Line

This is an outstanding combination offer – a solid $100 welcome bonus plus an ongoing high-yield rate that’s genuinely competitive. The 20 monthly debit card purchases requirement is reasonable for most people’s spending habits.

Best For:

• Washington State residents seeking high-yield savings
• Active debit card users who can easily make 20+ monthly purchases
• Those wanting both immediate bonus and long-term high earnings
• People comfortable with credit union banking

Pro Tip: The 3.25% APY on up to $10,000 means you could earn $325 annually in interest alone, making this valuable beyond just the initial $100 bonus.