SmartyPig Online High Yield Savings Offer: $1000 In Referrals

SmartyPig is an online bank that is set up to help guide customers to earn more with their Savings. Operating strictly online, they can offer better rates than traditional banks and without any fees.

A SmartyPig account is set up essentially like your usual FDIC insured Savings account, with the federally-mandated limitation of six withdrawals per statement cycle. SmartyPig deposits are held and insured through Sallie Mae Bank.

While not market leading when compared to other nationally available accounts, SmartyPig typically earns a respectable rate. One advantage for SmartyPig account holders is the available referral program, where you can earn $10 per qualified referral, up to $1,000 max.

Be sure to compare SmartyPig’s rates against the top Savings Accounts here.

See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC Bank, and many more.

Chase Business Complete Banking℠ $300 Bonus	Chase Private Client $2,000 Bonus
Chase Total Checking® $200 Bonus	Chase Savings℠ $150 Bonus
Bank of America Checking $100 Offer	TD Beyond Checking $300 Bonus
HSBC Advance Checking $200 Bonus	HSBC Premier Checking $450 Bonus
BBVA Checking & Savings $250 Bonus	Axos Basic Business Checking $100 Bonus
Aspiration Checking $100 Bonus	Ally Invest Up To $3,500 Bonus

SmartyPig Bonus: $10 Per Referral, Up To $1,000

Once you’ve got an account with SmartyPig open, you can start making $10 per qualified referral, up to $1,000 maximum.

• You must submit your friend’s email address on the referral form on the SmartyPig website, via the link SmartyPig sends you, or your friend must apply using a valid Program code.
• Your referrals must open a SmartyPig Account and fund with at least $25 within 30 days of receiving the invite.
• The $10 reward will be deposited into your SmartyPig Account within 90 days of completion of the requirements.
• Maximum of 100 referrals (up to $1,000) per Accountholder per calendar year
• The Program is open to all SmartyPig Deposit Accountholders who are aged 18 years or older and have an open and active SmartyPig Account at the time of referral (“Eligible Client”)
• The Referree must not currently have an open and active SmartyPig Account at the time of referral or have had a SmartyPig Account in partnership with Sallie Mae Bank within the last 6 months before referral (“Existing SmartyPig Customers”).
• New SmartyPig Accounts opened by Existing SmartyPig Customers will not qualify for this Program.
• The Referree may have other Sallie Mae Bank deposit accounts.

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SmartyPig Savings Account (Nationwide)

*This account currently doesn’t make it onto our Best Savings Accounts or Best Money Market Accounts lists. Rates are no longer being updated for this institution.

See the best Savings & Money Market rates here.

The rate for SmartyPig Savings account is going to be a very good one compared to traditional banking offers, but won’t top the market’s best.

• There’s No Monthly Service charge
• The minimum balance to open the account is $1.
• The minimum balance required to earn the APY is only $1
• Accounts are FDIC insured up to the maximum limit
• Available nationwide – online application
• Fund the account from an external bank
• Access your account online 24/7

Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here.

FEATURED SAVINGS & MONEY MARKET OFFERS

OFFER LINK	OFFER	OUR REVIEW
Chase Savings℠	$150 Cash	Review
Axos Bank High Yield Savings	0.61% APY	Review
American Express® High Yield Savings Account, Member FDIC	0.60% APY (Annual Percentage Yield) – as of 9/17/2020	Review

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OFFER LINK	OFFER	OUR REVIEW
Chase Private Client	$2,000 Cash	Review
Chase Business Complete Banking℠	$300 Cash	Review
Chase Total Checking®	$200 Cash	Review
Chase Savings℠	$150 Cash	Review
Bank of America Checking	$100 Offer	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience Checking℠	$150 Cash	Review
HSBC Premier Checking	$450 Cash	Review
HSBC Premier Checking	Up To $600	Review
HSBC Advance Checking	$200 Cash	Review
HSBC Advance Checking	Up To $240	Review
BBVA Checking & Savings	$250 Cash	Review
Axos Basic Business Checking	$100 Cash	Review
Aspiration Checking	$100 Cash	Review
Ally Invest	Up To $3,500	Review