Seacoast Bank Promotions: Up To $600 Checking & Savings Bonus [FL] – Ends 12/31/25

Get the latest promotions and bonus offers for Seacoast Bank of Florida (seacoastbank.com) here. Sign-up bonuses are available for Checking, Savings and Business accounts.

• Update 3/9/2025: The offer is back through December 31, 2025.
• Update 10/9/2024: The offer is still available.
• Update 8/13/2024: The offer is back through 12/31/24. And bonus amount increased to $600.
• Update 10/14/2023: It appears the bank pulled this offer before its expiration date. Bummer, but if you can look into getting up to $600 with this offer from BMO Bank for a checking account.
• Update 5/14/2023: The offer has been extended through 12/31/23.
• Update 2/15/2023: $500 checking and savings bonus is back until 5/11/2023.

New offers below.

Seacoast Bank Up To $600 Checking/Savings Bonus

• What you’ll get: Up To $600
• Where it’s available: FL, in-branch
• How to earn it:
  • $400 Checking Bonus: Open a new Seacoast Premium Checking account and set up direct deposit of $500 or more within 60 days of account opening.
  • $200 Savings Bonus: Open a new Seacoast Savings account and deposit a total of $15,000 or more in new money within 10 business days and maintain a $15,000 balance for 90 days.
• When it expires: 12/31/2025

Waive The Monthly Fee

Seacoast Premium Checking has no Monthly Maintenance Fee when you do at least one of the following each statement cycle:

• Option #1: Maintain a minimum daily balance of $5,000; OR,
• Option #2: Maintain a minimum average balance of $7,500 or more in your checking account; OR,
• Option #3: Maintain a minimum daily combined balance of $15,000 or more in Savings, Money Market, CD or IRA; OR,
• Option #4: Maintain a trust relationship with Seacoast Wealth Management; OR,
• Option #5: Maintain a consumer or commercial loan or line of credit; OR,
• Option #6: Maintain Seacoast residential mortgage.
• Otherwise a $21 Monthly Maintenance Fee will apply.

Seacoast Savings has no Monthly Maintenance Fee when you maintain a minimum daily balance of $500. Otherwise a $15 Quarterly Maintenance Fee will apply. A $3 Savings Withdrawal Limit Fee will apply for each withdrawal or transfer out of this account over six in a monthly calendar quarter.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

Fine Print

• These offers are subject to change without notice.
• The checking offer is not available to existing Seacoast checking customers, and the money market offer is not available to existing Seacoast money market customers.
• Both offers are not available to those whose accounts have been closed within the last 12 months.
• The offer is valid only for Florida residents, and the address on the new account must match the address on the collateral to be eligible.
• Seacoast Bank associates are not eligible.
• You can receive only one new checking and one new money market account opening related bonus each calendar year, and only one bonus per account per household.
• Seacoast Bank reserves the right to cancel or modify this offer at any time without notice.
• The account must remain open and in good standing to be bonus eligible, and all account openings are subject to approval.
• Bonuses are considered interest and may be reported on IRS Form 1099-INT.

To receive the $400 checking bonus:

1. Open a new Seacoast Premium Checking account, which is subject to approval.
2. Deposit $50 or more at account opening.
3. Have your direct deposit of $500 or more made to this account within 90 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
4. After completing all the above checking requirements, the bonus will be deposited in the new account within 95 days of account opening. Fees may reduce earnings. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and-disclosures for details regarding other fees that may apply.

To receive the $200 money market bonus:

1. Open a new Seacoast Select Relationship Money Market account, which is subject to approval.
2. Deposit a total of $15,000 or more in new money into the new money market account within 10 business days of account opening.
3. Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds currently maintained in a Seacoast Bank account.
4. After completing all the above money market requirements, the bonus will be deposited in the new account within 95 days of account opening. Additionally, fees may reduce earnings on the account.

Bottom Line

This is a nice offer. If you live in their service area, this is a good one to consider.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.