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Home Investing

Robinhood Gold Promotion: Earn 4.00% Interest On Your Cash

Tony Jay by Tony Jay
December 29, 2024 9:18 am CST
in Investing
0
Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

Robinhood Gold is offering 4.00% interest on all uninvested cash. No cap on earnings, FDIC-insured, with a free 30-day trial. Learn how to boost your savings now!

Key Takeaways

  • Earn up to 4.00% APY on uninvested cash with Robinhood Gold.
  • No earnings cap and easy withdrawals at any time.
  • FDIC-insured cash up to $1.5 million through program banks.
  • Enjoy additional benefits like larger Instant Deposits, exclusive stock research, and Level II market data.
  • Low monthly fee of $5 with a free 30-day trial for new subscribers.
Table of Contents
  • Introduction
    • Recent Updates:
  • Robinhood Gold Offer Details
  • Robinhood Gold Benefits
  • Bottom Line

Introduction

Are you looking for a way to make your money work harder for you? With the latest update from Robinhood Gold, you can now earn an impressive 5.00% APY on all uninvested cash. This opportunity is not only great for savvy investors looking to maximize returns on cash but also provides a secure, FDIC-insured option to grow your savings significantly.

Let’s look deeper into how Robinhood Gold can benefit investors.

Recent Updates:

  • Update 12/29/2024: The APY decreased to 4.00%.
  • Update 12/1/2024: The APY is now 4.25%.
  • Update 10/25/2024: The APY is now 4.50%.
  • Update 4/13/2024: The interest earning on uninvested cash is now 5.00% APY.
  • Update 2/26/2024: Earn 5.25% through 2/29/24.
  • Update 1/19/2024: The offer is now 5.0% APY.
  • Update 10/22/2023: The 4.9% APY is still valid.
  • Update 7/31/2023: Robinhood Gold members can now earn 4.9% APY on uninvested cash.
  • Update 5/18/2023: The rate for Robinhood Gold members is now 4.65% APY.
  • Update 2/3/2023: Rate has increased to 4.15% APY
  • Update 1/19/2023: Robinhood Gold now earns 4.00% interest.
  • Update: Robinhood Gold now earns 3.75% interest; up from 3.00% previously.
Alpha Picks summer sale 2025

Robinhood Gold Offer Details

There’s no cap on how much you can earn, and you can withdraw at any time. Money in the cash sweep program is FDIC-insured by program banks up to $1.5 million.

>> OFFER LINK

Robinhood Gold Benefits

  • Introducing a new 4.00% cash sweeps interest rate for Robinhood Gold Members for their uninvested brokerage cash (rate is subject to change)
  • Larger Instant Deposits. With Gold, customers can get even larger Instant Deposits – up to $50,000 depending on their brokerage account balance and status. 
  • Professional research from Morningstar. Gold members get unlimited access to Morningstar’s premium, in-depth stock research reports. These reports are available for approximately 1,700 stocks and are updated frequently to reflect important company events.
  • Level II market data from Nasdaq. Level II market data shows multiple bid and ask prices from Nasdaq for any given security so investors can better determine the availability or desire for a security at a certain price. 
  • Access to margin investing at 8% interest. Eligible customers can borrow money from Robinhood and leverage their holdings to purchase securities. For Gold customers, the first $1,000 of margin is included, and then Gold customers pay 8% yearly interest beyond that. Non-Gold customers who are eligible have access to a margin interest rate of 12%.*** 
  • Customers can upgrade to Robinhood Gold for just $5 a month and new customers will receive a free 30-day trial. Those not enrolled in Robinhood Gold can still earn 1.5% interest for all uninvested brokerage cash swept to program banks once enrolled in cash sweep.

***To earn interest, a cash balance is needed. If you have a margin balance, there is no cash balance to earn interest. Interest rates for cash sweep and margin investing can change at any time.

TRENDING DEAL:

▶ GET UP TO $700 BONUS CASH WITH THIS INVESTING OFFER FROM J.P. MORGAN

Bottom Line

You can try Robinhood Gold with the free 30-day trial to see if the extra benefits are worth it for you.

The interest rate hike announced by the Fed has got many people thinking about their savings and investment options. With the new interest rate, which is 18x higher than the national average savings rate, Robinhood Gold members can earn even more income on their uninvested cash, with no cap. The interest compounds daily and is paid out monthly, with customers able to track their earnings within the app.

In addition to the new rate, Robinhood Gold offers a number of other benefits to its members, including bigger instant deposits, margin investing, real-time market data, and professional research. The $5 monthly subscription fee for Robinhood Gold is a small price to pay for the benefits it offers, and new subscribers will receive a free 30-day trial.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

READ MORE: FIND MORE ROBINHOOD PROMOTIONS HERE

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

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