Riverways Federal Credit Union, headquartered in Rolla, Missouri, has a great rate offer with its Beyond Checking account.
Designed to help consumers residing in Missouri maximize their savings, this account offers competitive rates and exciting referral incentives. Get the details below.
Beyond Checking Rate Offer
The Beyond Checking account has nice Annual Percentage Yield (APY) of 4.25% for balances up to $10,000.00.
For balances between $10,000.01 and $25,000.00, the APY drops to 1.0%.
Balances over $25,000.00 earn a modest 0.05% APY.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.
Account Features
Riverways Federal Credit Union has set a few requirements. These include:
- Minimum of 25 debit card transactions per month.
- Direct deposit.
- E-statements.
- Checks are available but not mandatory.
By meeting these criteria, you can unlock the full benefits of the account and maximize your earnings.
TRENDING DEAL:
▶ GET UP TO 4.31% APY WITH THE UFB PORTFOLIO SAVINGS ACCOUNT
Referral Program – $25 Per Referral
Riverways Federal Credit Union is also running a referral program, where you and your friends can earn cash rewards.
By referring a new member who opens a checking account, both you and your friend can earn a $25 referral fee.
To qualify for the referral reward:
- The new member’s account must have a direct deposit and 10 debit card transactions per statement period.
- The account must remain open and active for 60 days.
- The $25 reward will be deposited into both accounts on the first business day of the month following the 60-day requirement.
READ MORE: GET UP TO $3,000 WITH THIS WELCOME PROMO FROM CHASE
Bottom Line
With an APY of up to 4.25%, this account presents a good rate for your balances.
The referral program is a decent incentive that can help you and your friends earn cash rewards. Note that the referral reward requires the new member’s account to meet specific criteria and remain active for 60 days.
See more:
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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